How much do homeowners pay a month in Waukegan Township, IL?

Name: Homeowner costs in Waukegan Township, IL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Waukegan Township, IL pay a median of $1,551 (±$67) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $685 (±$29).

50.2% of owned homes carry a mortgage.

In Waukegan Township, the median monthly cost with a mortgage went from $1,363 in 2015–2019 to $1,551 in 2020–2024 (+13.8%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,551 (±$67)
Without a mortgage: $685 (±$29)
Owned with a mortgage: 50.2%

Monthly owner costs in Waukegan Township

Median selected monthly owner costs, estimate (90% margin of error)
	Waukegan Township	Lake County	Illinois	United States
With a mortgage	$1,551 (±$67)	$2,503 (±$39)	$1,987 (±$6)	$1,963
Without a mortgage	$685 (±$29)	$1,088 (±$17)	$792 (±$4)	$638
Owned homes with a mortgage	50.2% (±3.1 points)	63.9% (±0.7 points)	60.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,243 (±$173)	$8,923 (±$108)	$5,298 (±$22)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Waukegan Township, the median cost with a mortgage is lower than in Lake County ($2,503).

It is also lower than in Illinois ($1,987).

It is lower than the national figure ($1,963).

In Lake County, Waukegan Township ranks 69 of 70 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 914 of 2,589.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Waukegan Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,363 (±$41)	$1,551 (±$67)	+13.8%	Down after inflation
Median real estate taxes	$3,667 (±$106)	$4,243 (±$173)	+15.7%	Down after inflation
Median home value	$120,200 (±$3,371)	$176,300 (±$5,471)	+46.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Waukegan Township

Nearest places with a published estimate, compared with Waukegan Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Waukegan Township	—	$1,551 (±$67)	—
Waukegan	1.2 mi	$1,682 (±$69)	Higher
Park City	2.7 mi	$1,544 (±$202)	Not measurably different
North Chicago	4.0 mi	$1,662 (±$124)	Not measurably different
Benton Township (Lake County)	4.1 mi	$2,013 (±$131)	Higher
Gurnee	4.5 mi	$2,431 (±$96)	Higher
Beach Park	4.9 mi	$1,941 (±$84)	Higher
Warren Township (Lake County)	5.0 mi	$2,331 (±$82)	Higher
Zion	5.9 mi	$1,765 (±$117)	Higher

Nearby places with a measurably higher figure: Waukegan, IL ($1,682), Benton Township (Lake County), IL ($2,013), Gurnee, IL ($2,431).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Lake County, place by place

Rank	Place	Median monthly cost with a mortgage
61 (tie)	Zion Township	$1,765 (±$117)
64	Venetian Village	$1,708 (±$370)
65	Waukegan	$1,682 (±$69)
66	North Chicago	$1,662 (±$124)
67	Round Lake Park	$1,660 (±$277)
68	Long Lake	$1,614 (±$369)
69	Waukegan Township	$1,551 (±$67)
70	Park City	$1,544 (±$202)

Showing 8 of 70 places in Lake County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Waukegan Township

What is the average mortgage payment in Waukegan Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Waukegan Township, IL is $1,551 (±$67) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Waukegan Township?

Owners without a mortgage in Waukegan Township pay a median of $685 (±$29) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Waukegan Township gone up?

In Waukegan Township, the median monthly cost with a mortgage went from $1,363 in 2015–2019 to $1,551 in 2020–2024 (+13.8%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Waukegan township, Lake County, Illinois (county subdivision:79306, in state:17 county:097).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.