How much do homeowners pay a month in Ardmore, IN?

Name: Homeowner costs in Ardmore, IN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Ardmore, IN pay a median of $1,069 (±$229) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $373 (±$40).

46.7% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,069 (±$229)
Without a mortgage: $373 (±$40)
Owned with a mortgage: 46.7%

Monthly owner costs in Ardmore

Median selected monthly owner costs, estimate (90% margin of error)
	Ardmore	St. Joseph County	Indiana	United States
With a mortgage	$1,069 (±$229)	$1,291 (±$25)	$1,404 (±$5)	$1,963
Without a mortgage	$373 (±$40)	$479 (±$9)	$517 (±$3)	$638
Owned homes with a mortgage	46.7% (±15.3 points)	60.4% (±1.5 points)	63.6% (±0.3 points)	60.6%
Median real estate taxes (a year)	$1,091 (±$225)	$1,665 (±$39)	$1,614 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Ardmore, the median cost with a mortgage is not measurably different from St. Joseph County ($1,291).

It is also lower than in Indiana ($1,404).

It is lower than the national figure ($1,963).

Median monthly cost with a mortgage in places near Ardmore

Nearest places with a published estimate, compared with Ardmore
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Ardmore	—	$1,069 (±$229)	—
German Township (St. Joseph County)	2.5 mi	$1,367 (±$75)	Higher
South Bend	3.1 mi	$1,132 (±$35)	Not measurably different
Warren Township (St. Joseph County)	3.1 mi	$1,520 (±$138)	Higher
Roseland	4.2 mi	$1,080 (±$273)	Not measurably different
Indian Village	5.0 mi	$1,344 (±$246)	Not measurably different
Clay Township (St. Joseph County)	5.8 mi	$1,412 (±$70)	Higher
Gilmer Park	6.7 mi	$1,141 (±$105)	Not measurably different
Bertrand Township	6.8 mi	$1,718 (±$380)	Higher

Nearby places with a measurably higher figure: German Township (St. Joseph County), IN ($1,367), Warren Township (St. Joseph County), IN ($1,520), Clay Township (St. Joseph County), IN ($1,412).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Ardmore is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Portage Township (St. Joseph County), whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Ardmore

What is the average mortgage payment in Ardmore?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Ardmore, IN is $1,069 (±$229) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Ardmore?

Owners without a mortgage in Ardmore pay a median of $373 (±$40) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ardmore CDP, Indiana (place:02026, in state:18).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.