Housing data for Cedar Lake, IN
Cedar Lake, IN has an estimated 15,295 residents and 6,140 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Lake County.
14.8% of households rent.
The median gross rent is $1,350 a month.
Its population grew measurably since 2015–2019 (+22.4%).
Figures last updated on .
- Residents
- 15,295 (±177)
- Housing units
- 6,140 (±355)
- Households that rent
- 14.8%
- Median gross rent
- $1,350
- Residents since 2015–2019
- +22.4%
What stands out in Cedar Lake
Homes in buildings of 5 or more units: 1.5% (±1.2 points) in Cedar Lake, lower than in Lake County (13.1%).
Households that rent: 14.8% (±4.4 points) in Cedar Lake, lower than in Lake County (28.3%).
Rental vacancy rate: 0.0% (±4.5 points) in Cedar Lake, lower than in Lake County (5.1%).
Homes built before 1980: 35.6% (±6.0 points) in Cedar Lake, lower than in Lake County (66.0%).
Housing in Cedar Lake at a glance
- Median rent: $1,350 median gross rent a month
- Rent by bedrooms: $1,188 median gross rent, 2 bedrooms
- Rent burden: 47.7% of renters pay 30% or more of income
- Renters and owners: 14.8% of households rent
- Income and affordability: $83,381 median household income
- Home values: $282,000 median home value
- Homeowner costs: $1,644 median monthly cost with a mortgage
- Property taxes: $2,688 median real estate taxes a year
- Types of homes: 1.5% of homes are in buildings of 5 or more units
- Bedrooms: 66.3% of homes have 3 or more bedrooms
- Age of homes: 35.6% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 93.5% heat with utility gas
- Commute and cars: 31.7 minutes average trip to work
- Crime reported to police: 82 violent crimes per 100,000 residents
- Growth: +22.4% residents since 2015–2019
- How long people stay: 19.5% moved in since 2020
- Crowding and facilities: 1.9% of homes have more than 1 person per room
- Fair Market Rent: $1,580 Small Area FMR, 2 bedrooms (ZIP 46303)
Cedar Lake against Lake County, its state and the nation
| Cedar Lake | Lake County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 15,295 (±177) | 500,379 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 6,140 (±355) | 217,436 (±112) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 14.8% (±4.4 points) | 28.3% (±0.8 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,350 (±$342) | $1,131 (±$16) | $1,062 (±$5) | $1,413 |
| Median household income | $83,381 (±$13,325) | $71,493 (±$1,419) | $71,957 (±$352) | $80,734 |
| Median home value | $282,000 (±$15,988) | $230,600 (±$2,947) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $2,688 (±$224) | $2,112 (±$45) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 35.6% (±6.0 points) | 66.0% (±1.3 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 31.7 minutes (±2.4) | 28.5 minutes (±0.5) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.7% (±3.5 points) | 89.7% (±0.6 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 40.2 years (±1.9) | 39.7 years (±0.3) | 38.1 years (±0.2) | 38.9 years |
Cedar Lake covers 9.5 square miles of land, about 1,618 residents per square mile (Census Bureau Gazetteer).
How Cedar Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 12,491 (±32) | 15,295 (±177) | +22.4% | Measurable increase |
| Housing units | 5,255 (±294) | 6,140 (±355) | +16.8% | Measurable increase |
| Median gross rent | $927 (±$62) | $1,350 (±$342) | +45.6% | No measurable change after inflation |
| Median home value | $182,600 (±$11,804) | $282,000 (±$15,988) | +54.4% | Up after inflation |
| Median household income | $65,322 (±$7,557) | $83,381 (±$13,325) | +27.6% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,239 (±$80) | $1,644 (±$88) | +32.7% | No measurable change after inflation |
| Median real estate taxes | $2,067 (±$159) | $2,688 (±$224) | +30.0% | No measurable change after inflation |
| Households that rent | 24.6% (±4.4 points) | 14.8% (±4.4 points) | −9.8 percentage points | Measurable decrease |
| Rental vacancy rate | 11.8% (±7.9 points) | 0.0% (±4.5 points) | −11.8 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Cedar Lake
In 2025, the Cedar Lake Police Department reported 82 violent and 194 property crimes per 100,000 residents to the FBI.
