How much do homeowners pay a month in Holiday Shores, IL?
Homeowners with a mortgage in Holiday Shores, IL pay a median of $2,080 (±$295) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $728 (±$113).
61.7% of owned homes carry a mortgage.
In Holiday Shores, the median monthly cost with a mortgage went from $1,455 in 2015–2019 to $2,080 in 2020–2024 (+43.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,080 (±$295)
- Without a mortgage
- $728 (±$113)
- Owned with a mortgage
- 61.7%
Monthly owner costs in Holiday Shores
| Holiday Shores | Madison County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $2,080 (±$295) | $1,511 (±$29) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $728 (±$113) | $653 (±$15) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 61.7% (±14.5 points) | 59.9% (±1.4 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,578 (±$477) | $3,319 (±$80) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Holiday Shores, the median cost with a mortgage is higher than in Madison County ($1,511).
It is not measurably different from Illinois ($1,987).
It is not measurably different from the national figure ($1,963).
In Madison County, Holiday Shores ranks 5 of 53 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 350 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Holiday Shores have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,455 (±$108) | $2,080 (±$295) | +43.0% | No measurable change after inflation |
| Median real estate taxes | $3,953 (±$494) | $4,578 (±$477) | +15.8% | No measurable change after inflation |
| Median home value | $182,600 (±$30,091) | $245,100 (±$44,990) | +34.2% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Holiday Shores
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Holiday Shores | — | $2,080 (±$295) | — |
| Moro Township | 3.6 mi | $2,201 (±$219) | Not measurably different |
| Fort Russell Township | 3.8 mi | $1,885 (±$141) | Not measurably different |
| Omphghent Township | 4.3 mi | $1,612 (±$376) | Not measurably different |
| Hamel Township | 5.2 mi | $2,415 (±$377) | Not measurably different |
| Worden | 5.3 mi | $1,505 (±$212) | Lower |
| Hamel | 5.9 mi | $1,849 (±$98) | Not measurably different |
| Bethalto | 6.0 mi | $1,410 (±$100) | Lower |
| Bunker Hill Township | 7.3 mi | $1,459 (±$91) | Lower |
Nearby places with a measurably lower figure: Worden, IL ($1,505), Bethalto, IL ($1,410), Bunker Hill Township, IL ($1,459).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Madison County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Pin Oak Township | $2,693 (±$151) |
| 2 | Hamel Township | $2,415 (±$377) |
| 3 | Moro Township | $2,201 (±$219) |
| 4 | Glen Carbon | $2,096 (±$193) |
| 5 | Holiday Shores | $2,080 (±$295) |
| 6 | Edwardsville | $2,040 (±$156) |
| 7 (tie) | Edwardsville Township | $2,009 (±$132) |
| 7 (tie) | Jarvis Township | $2,009 (±$132) |
| 9 | Saline Township | $2,001 (±$178) |
| 10 | Troy | $1,919 (±$144) |
| 11 | Fort Russell Township | $1,885 (±$141) |
Showing 11 of 53 places in Madison County, ranked from highest to lowest.
Holiday Shores is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Holiday Shores
What is the average mortgage payment in Holiday Shores?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Holiday Shores, IL is $2,080 (±$295) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Holiday Shores?
Owners without a mortgage in Holiday Shores pay a median of $728 (±$113) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Holiday Shores gone up?
In Holiday Shores, the median monthly cost with a mortgage went from $1,455 in 2015–2019 to $2,080 in 2020–2024 (+43.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Holiday Shores CDP, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Holiday Shores CDP, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Holiday Shores CDP, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Holiday Shores CDP, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Holiday Shores CDP, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Holiday Shores CDP, Illinois (place:35541, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Holiday Shores at a glance
- Income and affordability in Holiday Shores
- Home values in Holiday Shores
- Property taxes in Holiday Shores
- Types of homes in Holiday Shores
- Heating fuel in Holiday Shores
- Commute and cars in Holiday Shores
- Population growth in Holiday Shores
- Illinois landlord and tenant rules
- Housing across Madison County
- Housing data for every place in Illinois