How much do homeowners pay a month in Empire Township, IL?
Homeowners with a mortgage in Empire Township, IL pay a median of $1,441 (±$164) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $822 (±$30).
69.7% of owned homes carry a mortgage.
In Empire Township, the median monthly cost with a mortgage went from $1,327 in 2015–2019 to $1,441 in 2020–2024 (+8.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,441 (±$164)
- Without a mortgage
- $822 (±$30)
- Owned with a mortgage
- 69.7%
Monthly owner costs in Empire Township
| Empire Township | McLean County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,441 (±$164) | $1,673 (±$28) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $822 (±$30) | $713 (±$17) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 69.7% (±7.0 points) | 62.9% (±1.5 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,855 (±$473) | $4,524 (±$74) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Empire Township, the median cost with a mortgage is lower than in McLean County ($1,673).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In McLean County, Empire Township ranks 24 of 50 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1076 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Empire Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,327 (±$145) | $1,441 (±$164) | +8.6% | No measurable change after inflation |
| Median real estate taxes | $3,265 (±$294) | $3,855 (±$473) | +18.1% | No measurable change after inflation |
| Median home value | $144,400 (±$10,116) | $174,600 (±$15,280) | +20.9% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Empire Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Empire Township | — | $1,441 (±$164) | — |
| Le Roy | 0.9 mi | $1,416 (±$159) | Not measurably different |
| West Township (McLean County) | 6.4 mi | $1,435 (±$1,006) | Not measurably different |
| Downs Township | 6.7 mi | $1,491 (±$271) | Not measurably different |
| Dawson Township | 7.5 mi | $1,694 (±$497) | Not measurably different |
| Ellsworth | 7.9 mi | $1,192 (±$138) | Lower |
| Farmer City | 8.2 mi | $1,351 (±$142) | Not measurably different |
| Santa Anna Township | 8.6 mi | $1,383 (±$132) | Not measurably different |
| Downs | 8.7 mi | $1,893 (±$478) | Not measurably different |
Nearby places with a measurably lower figure: Ellsworth, IL ($1,192).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across McLean County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 18 | Danvers | $1,642 (±$178) |
| 19 (tie) | Bloomington | $1,621 (±$48) |
| 19 (tie) | Bloomington City Township | $1,621 (±$48) |
| 21 | Lexington Township | $1,610 (±$230) |
| 22 | Lexington | $1,504 (±$177) |
| 23 | Downs Township | $1,491 (±$271) |
| 24 | Empire Township | $1,441 (±$164) |
| 25 | West Township (McLean County) | $1,435 (±$1,006) |
| 26 | Le Roy | $1,416 (±$159) |
| 27 | White Oak Township | $1,391 (±$254) |
| 28 | Mount Hope Township | $1,359 (±$112) |
| 29 | Martin Township (McLean County) | $1,332 (±$67) |
| 30 | Chenoa | $1,326 (±$121) |
Showing 13 of 50 places in McLean County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Empire Township
What is the average mortgage payment in Empire Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Empire Township, IL is $1,441 (±$164) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Empire Township?
Owners without a mortgage in Empire Township pay a median of $822 (±$30) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Empire Township gone up?
In Empire Township, the median monthly cost with a mortgage went from $1,327 in 2015–2019 to $1,441 in 2020–2024 (+8.6%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Empire township, McLean County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Empire township, McLean County, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Empire township, McLean County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Empire township, McLean County, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Empire township, McLean County, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Empire township, McLean County, Illinois (county subdivision:24140, in state:17 county:113).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Empire Township at a glance
- Median rent in Empire Township
- Rent by bedrooms in Empire Township
- Renters and owners in Empire Township
- Income and affordability in Empire Township
- Home values in Empire Township
- Property taxes in Empire Township
- Types of homes in Empire Township
- Bedrooms in Empire Township
- Age of homes in Empire Township
- Heating fuel in Empire Township
- Commute and cars in Empire Township
- Population growth in Empire Township
- How long people stay in Empire Township
- Crowding and facilities in Empire Township
- Illinois landlord and tenant rules
- Housing across McLean County
- Housing data for every place in Illinois