How much do homeowners pay a month in Trout Valley, IL?
Homeowners with a mortgage in Trout Valley, IL pay a median of $2,985 (±$316) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,500 or more.
62.9% of owned homes carry a mortgage.
In Trout Valley, the median monthly cost with a mortgage went from $2,711 in 2015–2019 to $2,985 in 2020–2024 (+10.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,985 (±$316)
- Without a mortgage
- $1,500 or more
- Owned with a mortgage
- 62.9%
Monthly owner costs in Trout Valley
| Trout Valley | McHenry County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $2,985 (±$316) | $2,137 (±$26) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $1,500 or more | $945 (±$22) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 62.9% (±13.8 points) | 68.0% (±1.1 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $7,274 (±$94) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Trout Valley, the median cost with a mortgage is higher than in McHenry County ($2,137).
It is also higher than in Illinois ($1,987).
It is higher than the national figure ($1,963).
In McHenry County, Trout Valley ranks 4 of 46 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 74 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Trout Valley have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,711 (±$223) | $2,985 (±$316) | +10.1% | No measurable change after inflation |
| Median home value | $381,100 (±$23,690) | $446,200 (±$34,269) | +17.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Trout Valley
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Trout Valley | — | $2,985 (±$316) | — |
| Cary | 1.1 mi | $2,269 (±$109) | Lower |
| Algonquin Township | 1.4 mi | $2,140 (±$60) | Lower |
| Fox River Grove | 1.8 mi | $2,336 (±$243) | Lower |
| Lake in the Hills | 3.5 mi | $2,097 (±$69) | Lower |
| Oakwood Hills | 3.7 mi | $1,984 (±$170) | Lower |
| Lake Barrington | 4.3 mi | $3,304 (±$381) | Not measurably different |
| Port Barrington | 4.4 mi | $2,589 (±$190) | Lower |
| Algonquin | 4.4 mi | $2,307 (±$73) | Lower |
Nearby places with a measurably lower figure: Cary, IL ($2,269), Algonquin Township, IL ($2,140), Fox River Grove, IL ($2,336).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across McHenry County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Bull Valley | $3,429 (±$351) |
| 2 | Lakewood | $3,300 (±$284) |
| 3 | Prairie Grove | $3,054 (±$191) |
| 4 | Trout Valley | $2,985 (±$316) |
| 5 | Seneca Township | $2,894 (±$239) |
| 6 | Riley Township | $2,821 (±$574) |
| 7 | Spring Grove | $2,701 (±$92) |
| 8 | Port Barrington | $2,589 (±$190) |
| 9 | Burton Township (McHenry County) | $2,516 (±$200) |
| 10 | Richmond Township | $2,465 (±$184) |
Showing 10 of 46 places in McHenry County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Trout Valley
What is the average mortgage payment in Trout Valley?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Trout Valley, IL is $2,985 (±$316) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Trout Valley?
Owners without a mortgage in Trout Valley pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Trout Valley gone up?
In Trout Valley, the median monthly cost with a mortgage went from $2,711 in 2015–2019 to $2,985 in 2020–2024 (+10.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Trout Valley village, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Trout Valley village, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Trout Valley village, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Trout Valley village, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Trout Valley village, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Trout Valley village, Illinois (place:76160, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Trout Valley at a glance
- Income and affordability in Trout Valley
- Home values in Trout Valley
- Property taxes in Trout Valley
- Types of homes in Trout Valley
- Age of homes in Trout Valley
- Heating fuel in Trout Valley
- Commute and cars in Trout Valley
- Illinois landlord and tenant rules
- Housing across McHenry County
- Housing data for every place in Illinois