Housing data for St. Jacob Township, IL

St. Jacob Township, IL has an estimated 2,877 residents and 1,029 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a township in Madison County.

9.9% of households rent.

The median gross rent is $1,191 a month.

Its population grew measurably since 2015–2019 (+6.8%).

Figures last updated on .

Residents
2,877 (±23)
Housing units
1,029 (±87)
Households that rent
9.9%
Median gross rent
$1,191
Residents since 2015–2019
+6.8%

What stands out in St. Jacob Township

Median real estate taxes: $5,354 (±$454) in St. Jacob Township, higher than in Madison County ($3,319).

Median household income: $120,975 (±$12,621) in St. Jacob Township, higher than in Madison County ($75,793).

Households that rent: 9.9% (±5.1 points) in St. Jacob Township, lower than in Madison County (25.8%).

Homes in buildings of 5 or more units: 0.5% (±3.7 points) in St. Jacob Township, lower than in Madison County (7.9%).

Housing in St. Jacob Township at a glance

  • Median rent: $1,191 median gross rent a month (Small sample: wide margin of error)
  • Rent by bedrooms: $1,063 median gross rent, 2 bedrooms (Small sample: wide margin of error)
  • Rent burden: 72.3% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 9.9% of households rent (Small sample: wide margin of error)
  • Income and affordability: $120,975 median household income
  • Home values: $244,800 median home value
  • Homeowner costs: $1,865 median monthly cost with a mortgage
  • Property taxes: $5,354 median real estate taxes a year
  • Types of homes: 0.5% of homes are in buildings of 5 or more units
  • Bedrooms: 91.3% of homes have 3 or more bedrooms
  • Age of homes: 36.1% of homes were built before 1980
  • Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 52.2% heat with utility gas
  • Commute and cars: 26.1 minutes average trip to work
  • Growth: +6.8% residents since 2015–2019
  • How long people stay: 23.8% moved in since 2020
  • Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
  • Fair Market Rent: $1,590 Small Area FMR, 2 bedrooms (ZIP 62281)

St. Jacob Township against Madison County, its state and the nation

Estimate (90% margin of error)
St. Jacob TownshipMadison CountyIllinoisUnited States
Residents2,877 (±23)264,238 (exact)12,694,798 (exact)334,922,499
Housing units1,029 (±87)119,168 (±98)5,457,452 (±471)143,775,355
Households that rent9.9% (±5.1 points)25.8% (±1.1 points)32.9% (±0.2 points)34.8%
Median gross rent$1,191 (±$151)$1,024 (±$23)$1,274 (±$5)$1,413
Median household income$120,975 (±$12,621)$75,793 (±$1,799)$83,390 (±$362)$80,734
Median home value$244,800 (±$23,187)$173,000 (±$2,415)$263,300 (±$797)$332,700
Median real estate taxes (a year)$5,354 (±$454)$3,319 (±$80)$5,298 (±$22)$3,119
Built before 198036.1% (±7.9 points)61.0% (±1.7 points)63.4% (±0.2 points)49.7%
Average commute26.1 minutes (±2.0)24.9 minutes (±0.5)27.8 minutes (±0.1)26.4 minutes
Households with broadband94.5% (±3.6 points)91.0% (±0.7 points)90.8% (±0.1 points)91.0%
Median age of residents34.4 years (±2.1)40.2 years (±0.2)39.0 years (±0.1)38.9 years

St. Jacob Township covers 35.8 square miles of land, about 80 residents per square mile (Census Bureau Gazetteer).

