How much do homeowners pay a month in Seward Township (Winnebago County), IL?
Homeowners with a mortgage in Seward Township (Winnebago County), IL pay a median of $1,584 (±$93) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $836 (±$192).
77.5% of owned homes carry a mortgage.
In Seward Township (Winnebago County), the median monthly cost with a mortgage went from $1,218 in 2015–2019 to $1,584 in 2020–2024 (+30.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,584 (±$93)
- Without a mortgage
- $836 (±$192)
- Owned with a mortgage
- 77.5%
Monthly owner costs in Seward Township (Winnebago County)
| Seward Township (Winnebago County) | Winnebago County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,584 (±$93) | $1,411 (±$22) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $836 (±$192) | $635 (±$14) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 77.5% (±16.2 points) | 58.4% (±1.4 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $5,011 (±$1,448) | $3,930 (±$79) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Seward Township (Winnebago County), the median cost with a mortgage is higher than in Winnebago County ($1,411).
It is also lower than in Illinois ($1,987).
It is lower than the national figure ($1,963).
In Winnebago County, Seward Township (Winnebago County) ranks 12 of 25 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 866 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Seward Township (Winnebago County) have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,218 (±$228) | $1,584 (±$93) | +30.0% | No measurable change after inflation |
| Median real estate taxes | $3,735 (±$196) | $5,011 (±$1,448) | +34.2% | No measurable change after inflation |
| Median home value | $136,900 (±$21,544) | $215,900 (±$42,368) | +57.7% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Seward Township (Winnebago County)
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Seward Township (Winnebago County) | — | $1,584 (±$93) | — |
| Pecatonica | 4.7 mi | $1,280 (±$139) | Lower |
| Ridott Township | 5.1 mi | $1,345 (±$97) | Lower |
| Westlake Village | 5.6 mi | $2,589 (±$559) | Higher |
| Winnebago | 6.1 mi | $1,631 (±$138) | Not measurably different |
| Leaf River Township | 6.2 mi | $1,324 (±$196) | Lower |
| Winnebago Township | 6.2 mi | $1,759 (±$124) | Higher |
| Byron Township | 6.7 mi | $1,691 (±$122) | Not measurably different |
| German Valley | 7.2 mi | $1,234 (±$140) | Lower |
Nearby places with a measurably lower figure: Pecatonica, IL ($1,280), Ridott Township, IL ($1,345), Leaf River Township, IL ($1,324).
Nearby places with a measurably higher figure: Westlake Village, IL ($2,589), Winnebago Township, IL ($1,759).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Winnebago County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 6 | Roscoe Township | $1,717 (±$82) |
| 7 | Owen Township | $1,695 (±$182) |
| 8 | Roscoe | $1,652 (±$74) |
| 9 | Rockton Township | $1,634 (±$76) |
| 10 | Winnebago | $1,631 (±$138) |
| 11 | Burritt Township | $1,604 (±$88) |
| 12 | Seward Township (Winnebago County) | $1,584 (±$93) |
| 13 | Pecatonica Township | $1,577 (±$189) |
| 14 | South Beloit | $1,524 (±$108) |
| 15 | Laona Township | $1,520 (±$532) |
| 16 | Cherry Valley Township | $1,465 (±$84) |
| 17 | Harlem Township (Winnebago County) | $1,446 (±$59) |
| 18 | New Milford | $1,444 (±$203) |
Showing 13 of 25 places in Winnebago County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Seward Township (Winnebago County)
What is the average mortgage payment in Seward Township (Winnebago County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Seward Township (Winnebago County), IL is $1,584 (±$93) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Seward Township (Winnebago County)?
Owners without a mortgage in Seward Township (Winnebago County) pay a median of $836 (±$192) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Seward Township (Winnebago County) gone up?
In Seward Township (Winnebago County), the median monthly cost with a mortgage went from $1,218 in 2015–2019 to $1,584 in 2020–2024 (+30.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Seward township, Winnebago County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Seward township, Winnebago County, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Seward township, Winnebago County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Seward township, Winnebago County, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Seward township, Winnebago County, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Seward township, Winnebago County, Illinois (county subdivision:68783, in state:17 county:201).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Seward Township (Winnebago County) at a glance
- Income and affordability in Seward Township (Winnebago County)
- Home values in Seward Township (Winnebago County)
- Property taxes in Seward Township (Winnebago County)
- Types of homes in Seward Township (Winnebago County)
- Age of homes in Seward Township (Winnebago County)
- Heating fuel in Seward Township (Winnebago County)
- Commute and cars in Seward Township (Winnebago County)
- Illinois landlord and tenant rules
- Housing across Winnebago County
- Housing data for every place in Illinois