How much do homeowners pay a month in Kailua (Hawaii County), HI?
Homeowners with a mortgage in Kailua (Hawaii County), HI pay a median of $2,647 (±$107) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $852 (±$122).
60.1% of owned homes carry a mortgage.
In Kailua (Hawaii County), the median monthly cost with a mortgage went from $2,203 in 2015–2019 to $2,647 in 2020–2024 (+20.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,647 (±$107)
- Without a mortgage
- $852 (±$122)
- Owned with a mortgage
- 60.1%
Monthly owner costs in Kailua (Hawaii County)
| Kailua (Hawaii County) | Hawaii County | Hawaii | United States | |
|---|---|---|---|---|
| With a mortgage | $2,647 (±$107) | $2,157 (±$63) | $2,904 (±$28) | $1,963 |
| Without a mortgage | $852 (±$122) | $477 (±$21) | $697 (±$9) | $638 |
| Owned homes with a mortgage | 60.1% (±5.6 points) | 54.4% (±1.6 points) | 62.7% (±0.6 points) | 60.6% |
| Median real estate taxes (a year) | $2,290 (±$423) | $1,459 (±$51) | $2,239 (±$31) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Kailua (Hawaii County), the median cost with a mortgage is higher than in Hawaii County ($2,157).
It is also lower than in Hawaii ($2,904).
It is higher than the national figure ($1,963).
In Hawaii County, Kailua (Hawaii County) ranks 7 of 35 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 67 of 117.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Kailua (Hawaii County) have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,203 (±$126) | $2,647 (±$107) | +20.2% | No measurable change after inflation |
| Median real estate taxes | $1,509 (±$295) | $2,290 (±$423) | +51.8% | No measurable change after inflation |
| Median home value | $461,900 (±$25,248) | $667,400 (±$43,323) | +44.5% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Kailua (Hawaii County)
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Kailua (Hawaii County) | — | $2,647 (±$107) | — |
| Holualoa | 5.4 mi | $3,242 (±$131) | Higher |
| Kahaluu-Keauhou | 5.7 mi | $3,039 (±$496) | Not measurably different |
| Kaloko | 6.4 mi | $3,950 (±$429) | Higher |
| Kaiminani | 7.7 mi | $2,621 (±$195) | Not measurably different |
| Honalo | 7.9 mi | $3,375 (±$772) | Not measurably different |
| Kealakekua | 9.9 mi | $1,892 (±$688) | Lower |
| Captain Cook | 12 mi | $2,425 (±$270) | Not measurably different |
| Honaunau-Napoopoo | 16 mi | $3,930 (±$446) | Higher |
Nearby places with a measurably lower figure: Kealakekua, HI ($1,892).
Nearby places with a measurably higher figure: Holualoa, HI ($3,242), Kaloko, HI ($3,950), Honaunau-Napoopoo, HI ($3,930).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Hawaii County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Kaloko | $3,950 (±$429) |
| 2 | Honaunau-Napoopoo | $3,930 (±$446) |
| 3 | Honalo | $3,375 (±$772) |
| 4 | Holualoa | $3,242 (±$131) |
| 5 | Kahaluu-Keauhou | $3,039 (±$496) |
| 6 | Waikoloa Village | $2,712 (±$321) |
| 7 | Kailua (Hawaii County) | $2,647 (±$107) |
| 8 | Kaiminani | $2,621 (±$195) |
| 9 | Captain Cook | $2,425 (±$270) |
| 10 | Waimea (Hawaii County) | $2,382 (±$407) |
| 11 | Fern Forest | $2,233 (±$1,126) |
| 12 | Hawi | $2,214 (±$402) |
| 13 | Halaula | $2,205 (±$275) |
Showing 13 of 35 places in Hawaii County, ranked from highest to lowest.
Kailua (Hawaii County) is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Kailua (Hawaii County)
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Kailua (Hawaii County) beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Kailua (Hawaii County), save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Kailua (Hawaii County), and send estimates and invoices from your phone.
Questions about Kailua (Hawaii County)
What is the average mortgage payment in Kailua (Hawaii County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Kailua (Hawaii County), HI is $2,647 (±$107) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Kailua (Hawaii County)?
Owners without a mortgage in Kailua (Hawaii County) pay a median of $852 (±$122) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Kailua (Hawaii County) gone up?
In Kailua (Hawaii County), the median monthly cost with a mortgage went from $2,203 in 2015–2019 to $2,647 in 2020–2024 (+20.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Kailua CDP (Hawaii County), Hawaii
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Kailua CDP (Hawaii County), Hawaii
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Kailua CDP (Hawaii County), Hawaii
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Kailua CDP (Hawaii County), Hawaii
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Kailua CDP (Hawaii County), Hawaii
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Kailua CDP (Hawaii County), Hawaii (place:23000, in state:15).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Kailua (Hawaii County) at a glance
- Median rent in Kailua (Hawaii County)
- Rent by bedrooms in Kailua (Hawaii County)
- Rent burden in Kailua (Hawaii County)
- Renters and owners in Kailua (Hawaii County)
- Income and affordability in Kailua (Hawaii County)
- Home values in Kailua (Hawaii County)
- Property taxes in Kailua (Hawaii County)
- Types of homes in Kailua (Hawaii County)
- Bedrooms in Kailua (Hawaii County)
- Age of homes in Kailua (Hawaii County)
- Vacancy rate in Kailua (Hawaii County)
- Heating fuel in Kailua (Hawaii County)
- Commute and cars in Kailua (Hawaii County)
- Population growth in Kailua (Hawaii County)
- How long people stay in Kailua (Hawaii County)
- Crowding and facilities in Kailua (Hawaii County)
- Hawaii landlord and tenant rules
- Housing across Hawaii County
- Housing data for every place in Hawaii