How much do homeowners pay a month in Richland Township (Shelby County), IL?
Homeowners with a mortgage in Richland Township (Shelby County), IL pay a median of $1,438 (±$295) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $597 (±$67).
45.5% of owned homes carry a mortgage.
In Richland Township (Shelby County), the median monthly cost with a mortgage went from $915 in 2015–2019 to $1,438 in 2020–2024 (+57.2%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,438 (±$295)
- Without a mortgage
- $597 (±$67)
- Owned with a mortgage
- 45.5%
Monthly owner costs in Richland Township (Shelby County)
| Richland Township (Shelby County) | Shelby County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,438 (±$295) | $1,226 (±$52) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $597 (±$67) | $580 (±$43) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 45.5% (±10.5 points) | 46.7% (±3.1 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,092 (±$466) | $2,063 (±$171) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Richland Township (Shelby County), the median cost with a mortgage is not measurably different from Shelby County ($1,226).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In Shelby County, Richland Township (Shelby County) ranks 6 of 31 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 1086 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Richland Township (Shelby County) have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $915 (±$89) | $1,438 (±$295) | +57.2% | Up after inflation |
| Median real estate taxes | $1,174 (±$228) | $2,092 (±$466) | +78.2% | Up after inflation |
| Median home value | $86,000 (±$10,788) | $144,300 (±$39,938) | +67.8% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Richland Township (Shelby County)
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Richland Township (Shelby County) | — | $1,438 (±$295) | — |
| Strasburg | 2.9 mi | $1,191 (±$235) | Not measurably different |
| Windsor (Shelby County) | 4.1 mi | $990 (±$89) | Lower |
| Shelbyville Township | 5.5 mi | $1,270 (±$164) | Not measurably different |
| Windsor Township | 5.8 mi | $1,129 (±$126) | Not measurably different |
| Ash Grove Township (Shelby County) | 6.3 mi | $1,278 (±$273) | Not measurably different |
| Prairie Township (Shelby County) | 7.5 mi | $1,161 (±$101) | Not measurably different |
| Clarksburg Township | 7.9 mi | $1,661 (±$947) | Not measurably different |
| Big Spring Township | 8.2 mi | $1,922 (±$726) | Not measurably different |
Nearby places with a measurably lower figure: Windsor (Shelby County), IL ($990).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Shelby County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Big Spring Township | $1,922 (±$726) |
| 2 | Flat Branch Township | $1,706 (±$1,135) |
| 3 | Ridge Township | $1,688 (±$370) |
| 4 | Clarksburg Township | $1,661 (±$947) |
| 5 | Pickaway Township | $1,573 (±$778) |
| 6 | Richland Township (Shelby County) | $1,438 (±$295) |
| 7 | Rose Township | $1,368 (±$374) |
| 8 | Okaw Township | $1,301 (±$521) |
| 9 | Ash Grove Township (Shelby County) | $1,278 (±$273) |
| 10 | Shelbyville Township | $1,270 (±$164) |
| 11 | Oconee Township | $1,217 (±$506) |
| 12 | Oconee | $1,202 (±$245) |
Showing 12 of 31 places in Shelby County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Richland Township (Shelby County)
What is the average mortgage payment in Richland Township (Shelby County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Richland Township (Shelby County), IL is $1,438 (±$295) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Richland Township (Shelby County)?
Owners without a mortgage in Richland Township (Shelby County) pay a median of $597 (±$67) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Richland Township (Shelby County) gone up?
In Richland Township (Shelby County), the median monthly cost with a mortgage went from $915 in 2015–2019 to $1,438 in 2020–2024 (+57.2%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Richland township, Shelby County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Richland township, Shelby County, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Richland township, Shelby County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Richland township, Shelby County, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Richland township, Shelby County, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Richland township, Shelby County, Illinois (county subdivision:63615, in state:17 county:173).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Property taxes in Richland Township (Shelby County)
- Types of homes in Richland Township (Shelby County)
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- Commute and cars in Richland Township (Shelby County)
- Illinois landlord and tenant rules
- Housing across Shelby County
- Housing data for every place in Illinois