How much do homeowners pay a month in Harrisburg, IL?
Homeowners with a mortgage in Harrisburg, IL pay a median of $1,008 (±$142) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $460 (±$42).
46.7% of owned homes carry a mortgage.
In Harrisburg, the median monthly cost with a mortgage went from $933 in 2015–2019 to $1,008 in 2020–2024 (+8.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,008 (±$142)
- Without a mortgage
- $460 (±$42)
- Owned with a mortgage
- 46.7%
Monthly owner costs in Harrisburg
| Harrisburg | Saline County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,008 (±$142) | $1,165 (±$67) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $460 (±$42) | $490 (±$29) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 46.7% (±6.7 points) | 39.9% (±3.5 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,429 (±$277) | $1,597 (±$181) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Harrisburg, the median cost with a mortgage is not measurably different from Saline County ($1,165).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In Saline County, Harrisburg ranks 9 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2222 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Harrisburg have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $933 (±$49) | $1,008 (±$142) | +8.0% | No measurable change after inflation |
| Median real estate taxes | $1,206 (±$188) | $1,429 (±$277) | +18.5% | No measurable change after inflation |
| Median home value | $69,800 (±$4,739) | $84,100 (±$8,568) | +20.5% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Harrisburg
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Harrisburg | — | $1,008 (±$142) | — |
| Harrisburg Township | 0.5 mi | $1,071 (±$112) | Not measurably different |
| Raleigh Township | 5.2 mi | $1,504 (±$334) | Higher |
| Carrier Mills | 5.7 mi | $960 (±$144) | Not measurably different |
| Raleigh | 6.0 mi | $938 (±$367) | Not measurably different |
| Carrier Mills Township | 6.5 mi | $1,088 (±$115) | Not measurably different |
| Independence Township | 6.7 mi | $1,560 (±$353) | Higher |
| Brushy Township | 6.9 mi | $1,613 (±$468) | Higher |
| Eldorado | 7.7 mi | $889 (±$199) | Not measurably different |
Nearby places with a measurably higher figure: Raleigh Township, IL ($1,504), Independence Township, IL ($1,560), Brushy Township, IL ($1,613).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Saline County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 3 | Brushy Township | $1,613 (±$468) |
| 4 | Independence Township | $1,560 (±$353) |
| 5 | Raleigh Township | $1,504 (±$334) |
| 6 | Carrier Mills Township | $1,088 (±$115) |
| 7 | East Eldorado Township | $1,076 (±$134) |
| 8 | Harrisburg Township | $1,071 (±$112) |
| 9 | Harrisburg | $1,008 (±$142) |
| 10 | Carrier Mills | $960 (±$144) |
| 11 | Stonefort | $950 (±$523) |
| 12 | Raleigh | $938 (±$367) |
| 13 | Eldorado | $889 (±$199) |
| 14 | Galatia | $859 (±$74) |
| 15 | Galatia Township | $856 (±$115) |
Showing 13 of 15 places in Saline County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Harrisburg
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Harrisburg beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Harrisburg, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Harrisburg, and send estimates and invoices from your phone.
Questions about Harrisburg
What is the average mortgage payment in Harrisburg?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harrisburg, IL is $1,008 (±$142) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Harrisburg?
Owners without a mortgage in Harrisburg pay a median of $460 (±$42) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Harrisburg gone up?
In Harrisburg, the median monthly cost with a mortgage went from $933 in 2015–2019 to $1,008 in 2020–2024 (+8.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Harrisburg city, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Harrisburg city, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Harrisburg city, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Harrisburg city, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Harrisburg city, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Harrisburg city, Illinois (place:33136, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Harrisburg at a glance
- Median rent in Harrisburg
- Rent by bedrooms in Harrisburg
- Rent burden in Harrisburg
- Renters and owners in Harrisburg
- Income and affordability in Harrisburg
- Home values in Harrisburg
- Property taxes in Harrisburg
- Types of homes in Harrisburg
- Bedrooms in Harrisburg
- Age of homes in Harrisburg
- Heating fuel in Harrisburg
- Commute and cars in Harrisburg
- Crime reported to police in Harrisburg
- Population growth in Harrisburg
- How long people stay in Harrisburg
- Illinois landlord and tenant rules
- Housing across Saline County
- Housing data for every place in Illinois