How much do homeowners pay a month in Des Plaines, IL?

Name: Homeowner costs in Des Plaines, IL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Des Plaines, IL pay a median of $2,137 (±$48) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $880 (±$36).

59.9% of owned homes carry a mortgage.

In Des Plaines, the median monthly cost with a mortgage went from $1,896 in 2015–2019 to $2,137 in 2020–2024 (+12.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,137 (±$48)
Without a mortgage: $880 (±$36)
Owned with a mortgage: 59.9%

Monthly owner costs in Des Plaines

Median selected monthly owner costs, estimate (90% margin of error)
	Des Plaines	Cook County	Illinois	United States
With a mortgage	$2,137 (±$48)	$2,270 (±$10)	$1,987 (±$6)	$1,963
Without a mortgage	$880 (±$36)	$910 (±$7)	$792 (±$4)	$638
Owned homes with a mortgage	59.9% (±2.5 points)	62.4% (±0.4 points)	60.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$6,344 (±$153)	$6,191 (±$30)	$5,298 (±$22)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Des Plaines, the median cost with a mortgage is lower than in Cook County ($2,270).

It is also higher than in Illinois ($1,987).

It is higher than the national figure ($1,963).

In Cook County, Des Plaines ranks 66 of 148 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 316 of 2,589.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Des Plaines have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,896 (±$36)	$2,137 (±$48)	+12.7%	Down after inflation
Median real estate taxes	$5,671 (±$98)	$6,344 (±$153)	+11.9%	Down after inflation
Median home value	$256,700 (±$3,864)	$335,600 (±$4,808)	+30.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Des Plaines

Nearest places with a published estimate, compared with Des Plaines
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Des Plaines	—	$2,137 (±$48)	—
Maine Township (Cook County)	1.9 mi	$2,407 (±$52)	Higher
Mount Prospect	2.8 mi	$2,619 (±$79)	Higher
Park Ridge	3.3 mi	$3,312 (±$119)	Higher
Rosemont	3.5 mi	$2,314 (±$242)	Not measurably different
Elk Grove Township	3.9 mi	$2,180 (±$73)	Not measurably different
Niles	4.7 mi	$2,159 (±$124)	Not measurably different
Prospect Heights	5.0 mi	$2,506 (±$247)	Higher
Elk Grove Village	5.1 mi	$2,164 (±$94)	Not measurably different

Nearby places with a measurably higher figure: Maine Township (Cook County), IL ($2,407), Mount Prospect, IL ($2,619), Park Ridge, IL ($3,312).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Cook County, place by place

Rank	Place	Median monthly cost with a mortgage
60	Elk Grove Township	$2,180 (±$73)
61	Harwood Heights	$2,177 (±$212)
62	Elk Grove Village	$2,164 (±$94)
63	Niles	$2,159 (±$124)
64	Forest Park	$2,153 (±$213)
65	Schiller Park	$2,138 (±$217)
66	Des Plaines	$2,137 (±$48)
67	Tinley Park	$2,129 (±$68)
68	Schaumburg	$2,126 (±$76)
69	Schaumburg Township	$2,123 (±$52)
70	Lynwood	$2,117 (±$319)
71	Melrose Park	$2,114 (±$141)
72 (tie)	Berkeley	$2,112 (±$120)

Showing 13 of 148 places in Cook County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Des Plaines

What is the average mortgage payment in Des Plaines?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Des Plaines, IL is $2,137 (±$48) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Des Plaines?

Owners without a mortgage in Des Plaines pay a median of $880 (±$36) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Des Plaines gone up?

In Des Plaines, the median monthly cost with a mortgage went from $1,896 in 2015–2019 to $2,137 in 2020–2024 (+12.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Des Plaines city, Illinois (place:19642, in state:17).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.