Housing data for Cambridge City, IN
Cambridge City, IN has an estimated 1,657 residents and 876 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Wayne County.
30.7% of households rent.
The median gross rent is $788 a month.
Figures last updated on .
- Residents
- 1,657 (±197)
- Housing units
- 876 (±118)
- Households that rent
- 30.7%
- Median gross rent
- $788
- Residents since 2015–2019
- −5.0%
What stands out in Cambridge City
Working from home: 2.2% (±1.2 points) in Cambridge City, lower than in Wayne County (6.9%).
Households without a vehicle: 4.3% (±3.0 points) in Cambridge City, lower than in Wayne County (8.9%).
Median home value: $103,100 (±$10,541) in Cambridge City, lower than in Wayne County ($140,200).
Homes heated by fuel oil: 1.2% (±1.2 points) in Cambridge City, lower than in Wayne County (4.7%).
Housing in Cambridge City at a glance
- Median rent: $788 median gross rent a month
- Rent by bedrooms: $761 median gross rent, 2 bedrooms
- Rent burden: 54.2% of renters pay 30% or more of income
- Renters and owners: 30.7% of households rent
- Income and affordability: $51,071 median household income
- Home values: $103,100 median home value
- Homeowner costs: $1,003 median monthly cost with a mortgage
- Property taxes: $932 median real estate taxes a year
- Types of homes: 5.3% of homes are in buildings of 5 or more units
- Bedrooms: 59.0% of homes have 3 or more bedrooms
- Age of homes: 92.7% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 72.8% heat with utility gas
- Commute and cars: 24.8 minutes average trip to work
- Growth: −5.0% residents since 2015–2019
- How long people stay: 24.0% moved in since 2020
- Crowding and facilities: 1.5% of homes have more than 1 person per room (Small sample: wide margin of error)
Cambridge City against Wayne County, its state and the nation
| Cambridge City | Wayne County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 1,657 (±197) | 66,397 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 876 (±118) | 30,736 (±86) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 30.7% (±6.4 points) | 30.8% (±2.2 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $788 (±$38) | $815 (±$29) | $1,062 (±$5) | $1,413 |
| Median household income | $51,071 (±$6,268) | $55,692 (±$3,150) | $71,957 (±$352) | $80,734 |
| Median home value | $103,100 (±$10,541) | $140,200 (±$8,712) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $932 (±$93) | $1,137 (±$49) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 92.7% (±11.0 points) | 78.9% (±3.4 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 24.8 minutes (±3.1) | 21.8 minutes (±1.1) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 83.3% (±6.5 points) | 88.1% (±1.5 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 34.8 years (±4.9) | 41.0 years (±0.4) | 38.1 years (±0.2) | 38.9 years |
Cambridge City covers 1.0 square miles of land, about 1,644 residents per square mile (Census Bureau Gazetteer).
How Cambridge City has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,744 (±182) | 1,657 (±197) | −5.0% | Not a measurable change |
| Housing units | 846 (±84) | 876 (±118) | +3.5% | Not a measurable change |
| Median gross rent | $676 (±$26) | $788 (±$38) | +16.6% | No measurable change after inflation |
| Median home value | $71,500 (±$5,565) | $103,100 (±$10,541) | +44.2% | Up after inflation |
| Median household income | $37,685 (±$6,446) | $51,071 (±$6,268) | +35.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $811 (±$50) | $1,003 (±$133) | +23.7% | No measurable change after inflation |
| Median real estate taxes | $769 (±$98) | $932 (±$93) | +21.2% | No measurable change after inflation |
| Households that rent | 29.9% (±5.7 points) | 30.7% (±6.4 points) | +0.8 percentage points | Not a measurable change |
| Rental vacancy rate | 6.8% (±7.1 points) | 0.0% (±15.1 points) | −6.8 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Places near Cambridge City
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Jackson Township (Wayne County) | 0.9 mi | $791 | $111,800 | 23.2% |
| Mount Auburn | 0.9 mi | $875 | $112,500 | 33.3% |
| East Germantown | 1.8 mi | $940 | $95,400 | 19.5% |
| Dublin | 1.8 mi | $714 | $97,700 | 23.4% |
| Milton | 1.9 mi | $686 | $83,900 | 20.1% |
| Washington Township (Wayne County) | 3.5 mi | $785 | $156,000 | 9.8% |
| Harrison Township (Wayne County) | 4.7 mi | — | $239,400 | 22.6% |
| Posey Township (Fayette County) | 5.3 mi | — | $158,600 | 0.0% |
Places in Indiana most like Cambridge City
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Peru | $826 | $92,500 | $46,159 | 28.7% |
| Fowler | $741 | $111,800 | $53,576 | 23.1% |
| Harrison Township (Fayette County) | $870 | $112,500 | $51,731 | 30.4% |
| Gas City | $901 | $119,300 | $55,982 | 28.4% |
| Peru Township | $845 | $96,700 | $52,881 | 26.4% |
| Richland Township (Jay County) | $845 | $88,700 | $50,160 | 25.2% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Cambridge City, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $770 | $775 | $1,014 | $1,281 | $1,333 |
HUD income limits for Cambridge City, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $17,850 | $29,700 | $47,500 |
| 2 people | $21,640 | $33,950 | $54,300 |
| 3 people | $27,320 | $38,200 | $61,100 |
| 4 people | $33,000 | $42,400 | $67,850 |
| 5 people | $38,680 | $45,800 | $73,300 |
| 6 people | $44,360 | $49,200 | $78,750 |
| 7 people | $50,040 | $52,600 | $84,150 |
| 8 people | $55,720 | $56,000 | $89,600 |
These are the limits HUD sets for its housing programs in the Wayne County, IN, where HUD’s median family income for fiscal year 2026 is $70,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cambridge City
What is the average rent in Cambridge City, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Cambridge City is $788 (±$38) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Cambridge City?
The median gross rent for a one-bedroom home in Cambridge City, IN is $797 (±$70) a month (2020–2024 American Community Survey).
Are renters in Cambridge City rent-burdened?
54.2% of renting households in Cambridge City pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Cambridge City?
Cambridge City has an estimated 228 (±60) renting households, 30.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Cambridge City?
The median household income in Cambridge City is $51,071 (±$6,268) a year (2020–2024 American Community Survey).
What is the average home value in Cambridge City, IN?
The Census Bureau publishes the median: $103,100 (±$10,541) for owner-occupied homes in Cambridge City (2020–2024 American Community Survey).
Is Cambridge City growing?
In Cambridge City, the number of residents went from 1,744 in 2015–2019 to 1,657 in 2020–2024 (−5.0%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cambridge City town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cambridge City town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cambridge City town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cambridge City town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cambridge City town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cambridge City town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cambridge City town, Indiana
- HUD Fair Market Rents, fiscal year 2027: Wayne County, IN
- HUD Income Limits, fiscal year 2026: Wayne County, IN
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cambridge City town, Indiana (place:09874, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .