How much do homeowners pay a month in West Galena Township, IL?

Name: Homeowner costs in West Galena Township, IL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in West Galena Township, IL pay a median of $1,643 (±$342) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $715 (±$102).

56.7% of owned homes carry a mortgage.

In West Galena Township, the median monthly cost with a mortgage went from $1,342 in 2015–2019 to $1,643 in 2020–2024 (+22.4%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,643 (±$342)
Without a mortgage: $715 (±$102)
Owned with a mortgage: 56.7%

Monthly owner costs in West Galena Township

Median selected monthly owner costs, estimate (90% margin of error)
	West Galena Township	Jo Daviess County	Illinois	United States
With a mortgage	$1,643 (±$342)	$1,455 (±$55)	$1,987 (±$6)	$1,963
Without a mortgage	$715 (±$102)	$664 (±$29)	$792 (±$4)	$638
Owned homes with a mortgage	56.7% (±16.4 points)	54.8% (±3.1 points)	60.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,367 (±$676)	$3,613 (±$154)	$5,298 (±$22)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In West Galena Township, the median cost with a mortgage is not measurably different from Jo Daviess County ($1,455).

It is also lower than in Illinois ($1,987).

It is not measurably different from the national figure ($1,963).

In Jo Daviess County, West Galena Township ranks 7 of 32 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 786 of 2,589.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in West Galena Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,342 (±$203)	$1,643 (±$342)	+22.4%	No measurable change after inflation
Median real estate taxes	$3,515 (±$401)	$4,367 (±$676)	+24.2%	No measurable change after inflation
Median home value	$166,000 (±$18,664)	$238,100 (±$29,438)	+43.4%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near West Galena Township

Nearest places with a published estimate, compared with West Galena Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
West Galena Township	—	$1,643 (±$342)	—
Galena	2.1 mi	$1,556 (±$513)	Not measurably different
Rawlins Township	2.8 mi	$1,403 (±$160)	Not measurably different
East Galena Township	4.3 mi	$2,520 (±$419)	Higher
St. Donatus	5.1 mi	$1,469 (±$302)	Not measurably different
Vinegar Hill Township	5.6 mi	$1,777 (±$1,762)	Not measurably different
Menominee Township	5.6 mi	$1,542 (±$293)	Not measurably different
Rice Township	6.3 mi	$1,422 (±$1,328)	Not measurably different
Menominee	6.5 mi	$1,800 (±$243)	Not measurably different

Nearby places with a measurably higher figure: East Galena Township, IL ($2,520).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Jo Daviess County, place by place

Rank	Place	Median monthly cost with a mortgage
1	East Galena Township	$2,520 (±$419)
2	The Galena Territory	$2,177 (±$334)
3	Thompson Township	$2,141 (±$325)
4	Guilford Township	$2,046 (±$186)
5	Menominee	$1,800 (±$243)
6	Vinegar Hill Township	$1,777 (±$1,762)
7	West Galena Township	$1,643 (±$342)
8	Wards Grove Township	$1,589 (±$444)
9	Galena	$1,556 (±$513)
10	Menominee Township	$1,542 (±$293)
11	Nora	$1,523 (±$673)
12	Council Hill Township	$1,471 (±$323)
13	Woodbine Township	$1,461 (±$577)

Showing 13 of 32 places in Jo Daviess County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about West Galena Township

What is the average mortgage payment in West Galena Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in West Galena Township, IL is $1,643 (±$342) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in West Galena Township?

Owners without a mortgage in West Galena Township pay a median of $715 (±$102) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in West Galena Township gone up?

In West Galena Township, the median monthly cost with a mortgage went from $1,342 in 2015–2019 to $1,643 in 2020–2024 (+22.4%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for West Galena township, Jo Daviess County, Illinois (county subdivision:80359, in state:17 county:085).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.