Across Lake County, the departments that report recorded 378 violent and 1,383 property crimes per 100,000 residents that year.
ZIP codes in Cedar Lake
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46303 | 27% | 17,680 | $1,361 | $293,500 | $84,211 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Cedar Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Hanover Township (Lake County) | 2.3 mi | $1,375 | $346,400 | 7.7% |
| Lake Dalecarlia | 3.1 mi | — | $327,100 | 7.1% |
| Center Township (Lake County) | 4.2 mi | $1,319 | $303,100 | 12.5% |
| St. John | 5.0 mi | $989 | $406,300 | 2.6% |
| Crown Point | 5.5 mi | $1,485 | $294,800 | 14.5% |
| Lowell | 5.8 mi | $1,123 | $248,000 | 15.7% |
| Willowbrook (community) | 7.0 mi | — | $280,700 | 0.0% |
| St. John Township | 7.4 mi | $1,302 | $336,900 | 13.0% |
Places in Indiana most like Cedar Lake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| West Creek Township | $1,331 | $284,300 | $87,346 | 10.6% |
| Washington Township (Monroe County) | $1,200 | $276,100 | $80,233 | 11.2% |
| Green Township (Madison County) | $1,408 | $260,700 | $96,875 | 13.3% |
| Lowell | $1,123 | $248,000 | $84,024 | 15.7% |
| Clay Township (Spencer County) | $1,219 | $257,200 | $89,167 | 7.1% |
| Center Township (Lake County) | $1,319 | $303,100 | $102,336 | 12.5% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Cedar Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,117 | $1,176 | $1,429 | $1,739 | $1,898 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Cedar Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,200 | $35,350 | $56,500 |
| 2 people | $24,200 | $40,400 | $64,600 |
| 3 people | $27,320 | $45,450 | $72,650 |
| 4 people | $33,000 | $50,450 | $80,700 |
| 5 people | $38,680 | $54,500 | $87,200 |
| 6 people | $44,360 | $58,550 | $93,650 |
| 7 people | $50,040 | $62,600 | $100,100 |
| 8 people | $55,720 | $66,600 | $106,550 |
These are the limits HUD sets for its housing programs in the Gary, IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $100,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cedar Lake
What is the average rent in Cedar Lake, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Cedar Lake is $1,350 (±$342) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Cedar Lake?
The median gross rent for a one-bedroom home in Cedar Lake, IN is $723 (±$384) a month (2020–2024 American Community Survey).
Are renters in Cedar Lake rent-burdened?
47.7% of renting households in Cedar Lake pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Cedar Lake?
Cedar Lake has an estimated 814 (±242) renting households, 14.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Cedar Lake?
The median household income in Cedar Lake is $83,381 (±$13,325) a year (2020–2024 American Community Survey).
What is the average home value in Cedar Lake, IN?
The Census Bureau publishes the median: $282,000 (±$15,988) for owner-occupied homes in Cedar Lake (2020–2024 American Community Survey).
Is Cedar Lake growing?
In Cedar Lake, the number of residents went from 12,491 in 2015–2019 to 15,295 in 2020–2024 (+22.4%), a measurable increase.
What ZIP codes are in Cedar Lake?
The ZIP code that covers Cedar Lake is 46303.
What is the median rent in ZIP code 46303?
The median gross rent in ZIP Code Tabulation Area 46303 is $1,361 (±$260) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cedar Lake town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cedar Lake town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cedar Lake town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cedar Lake town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cedar Lake town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cedar Lake town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cedar Lake town, Indiana
- HUD Fair Market Rents, fiscal year 2027: Gary, IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Gary, IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Cedar Lake Police Department (ORI IN0450100)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cedar Lake town, Indiana (place:11062, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .