How much do homeowners pay a month in Ela Township, IL?

Name: Homeowner costs in Ela Township, IL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Ela Township, IL pay a median of $3,316 (±$114) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,434 (±$68).

71.2% of owned homes carry a mortgage.

In Ela Township, the median monthly cost with a mortgage went from $2,872 in 2015–2019 to $3,316 in 2020–2024 (+15.5%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $3,316 (±$114)
Without a mortgage: $1,434 (±$68)
Owned with a mortgage: 71.2%

Monthly owner costs in Ela Township

Median selected monthly owner costs, estimate (90% margin of error)
	Ela Township	Lake County	Illinois	United States
With a mortgage	$3,316 (±$114)	$2,503 (±$39)	$1,987 (±$6)	$1,963
Without a mortgage	$1,434 (±$68)	$1,088 (±$17)	$792 (±$4)	$638
Owned homes with a mortgage	71.2% (±2.7 points)	63.9% (±0.7 points)	60.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$10,000 or more	$8,923 (±$108)	$5,298 (±$22)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Ela Township, the median cost with a mortgage is higher than in Lake County ($2,503).

It is also higher than in Illinois ($1,987).

It is higher than the national figure ($1,963).

In Lake County, Ela Township ranks 19 of 70 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 47 of 2,589.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Ela Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,872 (±$72)	$3,316 (±$114)	+15.5%	Down after inflation
Median home value	$442,500 (±$8,943)	$538,700 (±$18,710)	+21.7%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Ela Township

Nearest places with a published estimate, compared with Ela Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Ela Township	—	$3,316 (±$114)	—
Forest Lake	1.2 mi	$2,075 (±$747)	Lower
Kildeer	1.2 mi	$4,000 or more	—
Lake Zurich	1.3 mi	$2,749 (±$88)	Lower
Deer Park	2.4 mi	$3,922 (±$314)	Higher
Long Grove	2.6 mi	$4,000 or more	—
Hawthorn Woods	2.8 mi	$3,923 (±$245)	Higher
North Barrington	3.5 mi	$3,984 (±$244)	Higher
Barrington	4.6 mi	$3,393 (±$265)	Not measurably different

Nearby places with a measurably lower figure: Forest Lake, IL ($2,075), Lake Zurich, IL ($2,749).

Nearby places with a measurably higher figure: Deer Park, IL ($3,922), Hawthorn Woods, IL ($3,923), North Barrington, IL ($3,984).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Lake County, place by place

Rank	Place	Median monthly cost with a mortgage
13	Lake Bluff	$3,771 (±$182)
14	Deerfield	$3,731 (±$116)
15	Moraine Township	$3,496 (±$300)
16	Highland Park	$3,479 (±$286)
17	Cuba Township	$3,436 (±$191)
18	Libertyville	$3,324 (±$154)
19	Ela Township	$3,316 (±$114)
20	Lake Barrington	$3,304 (±$381)
21	Vernon Township	$3,277 (±$72)
22	Shields Township	$3,259 (±$230)
23	Indian Creek	$3,146 (±$212)
24	Tower Lakes	$3,066 (±$367)
25	Libertyville Township	$2,985 (±$143)

Showing 13 of 70 places in Lake County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Ela Township

What is the average mortgage payment in Ela Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Ela Township, IL is $3,316 (±$114) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Ela Township?

Owners without a mortgage in Ela Township pay a median of $1,434 (±$68) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Ela Township gone up?

In Ela Township, the median monthly cost with a mortgage went from $2,872 in 2015–2019 to $3,316 in 2020–2024 (+15.5%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ela township, Lake County, Illinois (county subdivision:22853, in state:17 county:097).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.