How St. Jacob Township has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents2,693 (±45)2,877 (±23)+6.8%Measurable increase
Housing units1,102 (±130)1,029 (±87)−6.6%Not a measurable change
Median gross rent$1,136 (±$74)$1,191 (±$151)+4.8%Down after inflation
Median home value$181,100 (±$11,035)$244,800 (±$23,187)+35.2%No measurable change after inflation
Median household income$85,506 (±$5,949)$120,975 (±$12,621)+41.5%Up after inflation
Median owner cost with a mortgage$1,548 (±$101)$1,865 (±$139)+20.5%No measurable change after inflation
Median real estate taxes$4,218 (±$475)$5,354 (±$454)+26.9%No measurable change after inflation
Households that rent12.0% (±5.6 points)9.9% (±5.1 points)−2.1 percentage pointsNot a measurable change
Rental vacancy rate0.0% (±22.2 points)0.0% (±30.7 points)0.0 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Madison County

St. Jacob Township has no police department of its own in the FBI’s figures, so this is the figure for Madison County as a whole.

In 2025, the police departments that report for Madison County recorded 258 violent and 1,259 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

ZIP codes in St. Jacob Township

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
6228181%3,059$1,191$308,900$132,000

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near St. Jacob Township

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
St. Jacob2.0 mi$1,138$201,00014.5%
Helvetia Township5.3 mi$765$212,70023.8%
Lebanon Township5.8 mi$1,007$164,50032.1%
Highland6.4 mi$855$202,90027.3%
Jarvis Township6.4 mi$1,125$277,70020.2%
Marine Township6.6 mi$944$217,90011.1%
Summerfield6.6 mi$725$75,70015.0%
Marine6.7 mi$944$157,30021.7%

Places in Illinois most like St. Jacob Township

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
St. Jacob$1,138$201,000$112,18814.5%
Utica Township$971$242,600$113,0609.0%
St. Rose Township$964$231,000$107,45810.1%
Essex$1,143$228,200$108,25010.5%
Newport Township$1,359$350,100$125,0747.9%
Williams Township$1,045$244,800$125,5837.6%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Illinois.

HUD Fair Market Rent for St. Jacob Township, fiscal year 2027

St. Louis, MO-IL HUD Metro FMR Area, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,064$1,104$1,349$1,731$1,997

HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.

HUD income limits for St. Jacob Township, fiscal year 2026

St. Louis, MO-IL HUD Metro FMR Area, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$23,850$39,750$63,600
2 people$27,250$45,400$72,650
3 people$30,650$51,100$81,750
4 people$34,050$56,750$90,800
5 people$38,680$61,300$98,100
6 people$44,360$65,850$105,350
7 people$50,040$70,400$112,600
8 people$55,720$74,950$119,900

These are the limits HUD sets for its housing programs in the St. Louis, MO-IL HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $113,500.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about St. Jacob Township

What is the median household income in St. Jacob Township?

The median household income in St. Jacob Township is $120,975 (±$12,621) a year (2020–2024 American Community Survey).

What is the average home value in St. Jacob Township, IL?

The Census Bureau publishes the median: $244,800 (±$23,187) for owner-occupied homes in St. Jacob Township (2020–2024 American Community Survey).

What is the average mortgage payment in St. Jacob Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in St. Jacob Township, IL is $1,865 (±$139) a month, including taxes, insurance and utilities.

How much are property taxes in St. Jacob Township?

The median real estate tax paid by homeowners in St. Jacob Township, IL is $5,354 (±$454) a year (2020–2024 American Community Survey).

How many homes are in St. Jacob Township?

St. Jacob Township, IL has an estimated 1,029 (±87) housing units, occupied and vacant (2020–2024 American Community Survey).

What is the most common home size in St. Jacob Township?

The most common size is 3 bedrooms, 57.5% of homes in St. Jacob Township, IL.

Is St. Jacob Township growing?

In St. Jacob Township, the number of residents went from 2,693 in 2015–2019 to 2,877 in 2020–2024 (+6.8%), a measurable increase.

What ZIP codes are in St. Jacob Township?

The ZIP code that covers St. Jacob Township is 62281.

What is the median rent in ZIP code 62281?

The median gross rent in ZIP Code Tabulation Area 62281 is $1,191 (±$151) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Jacob township, Madison County, Illinois (county subdivision:66872, in state:17 county:119).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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