How much do homeowners pay a month in Douglas Township (Effingham County), IL?

Name: Homeowner costs in Douglas Township (Effingham County), IL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Douglas Township (Effingham County), IL pay a median of $1,391 (±$80) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $629 (±$46).

55.5% of owned homes carry a mortgage.

In Douglas Township (Effingham County), the median monthly cost with a mortgage went from $1,004 in 2015–2019 to $1,391 in 2020–2024 (+38.5%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,391 (±$80)
Without a mortgage: $629 (±$46)
Owned with a mortgage: 55.5%

Monthly owner costs in Douglas Township (Effingham County)

Median selected monthly owner costs, estimate (90% margin of error)
	Douglas Township (Effingham County)	Effingham County	Illinois	United States
With a mortgage	$1,391 (±$80)	$1,427 (±$51)	$1,987 (±$6)	$1,963
Without a mortgage	$629 (±$46)	$616 (±$22)	$792 (±$4)	$638
Owned homes with a mortgage	55.5% (±5.0 points)	52.8% (±2.6 points)	60.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,894 (±$280)	$2,823 (±$125)	$5,298 (±$22)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Douglas Township (Effingham County), the median cost with a mortgage is not measurably different from Effingham County ($1,427).

It is also lower than in Illinois ($1,987).

It is lower than the national figure ($1,963).

In Effingham County, Douglas Township (Effingham County) ranks 12 of 25 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 1158 of 2,589.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Douglas Township (Effingham County) have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,004 (±$77)	$1,391 (±$80)	+38.5%	Up after inflation
Median real estate taxes	$2,330 (±$202)	$2,894 (±$280)	+24.2%	No measurable change after inflation
Median home value	$133,200 (±$10,565)	$184,900 (±$15,081)	+38.8%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Douglas Township (Effingham County)

Nearest places with a published estimate, compared with Douglas Township (Effingham County)
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Douglas Township (Effingham County)	—	$1,391 (±$80)	—
Teutopolis Township	3.3 mi	$1,805 (±$162)	Higher
Effingham	3.4 mi	$1,381 (±$84)	Not measurably different
Teutopolis	3.8 mi	$1,563 (±$240)	Not measurably different
Sigel	4.5 mi	$1,150 (±$135)	Lower
Sigel Township	5.8 mi	$1,140 (±$58)	Lower
Banner Township (Effingham County)	5.9 mi	$1,211 (±$340)	Not measurably different
Summit Township	6.1 mi	$2,049 (±$254)	Higher
Shumway	6.5 mi	$1,055 (±$148)	Lower

Nearby places with a measurably lower figure: Sigel, IL ($1,150), Sigel Township, IL ($1,140), Shumway, IL ($1,055).

Nearby places with a measurably higher figure: Teutopolis Township, IL ($1,805), Summit Township, IL ($2,049).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Effingham County, place by place

Rank	Place	Median monthly cost with a mortgage
5 (tie)	Moccasin Township	$1,563 (±$975)
7	Union Township (Effingham County)	$1,557 (±$174)
8	Dieterich	$1,505 (±$240)
9	Watson Township	$1,504 (±$211)
10	West Township (Effingham County)	$1,446 (±$850)
11	St. Francis Township	$1,401 (±$177)
12	Douglas Township (Effingham County)	$1,391 (±$80)
13	Effingham	$1,381 (±$84)
14	Jackson Township (Effingham County)	$1,242 (±$230)
15	Banner Township (Effingham County)	$1,211 (±$340)
16	Mason Township	$1,198 (±$156)
17	Mound Township (Effingham County)	$1,181 (±$72)
18	Altamont	$1,174 (±$122)

Showing 13 of 25 places in Effingham County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Douglas Township (Effingham County)

What is the average mortgage payment in Douglas Township (Effingham County)?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Douglas Township (Effingham County), IL is $1,391 (±$80) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Douglas Township (Effingham County)?

Owners without a mortgage in Douglas Township (Effingham County) pay a median of $629 (±$46) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Douglas Township (Effingham County) gone up?

In Douglas Township (Effingham County), the median monthly cost with a mortgage went from $1,004 in 2015–2019 to $1,391 in 2020–2024 (+38.5%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Douglas township, Effingham County, Illinois (county subdivision:20474, in state:17 county:049).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.