Housing data for ZIP code 61028

Name: Housing in ZIP code 61028, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 61028 has an estimated 1,683 residents and 1,045 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Derinda Township, Jo Daviess County.

18.0% of households rent.

The median gross rent is $742 (±$203) a month.

The median home value is $174,400 (±$21,705).

The median household income is $86,053 (±$12,791) a year.

Figures last updated on November 12, 2026.

Residents: 1,683 (±283)
Median gross rent: $742
Median home value: $174,400
Households that rent: 18.0%

How ZIP code 61028 compares

Estimate (90% margin of error)
	ZIP 61028	Derinda Township	Jo Daviess County	Illinois	United States
Residents	1,683 (±283)	208	21,851	12,694,798	334,922,499
Housing units	1,045 (±145)	130	13,440	5,457,452	143,775,355
Households that rent	18.0% (±6.5 points)	10.4%	19.6%	32.9%	34.8%
Median gross rent	$742 (±$203)	—	$825	$1,274	$1,413
Median home value	$174,400 (±$21,705)	$210,500	$209,900	$263,300	$332,700
Median household income	$86,053 (±$12,791)	$92,000	$73,993	$83,390	$80,734
Median real estate taxes (a year)	$2,950 (±$335)	$3,341	$3,613	$5,298	$3,119
Renters paying 30% or more of income	48.1% (±26.2 points)	—	41.2%	47.9%	51.1%
Built before 1980	77.4% (±12.1 points)	63.0%	55.2%	63.4%	49.7%
Average commute	27.4 minutes (±3.6)	—	22.1 minutes	27.8 minutes	26.4 minutes
Households with broadband	76.5% (±7.8 points)	67.0%	87.2%	90.8%	91.0%
Median age of residents	46.3 years (±7.7)	57.6 years	51.5 years	39.0 years	38.9 years

In ZIP 61028, median gross rent is not measurably different from Jo Daviess County ($825).

It is also lower than in Illinois ($1,274).

It is lower than the national figure ($1,413).

Its median home value is not measurably different from Derinda Township as a whole ($210,500).

Among the 9 ZIP codes in Jo Daviess County with a published estimate, ZIP 61028 ranks 8 from highest to lowest median gross rent.

Among the 9 ZIP codes in Jo Daviess County with a published estimate, ZIP 61028 ranks 5 from highest to lowest median home value.

Among the 9 ZIP codes in Jo Daviess County with a published estimate, ZIP 61028 ranks 1 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 61028

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 61028	Jo Daviess County	Illinois	United States
Less than $500	17.6% (±12.2 points)	5.2%	7.0%	6.3%
$500 to $999	61.8% (±19.4 points)	69.6%	23.5%	20.2%
$1,000 to $1,499	17.6% (±18.7 points)	17.9%	32.6%	28.1%
$1,500 to $1,999	3.1% (±5.4 points)	2.3%	18.7%	21.1%
$2,000 to $2,499	0.0% (±24.5 points)	1.2%	9.6%	12.0%
$2,500 to $2,999	0.0% (±24.5 points)	0.3%	4.1%	5.5%
$3,000 or more	0.0% (±24.5 points)	3.7%	4.4%	6.8%

The most common range is $500 to $999, paid by 61.8% of renting households.

Rent by bedrooms in ZIP code 61028

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
1 bedroom	$714 (±$223)
2 bedrooms	$700 (±$276)
3 bedrooms	$580 (±$146)
4 bedrooms	$1,281 (±$565)

Rent burden in ZIP code 61028

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 61028	Jo Daviess County	Illinois	United States
Less than 15%	13.7% (±13.0 points)	15.6%	14.4%	12.6%
15% to 19.9%	8.4% (±8.1 points)	10.3%	13.4%	12.2%
20% to 24.9%	16.8% (±18.8 points)	16.7%	13.1%	12.6%
25% to 29.9%	13.0% (±12.2 points)	16.2%	11.2%	11.5%
30% to 34.9%	13.0% (±15.4 points)	12.8%	8.9%	9.2%
35% or more	35.1% (±21.2 points)	28.4%	39.0%	41.9%

48.1% (±26.2 points) of renting households in ZIP code 61028 spend 30% or more of their income on gross rent.

Home values in ZIP code 61028

Owner-occupied homes by value, 2020–2024
Value	ZIP 61028	Jo Daviess County	Illinois	United States
Less than $50,000	8.3% (±7.9 points)	6.4%	5.4%	5.3%
$50,000 to $99,999	15.2% (±5.8 points)	14.4%	8.3%	6.1%
$100,000 to $149,999	10.4% (±3.9 points)	13.9%	9.7%	6.8%
$150,000 to $199,999	23.7% (±7.4 points)	12.6%	11.8%	9.0%
$200,000 to $299,999	13.9% (±6.4 points)	23.6%	22.3%	17.8%
$300,000 to $499,999	15.4% (±6.7 points)	22.1%	27.7%	26.9%
$500,000 to $999,999	11.3% (±5.4 points)	6.0%	12.1%	20.9%
$1,000,000 or more	1.8% (±2.0 points)	0.9%	2.7%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 61028

