Housing data for Loraine, IL
Loraine, IL has an estimated 341 residents and 177 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a village in Adams County.
17.2% of households rent.
The median gross rent is $673 a month.
Figures last updated on .
- Residents
- 341 (±100)
- Housing units
- 177 (±55)
- Households that rent
- 17.2%
- Median gross rent
- $673
- Residents since 2015–2019
- −5.8%
What stands out in Loraine
Median real estate taxes: $875 (±$694) in Loraine, lower than in Adams County ($2,573).
Median home value: $83,600 (±$14,140) in Loraine, lower than in Adams County ($162,600).
Average commute: 27.7 minutes (±5.0) in Loraine, higher than in Adams County (16.9 minutes).
Households that rent: 17.2% (±9.8 points) in Loraine, lower than in Adams County (27.9%).
Housing in Loraine at a glance
- Median rent: $673 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 20.8% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 17.2% of households rent (Small sample: wide margin of error)
- Income and affordability: $58,750 median household income (Small sample: wide margin of error)
- Home values: $83,600 median home value
- Homeowner costs: $958 median monthly cost with a mortgage
- Property taxes: $875 median real estate taxes a year (Small sample: wide margin of error)
- Types of homes: 0.0% of homes are in buildings of 5 or more units (Small sample: wide margin of error)
- Bedrooms: 72.8% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 67.1% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 3.6% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 83.4% heat with utility gas (Small sample: wide margin of error)
- Commute and cars: 27.7 minutes average trip to work (Small sample: wide margin of error)
- Growth: −5.8% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 11.5% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 1.3% of homes have more than 1 person per room (Small sample: wide margin of error)
Loraine against Adams County, its state and the nation
| Loraine | Adams County | Illinois | United States | |
|---|---|---|---|---|
| Residents | 341 (±100) | 64,754 (exact) | 12,694,798 (exact) | 334,922,499 |
| Housing units | 177 (±55) | 30,302 (±58) | 5,457,452 (±471) | 143,775,355 |
| Households that rent | 17.2% (±9.8 points) | 27.9% (±1.9 points) | 32.9% (±0.2 points) | 34.8% |
| Median gross rent | $673 (±$28) | $828 (±$43) | $1,274 (±$5) | $1,413 |
| Median household income | $58,750 (±$5,930) | $66,220 (±$3,435) | $83,390 (±$362) | $80,734 |
| Median home value | $83,600 (±$14,140) | $162,600 (±$4,166) | $263,300 (±$797) | $332,700 |
| Median real estate taxes (a year) | $875 (±$694) | $2,573 (±$99) | $5,298 (±$22) | $3,119 |
| Built before 1980 | 67.1% (±18.9 points) | 71.1% (±3.1 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 27.7 minutes (±5.0) | 16.9 minutes (±0.8) | 27.8 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 72.0% (±20.9 points) | 86.5% (±1.7 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 49.8 years (±12.2) | 41.4 years (±0.4) | 39.0 years (±0.1) | 38.9 years |
Loraine covers 0.8 square miles of land, about 404 residents per square mile (Census Bureau Gazetteer).
How Loraine has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 362 (±84) | 341 (±100) | −5.8% | Not a measurable change |
| Housing units | 149 (±28) | 177 (±55) | +18.8% | Not a measurable change |
| Median gross rent | $618 (±$63) | $673 (±$28) | +8.9% | Down after inflation |
| Median home value | $86,800 (±$6,284) | $83,600 (±$14,140) | −3.7% | Down after inflation |
| Median household income | $51,818 (±$4,579) | $58,750 (±$5,930) | +13.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $750 (±$135) | $958 (±$72) | +27.7% | No measurable change after inflation |
| Median real estate taxes | $1,120 (±$230) | $875 (±$694) | −21.9% | No measurable change after inflation |
| Households that rent | 19.4% (±8.6 points) | 17.2% (±9.8 points) | −2.2 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±52.0 points) | 3.6% (±15.6 points) | +3.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Places near Loraine
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Keene Township | 1.1 mi | $658 | $92,600 | 22.3% |
| Mendon Township | 5.1 mi | $667 | $133,400 | 14.4% |
| Mendon | 5.5 mi | $667 | $111,600 | 21.2% |
| St. Albans Township | 6.0 mi | $750 | $82,500 | 15.1% |
| Honey Creek Township (Adams County) | 6.1 mi | $1,310 | $162,300 | 24.6% |
| Houston Township | 6.8 mi | — | — | 36.5% |
| West Point | 7.4 mi | — | $39,300 | 10.1% |
| Walker Township | 7.9 mi | — | $133,900 | 8.6% |
Places in Illinois most like Loraine
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Kinmundy Township | $661 | $96,700 | $58,214 | 15.1% |
| Fillmore Consolidated Township | $663 | $102,600 | $53,056 | 18.2% |
| Bedford Township | $625 | $97,200 | $59,779 | 21.2% |
| Patoka Township | $725 | $94,800 | $68,611 | 15.7% |
| Pleasant Hill Township | $638 | $80,800 | $56,538 | 18.0% |
| Iuka Township | $594 | $82,800 | $58,661 | 14.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Illinois.
HUD Fair Market Rent for Loraine, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $705 | $774 | $1,013 | $1,246 | $1,476 |
HUD income limits for Loraine, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,150 | $31,900 | $51,050 |
| 2 people | $21,900 | $36,450 | $58,350 |
| 3 people | $27,320 | $41,000 | $65,650 |
| 4 people | $33,000 | $45,550 | $72,900 |
| 5 people | $38,680 | $49,200 | $78,750 |
| 6 people | $44,360 | $52,850 | $84,600 |
| 7 people | $50,040 | $56,500 | $90,400 |
| 8 people | $55,720 | $60,150 | $96,250 |
These are the limits HUD sets for its housing programs in the Adams County, IL, where HUD’s median family income for fiscal year 2026 is $91,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Loraine
What is the average home value in Loraine, IL?
The Census Bureau publishes the median: $83,600 (±$14,140) for owner-occupied homes in Loraine (2020–2024 American Community Survey).
What is the average mortgage payment in Loraine?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Loraine, IL is $958 (±$72) a month, including taxes, insurance and utilities.
Is Loraine growing?
In Loraine, the number of residents went from 362 in 2015–2019 to 341 in 2020–2024 (−5.8%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Loraine village, Illinois
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Loraine village, Illinois
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Loraine village, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Loraine village, Illinois
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Loraine village, Illinois
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Loraine village, Illinois
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Loraine village, Illinois
- HUD Fair Market Rents, fiscal year 2027: Adams County, IL
- HUD Income Limits, fiscal year 2026: Adams County, IL
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Loraine village, Illinois (place:44719, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .