How much do homeowners pay a month in Phillips Township, IL?
Homeowners with a mortgage in Phillips Township, IL pay a median of $998 (±$102) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $545 (±$35).
39.1% of owned homes carry a mortgage.
In Phillips Township, the median monthly cost with a mortgage went from $869 in 2015–2019 to $998 in 2020–2024 (+14.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $998 (±$102)
- Without a mortgage
- $545 (±$35)
- Owned with a mortgage
- 39.1%
Monthly owner costs in Phillips Township
| Phillips Township | White County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $998 (±$102) | $1,104 (±$82) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $545 (±$35) | $565 (±$27) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 39.1% (±9.9 points) | 34.8% (±3.7 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $1,098 (±$260) | $1,444 (±$124) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Phillips Township, the median cost with a mortgage is not measurably different from White County ($1,104).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In White County, Phillips Township ranks 9 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 2251 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Phillips Township have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $869 (±$40) | $998 (±$102) | +14.8% | No measurable change after inflation |
| Median real estate taxes | $826 (±$94) | $1,098 (±$260) | +32.9% | No measurable change after inflation |
| Median home value | $59,500 (±$9,044) | $108,900 (±$37,144) | +83.0% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Phillips Township
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Phillips Township | — | $998 (±$102) | — |
| Crossville | 1.1 mi | $945 (±$87) | Not measurably different |
| Phillipstown | 2.5 mi | $757 (±$334) | Not measurably different |
| Gray Township | 4.3 mi | $924 (±$85) | Not measurably different |
| Hawthorne Township | 5.8 mi | $1,453 (±$584) | Not measurably different |
| Grayville | 6.5 mi | $971 (±$116) | Not measurably different |
| Bethel Township | 6.8 mi | $687 (±$366) | Not measurably different |
| New Harmony | 7.0 mi | $1,260 (±$275) | Not measurably different |
| Griffin | 7.6 mi | $933 (±$294) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across White County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 3 | Hawthorne Township | $1,453 (±$584) |
| 4 | Burnt Prairie Township | $1,375 (±$547) |
| 5 | Carmi Township | $1,200 (±$141) |
| 6 | Carmi | $1,153 (±$151) |
| 7 | Heralds Prairie Township | $1,129 (±$184) |
| 8 | Enfield Township | $1,054 (±$452) |
| 9 | Phillips Township | $998 (±$102) |
| 10 | Indian Creek Township | $988 (±$363) |
| 11 | Norris City | $974 (±$151) |
| 12 | Grayville | $971 (±$116) |
| 13 | Crossville | $945 (±$87) |
| 14 | Gray Township | $924 (±$85) |
| 15 | Mill Shoals Township | $890 (±$765) |
Showing 13 of 17 places in White County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Phillips Township
What is the average mortgage payment in Phillips Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Phillips Township, IL is $998 (±$102) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Phillips Township?
Owners without a mortgage in Phillips Township pay a median of $545 (±$35) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Phillips Township gone up?
In Phillips Township, the median monthly cost with a mortgage went from $869 in 2015–2019 to $998 in 2020–2024 (+14.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Phillips township, White County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Phillips township, White County, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Phillips township, White County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Phillips township, White County, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Phillips township, White County, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Phillips township, White County, Illinois (county subdivision:59507, in state:17 county:193).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Phillips Township at a glance
- Renters and owners in Phillips Township
- Income and affordability in Phillips Township
- Home values in Phillips Township
- Property taxes in Phillips Township
- Types of homes in Phillips Township
- Bedrooms in Phillips Township
- Age of homes in Phillips Township
- Heating fuel in Phillips Township
- Commute and cars in Phillips Township
- Population growth in Phillips Township
- How long people stay in Phillips Township
- Illinois landlord and tenant rules
- Housing across White County
- Housing data for every place in Illinois