Housing units by units in structure, 2020–2024
Building type	ZIP 61028	Jo Daviess County	Illinois	United States
Single-family, detached	89.1% (±4.1 points)	82.5%	58.2%	61.3%
Single-family, attached (townhouse, rowhouse)	0.0% (±3.5 points)	4.0%	6.1%	6.2%
2 units	0.5% (±0.7 points)	2.1%	5.2%	3.4%
3 or 4 units	1.3% (±1.2 points)	3.7%	6.4%	4.3%
5 to 9 units	3.0% (±1.7 points)	2.8%	6.3%	4.5%
10 to 19 units	2.6% (±2.0 points)	1.4%	4.0%	4.3%
20 or more units	3.5% (±3.5 points)	0.9%	11.5%	10.3%
Mobile home	0.0% (±3.5 points)	2.5%	2.3%	5.6%
Boat, RV, van, etc.	0.0% (±3.5 points)	0.0%	0.0%	0.1%

When the homes in ZIP code 61028 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 61028	Jo Daviess County	Illinois	United States
2020 or later	2.4% (±2.5 points)	1.0%	0.7%	2.0%
2010 to 2019	1.9% (±1.7 points)	4.2%	5.0%	9.4%
2000 to 2009	6.2% (±3.9 points)	12.6%	11.2%	13.6%
1990 to 1999	6.5% (±3.2 points)	15.2%	10.5%	12.4%
1980 to 1989	5.5% (±2.8 points)	11.8%	9.2%	12.9%
1970 to 1979	12.4% (±5.9 points)	12.3%	14.2%	14.2%
1960 to 1969	13.1% (±4.3 points)	7.6%	11.5%	9.9%
1950 to 1959	3.5% (±2.1 points)	4.7%	11.9%	9.5%
1940 to 1949	6.5% (±4.1 points)	5.6%	5.6%	4.4%
1939 or earlier	41.9% (±8.5 points)	25.0%	20.2%	11.7%

77.4% of the homes in ZIP code 61028 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 61028

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 61028	Jo Daviess County	Illinois	United States
Utility gas	45.2% (±7.6 points)	52.2%	75.3%	46.5%
Fuel oil, kerosene, etc.	0.0% (±4.5 points)	1.0%	0.1%	3.9%
Electricity	14.1% (±5.5 points)	9.3%	18.6%	41.3%
Bottled or tank gas (propane)	29.8% (±6.3 points)	34.2%	4.2%	4.9%
Wood	10.9% (±6.3 points)	2.2%	0.3%	1.4%
Solar energy	0.0% (±4.5 points)	0.2%	0.1%	0.3%
Coal or coke	0.0% (±4.5 points)	0.0%	0.0%	0.1%
Other fuel	0.0% (±4.5 points)	0.8%	0.5%	0.5%
No fuel used	0.0% (±4.5 points)	0.1%	0.8%	1.2%

How people in ZIP code 61028 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 61028	Jo Daviess County	Illinois	United States
Drove alone	80.2% (±5.8 points)	76.5%	65.9%	68.8%
Carpooled	4.5% (±2.3 points)	6.0%	7.8%	8.5%
Public transportation	0.0% (±4.4 points)	0.6%	5.8%	3.2%
Walked	1.5% (±1.7 points)	4.0%	2.8%	2.4%
Other means (bicycle, taxi, motorcycle)	1.0% (±0.8 points)	0.4%	1.9%	2.0%
Worked from home	12.8% (±5.3 points)	12.5%	15.9%	15.1%

Workers who live in ZIP code 61028 take an average of 27.4 minutes to get to work.

Places in ZIP code 61028

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
Place	Share of the ZIP’s land in this place	Median gross rent	Households that rent
Derinda Township	32%	—	10.4%
Woodbine Township	22%	—	19.4%
Elizabeth Township	15%	$910	22.9%
Pleasant Valley Township	15%	—	4.0%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 61028

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
61041	7.1 mi	$734	$114,900	$45,938	29.0%
61085	8.0 mi	$830	$131,300	$59,798	22.6%
61001	12 mi	$880	$300,300	$77,841	13.1%
61074	12 mi	$857	$91,500	$50,691	34.0%
61075	12 mi	$831	$225,500	$75,547	10.8%
61036	13 mi	$831	$279,000	$81,989	23.4%
61044	14 mi	—	$150,000	$82,083	0.0%
52070	15 mi	$1,013	$173,000	$79,271	16.7%

ZIP code 61028 is reported as ZIP Code Tabulation Area 61028: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 61028

What is the median rent in ZIP code 61028?

The median gross rent in ZIP Code Tabulation Area 61028 is $742 (±$203) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 61028?

The median value of owner-occupied homes in ZIP code 61028 is $174,400 (±$21,705) (2020–2024 American Community Survey).

What is the median household income in ZIP code 61028?

The median household income in ZIP code 61028 is $86,053 (±$12,791) a year (2020–2024 American Community Survey).

What town is ZIP code 61028 in?

Most of ZIP code 61028’s land lies in Derinda Township; it also covers Woodbine Township, Elizabeth Township, Pleasant Valley Township.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 61028 (zip code tabulation area:61028).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.