Housing data for Stock Island, FL
Stock Island, FL has an estimated 4,162 residents and 2,049 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Monroe County.
72.4% of households rent.
The median gross rent is $2,013 a month.
Figures last updated on .
- Residents
- 4,162 (±814)
- Housing units
- 2,049 (±298)
- Households that rent
- 72.4%
- Median gross rent
- $2,013
- Residents since 2015–2019
- −5.8%
What stands out in Stock Island
Households that rent: 72.4% (±9.1 points) in Stock Island, higher than in Monroe County (34.2%).
Homes in buildings of 5 or more units: 32.9% (±12.5 points) in Stock Island, higher than in Monroe County (15.9%).
Median real estate taxes: $2,518 (±$448) in Stock Island, lower than in Monroe County ($4,129).
Median home value: $517,500 (±$139,612) in Stock Island, lower than in Monroe County ($780,600).
- Renters and owners in Stock Island
- Types of homes in Stock Island
- Property taxes in Stock Island
- Home values in Stock Island
Housing in Stock Island at a glance
- Median rent: $2,013 median gross rent a month
- Rent by bedrooms: $2,041 median gross rent, 2 bedrooms
- Rent burden: 86.6% of renters pay 30% or more of income
- Renters and owners: 72.4% of households rent
- Income and affordability: $65,515 median household income
- Home values: $517,500 median home value
- Homeowner costs: $2,880 median monthly cost with a mortgage
- Property taxes: $2,518 median real estate taxes a year
- Types of homes: 32.9% of homes are in buildings of 5 or more units
- Bedrooms: 31.9% of homes have 3 or more bedrooms
- Age of homes: 50.5% of homes were built before 1980
- Vacancy rate: 9.7% rental vacancy rate
- Heating fuel: 94.5% heat with electricity
- Commute and cars: 13.1 minutes average trip to work
- Growth: −5.8% residents since 2015–2019
- How long people stay: 32.7% moved in since 2020
- Crowding and facilities: 11.9% of homes have more than 1 person per room
Stock Island against Monroe County, its state and the nation
| Stock Island | Monroe County | Florida | United States | |
|---|---|---|---|---|
| Residents | 4,162 (±814) | 81,860 (exact) | 22,416,077 (exact) | 334,922,499 |
| Housing units | 2,049 (±298) | 54,834 (±47) | 10,256,470 (±942) | 143,775,355 |
| Households that rent | 72.4% (±9.1 points) | 34.2% (±1.7 points) | 32.4% (±0.2 points) | 34.8% |
| Median gross rent | $2,013 (±$239) | $1,999 (±$108) | $1,669 (±$5) | $1,413 |
| Median household income | $65,515 (±$24,578) | $87,738 (±$4,111) | $74,568 (±$284) | $80,734 |
| Median home value | $517,500 (±$139,612) | $780,600 (±$26,820) | $359,000 (±$930) | $332,700 |
| Median real estate taxes (a year) | $2,518 (±$448) | $4,129 (±$172) | $2,730 (±$10) | $3,119 |
| Built before 1980 | 50.5% (±13.2 points) | 45.6% (±1.9 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 13.1 minutes (±2.0) | 19.5 minutes (±0.9) | 28.0 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 73.2% (±10.6 points) | 89.9% (±1.6 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 34.5 years (±2.1) | 49.2 years (±0.2) | 42.6 years (±0.1) | 38.9 years |
Stock Island covers 0.8 square miles of land, about 4,973 residents per square mile (Census Bureau Gazetteer).
