How much do homeowners pay a month in Harter Township, IL?
Homeowners with a mortgage in Harter Township, IL pay a median of $1,103 (±$213) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $437 (±$30).
51.9% of owned homes carry a mortgage.
In Harter Township, the median monthly cost with a mortgage went from $929 in 2015–2019 to $1,103 in 2020–2024 (+18.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,103 (±$213)
- Without a mortgage
- $437 (±$30)
- Owned with a mortgage
- 51.9%
Monthly owner costs in Harter Township
| Harter Township | Clay County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,103 (±$213) | $1,175 (±$98) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $437 (±$30) | $457 (±$19) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 51.9% (±8.7 points) | 49.7% (±4.8 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,326 (±$243) | $1,392 (±$198) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Harter Township, the median cost with a mortgage is not measurably different from Clay County ($1,175).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In Clay County, Harter Township ranks 10 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1994 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Harter Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $929 (±$61) | $1,103 (±$213) | +18.7% | No measurable change after inflation |
| Median real estate taxes | $1,509 (±$275) | $1,326 (±$243) | −12.1% | Down after inflation |
| Median home value | $86,200 (±$10,134) | $82,100 (±$11,990) | −4.8% | Down after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Harter Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Harter Township | — | $1,103 (±$213) | — |
| Flora | 3.4 mi | $964 (±$155) | Not measurably different |
| Xenia | 6.1 mi | $1,091 (±$189) | Not measurably different |
| Stanford Township | 6.4 mi | $1,455 (±$182) | Higher |
| Louisville | 6.8 mi | $952 (±$104) | Not measurably different |
| Keith Township | 6.9 mi | $953 (±$302) | Not measurably different |
| Xenia Township | 6.9 mi | $1,299 (±$179) | Not measurably different |
| Louisville Township | 7.5 mi | $1,202 (±$523) | Not measurably different |
| Hoosier Township | 9.7 mi | $2,158 (±$198) | Higher |
Nearby places with a measurably higher figure: Stanford Township, IL ($1,455), Hoosier Township, IL ($2,158).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Clay County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 4 | Louisville Township | $1,202 (±$523) |
| 5 | Iola | $1,188 (±$440) |
| 6 | Blair Township | $1,165 (±$180) |
| 7 | Pixley Township | $1,125 (±$337) |
| 8 | Clay City Township | $1,121 (±$201) |
| 9 | Bible Grove Township | $1,119 (±$28) |
| 10 | Harter Township | $1,103 (±$213) |
| 11 | Xenia | $1,091 (±$189) |
| 12 | Larkinsburg Township | $1,081 (±$382) |
| 13 | Oskaloosa Township | $1,011 (±$158) |
| 14 | Clay City | $972 (±$200) |
| 15 | Flora | $964 (±$155) |
| 16 | Louisville | $952 (±$104) |
Showing 13 of 17 places in Clay County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Harter Township
What is the average mortgage payment in Harter Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harter Township, IL is $1,103 (±$213) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Harter Township?
Owners without a mortgage in Harter Township pay a median of $437 (±$30) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Harter Township gone up?
In Harter Township, the median monthly cost with a mortgage went from $929 in 2015–2019 to $1,103 in 2020–2024 (+18.7%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Harter township, Clay County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Harter township, Clay County, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Harter township, Clay County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Harter township, Clay County, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Harter township, Clay County, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Harter township, Clay County, Illinois (county subdivision:33266, in state:17 county:025).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Harter Township at a glance
- Median rent in Harter Township
- Rent by bedrooms in Harter Township
- Renters and owners in Harter Township
- Income and affordability in Harter Township
- Home values in Harter Township
- Property taxes in Harter Township
- Types of homes in Harter Township
- Bedrooms in Harter Township
- Age of homes in Harter Township
- Heating fuel in Harter Township
- Commute and cars in Harter Township
- Population growth in Harter Township
- How long people stay in Harter Township
- Illinois landlord and tenant rules
- Housing across Clay County
- Housing data for every place in Illinois