How much do homeowners pay a month in East Kapolei, HI?

Name: Homeowner costs in East Kapolei, HI, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in East Kapolei, HI pay a median of $2,911 (±$354) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

89.2% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,911 (±$354)
Without a mortgage: $1,500 or more
Owned with a mortgage: 89.2%

Monthly owner costs in East Kapolei

Median selected monthly owner costs, estimate (90% margin of error)
	East Kapolei	Honolulu County	Hawaii	United States
With a mortgage	$2,911 (±$354)	$3,111 (±$32)	$2,904 (±$28)	$1,963
Without a mortgage	$1,500 or more	$783 (±$9)	$697 (±$9)	$638
Owned homes with a mortgage	89.2% (±10.2 points)	64.9% (±0.7 points)	62.7% (±0.6 points)	60.6%
Median real estate taxes (a year)	$2,024 (±$396)	$2,553 (±$26)	$2,239 (±$31)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In East Kapolei, the median cost with a mortgage is not measurably different from Honolulu County ($3,111).

It is not measurably different from Hawaii ($2,904).

It is higher than the national figure ($1,963).

In Honolulu County, East Kapolei ranks 29 of 44 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 47 of 117.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near East Kapolei

Nearest places with a published estimate, compared with East Kapolei
Place	Distance	Median monthly cost with a mortgage	Compared with this place
East Kapolei	—	$2,911 (±$354)	—
West Loch Estate	1.1 mi	$2,830 (±$550)	Not measurably different
Ewa Villages	1.5 mi	$3,125 (±$619)	Not measurably different
Ewa Gentry	2.2 mi	$3,236 (±$150)	Not measurably different
Kapolei	2.4 mi	$3,002 (±$184)	Not measurably different
Waipahu	2.4 mi	$2,890 (±$247)	Not measurably different
Makakilo	2.6 mi	$3,101 (±$157)	Not measurably different
Royal Kunia	3.0 mi	$2,863 (±$192)	Not measurably different
Waikele	3.5 mi	$2,599 (±$198)	Not measurably different

None of the nearby places differs measurably from this one on this figure.

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Honolulu County, place by place

Rank	Place	Median monthly cost with a mortgage
23	Mililani Town	$3,027 (±$146)
24	Ewa Beach	$3,019 (±$235)
25	Kapolei	$3,002 (±$184)
26	Hauula	$3,000 (±$578)
27	Mokuleia	$2,994 (±$691)
28	Wahiawa	$2,980 (±$200)
29	East Kapolei	$2,911 (±$354)
30	Pearl City	$2,902 (±$141)
31	Waipahu	$2,890 (±$247)
32	Haleiwa	$2,872 (±$279)
33	Royal Kunia	$2,863 (±$192)
34	West Loch Estate	$2,830 (±$550)
35	Maili	$2,758 (±$189)

Showing 13 of 44 places in Honolulu County, ranked from highest to lowest.

East Kapolei is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about East Kapolei

What is the average mortgage payment in East Kapolei?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in East Kapolei, HI is $2,911 (±$354) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in East Kapolei?

Owners without a mortgage in East Kapolei pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for East Kapolei CDP, Hawaii (place:06300, in state:15).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.