How Stock Island has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,416 (±492) | 4,162 (±814) | −5.8% | Not a measurable change |
| Housing units | 1,863 (±124) | 2,049 (±298) | +10.0% | Not a measurable change |
| Median gross rent | $1,323 (±$97) | $2,013 (±$239) | +52.2% | Up after inflation |
| Median home value | $309,700 (±$36,649) | $517,500 (±$139,612) | +67.1% | No measurable change after inflation |
| Median household income | $53,524 (±$7,903) | $65,515 (±$24,578) | +22.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,086 (±$256) | $2,880 (±$642) | +38.1% | No measurable change after inflation |
| Median real estate taxes | $1,709 (±$424) | $2,518 (±$448) | +47.3% | No measurable change after inflation |
| Households that rent | 65.7% (±6.7 points) | 72.4% (±9.1 points) | +6.7 percentage points | Not a measurable change |
| Rental vacancy rate | 13.3% (±5.1 points) | 9.7% (±7.9 points) | −3.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Monroe County
Stock Island has no police department of its own in the FBI’s figures, so this is the figure for Monroe County as a whole.
In 2025, the police departments that report for Monroe County recorded 250 violent and 827 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Stock Island
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Key West | 2.2 mi | $2,220 | $852,400 | 50.8% |
| Big Coppitt Key | 5.6 mi | $2,420 | $534,500 | 37.1% |
| Cudjoe Key | 17 mi | $1,864 | $857,400 | 20.8% |
| Big Pine Key | 25 mi | $1,724 | $637,000 | 11.7% |
| Marathon | 46 mi | $1,633 | $725,800 | 39.8% |
| Key Colony Beach | 46 mi | $1,929 | $919,800 | 31.9% |
| Layton | 61 mi | $1,833 | $842,400 | 28.1% |
| Islamorada | 80 mi | $1,882 | $919,600 | 15.5% |
Places in Florida most like Stock Island
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Key West | $2,220 | $852,400 | $87,037 | 50.8% |
| Lake Park | $1,600 | $394,400 | $70,954 | 53.5% |
| Mangonia Park | $1,723 | $338,100 | $60,781 | 68.2% |
| Tallahassee | $1,293 | $294,400 | $57,409 | 59.4% |
| Westgate | $1,421 | $251,300 | $51,604 | 63.5% |
| Lantana | $1,758 | $396,200 | $70,012 | 47.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Florida.
HUD Fair Market Rent for Stock Island, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,554 | $1,990 | $2,254 | $2,973 | $2,984 |
HUD income limits for Stock Island, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $30,100 | $50,200 | $80,300 |
| 2 people | $34,400 | $57,300 | $91,700 |
| 3 people | $38,700 | $64,500 | $103,200 |
| 4 people | $43,000 | $71,650 | $114,650 |
| 5 people | $46,450 | $77,350 | $123,850 |
| 6 people | $49,900 | $83,100 | $133,000 |
| 7 people | $53,350 | $88,850 | $142,200 |
| 8 people | $56,800 | $94,600 | $151,350 |
These are the limits HUD sets for its housing programs in the Monroe County, FL, where HUD’s median family income for fiscal year 2026 is $129,600.
A program can use its own limits; tax-credit and local programs often do.
Stock Island is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Stock Island
What is the average rent in Stock Island, FL?
The Census Bureau publishes the median rather than the average: the median gross rent in Stock Island is $2,013 (±$239) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Stock Island?
The median gross rent for a one-bedroom home in Stock Island, FL is $2,127 (±$327) a month (2020–2024 American Community Survey).
Are renters in Stock Island rent-burdened?
86.6% of renting households in Stock Island pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Stock Island?
Stock Island has an estimated 1,176 (±305) renting households, 72.4% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Stock Island?
The median household income in Stock Island is $65,515 (±$24,578) a year (2020–2024 American Community Survey).
What is the average home value in Stock Island, FL?
The Census Bureau publishes the median: $517,500 (±$139,612) for owner-occupied homes in Stock Island (2020–2024 American Community Survey).
Is Stock Island growing?
In Stock Island, the number of residents went from 4,416 in 2015–2019 to 4,162 in 2020–2024 (−5.8%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Stock Island CDP, Florida
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Stock Island CDP, Florida
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Stock Island CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Stock Island CDP, Florida
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Stock Island CDP, Florida
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Stock Island CDP, Florida
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Stock Island CDP, Florida
- HUD Fair Market Rents, fiscal year 2027: Monroe County, FL
- HUD Income Limits, fiscal year 2026: Monroe County, FL
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Stock Island CDP, Florida (place:68800, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .