How much do homeowners pay a month in Vero Beach South, FL?

Name: Homeowner costs in Vero Beach South, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Vero Beach South, FL pay a median of $1,711 (±$98) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $583 (±$31).

52.4% of owned homes carry a mortgage.

In Vero Beach South, the median monthly cost with a mortgage went from $1,289 in 2015–2019 to $1,711 in 2020–2024 (+32.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,711 (±$98)
Without a mortgage: $583 (±$31)
Owned with a mortgage: 52.4%

Monthly owner costs in Vero Beach South

Median selected monthly owner costs, estimate (90% margin of error)
	Vero Beach South	Indian River County	Florida	United States
With a mortgage	$1,711 (±$98)	$1,722 (±$42)	$1,959 (±$5)	$1,963
Without a mortgage	$583 (±$31)	$692 (±$23)	$673 (±$3)	$638
Owned homes with a mortgage	52.4% (±4.3 points)	47.0% (±1.6 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,949 (±$141)	$2,436 (±$93)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Vero Beach South, the median cost with a mortgage is not measurably different from Indian River County ($1,722).

It is also lower than in Florida ($1,959).

It is lower than the national figure ($1,963).

In Indian River County, Vero Beach South ranks 8 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 488 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Vero Beach South have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,289 (±$76)	$1,711 (±$98)	+32.7%	No measurable change after inflation
Median real estate taxes	$1,281 (±$110)	$1,949 (±$141)	+52.1%	Up after inflation
Median home value	$184,200 (±$8,179)	$335,200 (±$19,988)	+82.0%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Vero Beach South

Nearest places with a published estimate, compared with Vero Beach South
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Vero Beach South	—	$1,711 (±$98)	—
Vero Beach	2.8 mi	$1,988 (±$325)	Not measurably different
Florida Ridge	2.9 mi	$1,440 (±$85)	Lower
West Vero Corridor	4.2 mi	$1,649 (±$124)	Not measurably different
Gifford	4.4 mi	$1,638 (±$101)	Not measurably different
Lakewood Park	5.4 mi	$1,533 (±$108)	Lower
South Beach	5.8 mi	$4,000 or more	—
Winter Beach	7.1 mi	$2,208 (±$163)	Higher
Indian River Shores	7.1 mi	$4,000 or more	—

Nearby places with a measurably lower figure: Florida Ridge, FL ($1,440), Lakewood Park, FL ($1,533).

Nearby places with a measurably higher figure: Winter Beach, FL ($2,208).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Indian River County, place by place

Rank	Place	Median monthly cost with a mortgage
1 (tie)	Orchid	$4,000 or more
1 (tie)	South Beach	$4,000 or more
4	Wabasso Beach	$3,090 (±$282)
5	Winter Beach	$2,208 (±$163)
6	Vero Beach	$1,988 (±$325)
7	Wabasso	$1,823 (±$1,222)
8	Vero Beach South	$1,711 (±$98)
9	West Vero Corridor	$1,649 (±$124)
10	Gifford	$1,638 (±$101)
11	Sebastian	$1,613 (±$108)
12	Roseland	$1,583 (±$626)
13	Vero Lake Estates	$1,460 (±$192)
14	Florida Ridge	$1,440 (±$85)

Showing 13 of 15 places in Indian River County, ranked from highest to lowest.

Vero Beach South is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Vero Beach South

What is the average mortgage payment in Vero Beach South?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Vero Beach South, FL is $1,711 (±$98) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Vero Beach South?

Owners without a mortgage in Vero Beach South pay a median of $583 (±$31) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Vero Beach South gone up?

In Vero Beach South, the median monthly cost with a mortgage went from $1,289 in 2015–2019 to $1,711 in 2020–2024 (+32.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Vero Beach South CDP, Florida (place:74200, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.