How much do homeowners pay a month in Fulton, IL?
Homeowners with a mortgage in Fulton, IL pay a median of $1,188 (±$97) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $497 (±$105).
54.8% of owned homes carry a mortgage.
In Fulton, the median monthly cost with a mortgage went from $1,032 in 2015–2019 to $1,188 in 2020–2024 (+15.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,188 (±$97)
- Without a mortgage
- $497 (±$105)
- Owned with a mortgage
- 54.8%
Monthly owner costs in Fulton
| Fulton | Whiteside County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,188 (±$97) | $1,216 (±$29) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $497 (±$105) | $547 (±$13) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 54.8% (±10.2 points) | 54.8% (±2.2 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,132 (±$315) | $2,598 (±$69) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Fulton, the median cost with a mortgage is not measurably different from Whiteside County ($1,216).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In Whiteside County, Fulton ranks 20 of 32 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1679 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Fulton have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,032 (±$142) | $1,188 (±$97) | +15.1% | No measurable change after inflation |
| Median real estate taxes | $2,486 (±$191) | $2,132 (±$315) | −14.2% | Down after inflation |
| Median home value | $114,100 (±$10,286) | $121,700 (±$9,051) | +6.7% | Down after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Fulton
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Fulton | — | $1,188 (±$97) | — |
| Fulton Township | 2.2 mi | $1,217 (±$105) | Not measurably different |
| Clinton | 4.6 mi | $1,190 (±$50) | Not measurably different |
| Garden Plain Township | 5.2 mi | $1,500 (±$233) | Higher |
| Albany | 6.2 mi | $1,427 (±$170) | Higher |
| Ustick Township | 6.9 mi | $1,925 (±$314) | Higher |
| Union Grove Township | 7.8 mi | $1,614 (±$495) | Not measurably different |
| Camanche | 7.9 mi | $1,490 (±$207) | Higher |
| Thomson | 7.9 mi | $1,267 (±$266) | Not measurably different |
Nearby places with a measurably higher figure: Garden Plain Township, IL ($1,500), Albany, IL ($1,427), Ustick Township, IL ($1,925).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Whiteside County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 14 | Coleta | $1,241 (±$183) |
| 15 | Hopkins Township | $1,233 (±$199) |
| 16 | Fulton Township | $1,217 (±$105) |
| 17 | Erie Township | $1,211 (±$105) |
| 18 | Genesee Township | $1,208 (±$149) |
| 19 | Clyde Township | $1,196 (±$612) |
| 20 | Fulton | $1,188 (±$97) |
| 21 | Lyndon Township | $1,185 (±$263) |
| 22 | Morrison | $1,184 (±$136) |
| 23 | Sterling Township | $1,182 (±$51) |
| 24 | Prophetstown Township | $1,172 (±$142) |
| 25 (tie) | Erie | $1,147 (±$85) |
| 25 (tie) | Sterling | $1,147 (±$56) |
Showing 13 of 32 places in Whiteside County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Fulton
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Fulton beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Fulton, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Fulton, and send estimates and invoices from your phone.
Questions about Fulton
What is the average mortgage payment in Fulton?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Fulton, IL is $1,188 (±$97) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Fulton?
Owners without a mortgage in Fulton pay a median of $497 (±$105) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Fulton gone up?
In Fulton, the median monthly cost with a mortgage went from $1,032 in 2015–2019 to $1,188 in 2020–2024 (+15.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Fulton city, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Fulton city, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Fulton city, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Fulton city, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Fulton city, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Fulton city, Illinois (place:28144, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Fulton at a glance
- Median rent in Fulton
- Rent by bedrooms in Fulton
- Rent burden in Fulton
- Renters and owners in Fulton
- Income and affordability in Fulton
- Home values in Fulton
- Property taxes in Fulton
- Types of homes in Fulton
- Bedrooms in Fulton
- Age of homes in Fulton
- Heating fuel in Fulton
- Commute and cars in Fulton
- Crime reported to police in Fulton
- Population growth in Fulton
- How long people stay in Fulton
- Crowding and facilities in Fulton
- Illinois landlord and tenant rules
- Housing across Whiteside County
- Housing data for every place in Illinois