Housing data for Clay Township (Hamilton County), IN
Clay Township (Hamilton County), IN has an estimated 101,217 residents and 40,500 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Hamilton County.
25.1% of households rent.
The median gross rent is $1,713 a month.
Its population grew measurably since 2015–2019 (+4.7%).
Figures last updated on .
- Residents
- 101,217 (±47)
- Housing units
- 40,500 (±710)
- Households that rent
- 25.1%
- Median gross rent
- $1,713
- Residents since 2015–2019
- +4.7%
What stands out in Clay Township (Hamilton County)
Homes in buildings of 5 or more units: 20.2% (±1.7 points) in Clay Township (Hamilton County), higher than in Hamilton County (15.1%).
Median home value: $486,900 (±$10,351) in Clay Township (Hamilton County), higher than in Hamilton County ($405,500).
Median household income: $142,449 (±$6,791) in Clay Township (Hamilton County), higher than in Hamilton County ($121,530).
Homes built before 1980: 22.0% (±1.8 points) in Clay Township (Hamilton County), higher than in Hamilton County (18.1%).
- Types of homes in Clay Township (Hamilton County)
- Home values in Clay Township (Hamilton County)
- Income and affordability in Clay Township (Hamilton County)
- Age of homes in Clay Township (Hamilton County)
Housing in Clay Township (Hamilton County) at a glance
- Median rent: $1,713 median gross rent a month
- Rent by bedrooms: $1,717 median gross rent, 2 bedrooms
- Rent burden: 43.2% of renters pay 30% or more of income
- Renters and owners: 25.1% of households rent
- Income and affordability: $142,449 median household income
- Home values: $486,900 median home value
- Homeowner costs: $2,431 median monthly cost with a mortgage
- Property taxes: $4,057 median real estate taxes a year
- Types of homes: 20.2% of homes are in buildings of 5 or more units
- Bedrooms: 74.5% of homes have 3 or more bedrooms
- Age of homes: 22.0% of homes were built before 1980
- Vacancy rate: 8.4% rental vacancy rate
- Heating fuel: 66.3% heat with utility gas
- Commute and cars: 24.6 minutes average trip to work
- Growth: +4.7% residents since 2015–2019
- How long people stay: 26.7% moved in since 2020
- Crowding and facilities: 0.5% of homes have more than 1 person per room
- Fair Market Rent: $2,180 Small Area FMR, 2 bedrooms (ZIP 46280)
Clay Township (Hamilton County) against Hamilton County, its state and the nation
| Clay Township (Hamilton County) | Hamilton County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 101,217 (±47) | 365,056 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 40,500 (±710) | 144,746 (±116) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 25.1% (±1.7 points) | 23.9% (±0.9 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,713 (±$49) | $1,574 (±$42) | $1,062 (±$5) | $1,413 |
| Median household income | $142,449 (±$6,791) | $121,530 (±$2,737) | $71,957 (±$352) | $80,734 |
| Median home value | $486,900 (±$10,351) | $405,500 (±$5,201) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $4,057 (±$124) | $3,549 (±$60) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 22.0% (±1.8 points) | 18.1% (±0.9 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 24.6 minutes (±1.0) | 25.9 minutes (±0.5) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 97.2% (±0.7 points) | 96.3% (±0.5 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 40.6 years (±0.7) | 38.4 years (±0.2) | 38.1 years (±0.2) | 38.9 years |
Clay Township (Hamilton County) covers 49.1 square miles of land, about 2,060 residents per square mile (Census Bureau Gazetteer).
How Clay Township (Hamilton County) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 96,649 (±43) | 101,217 (±47) | +4.7% | Measurable increase |
| Housing units | 38,936 (±592) | 40,500 (±710) | +4.0% | Measurable increase |
| Median gross rent | $1,213 (±$24) | $1,713 (±$49) | +41.2% | Up after inflation |
| Median home value | $333,200 (±$5,680) | $486,900 (±$10,351) | +46.1% | Up after inflation |
| Median household income | $113,875 (±$4,664) | $142,449 (±$6,791) | +25.1% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,011 (±$61) | $2,431 (±$62) | +20.9% | No measurable change after inflation |
| Median real estate taxes | $3,018 (±$90) | $4,057 (±$124) | +34.4% | Up after inflation |
| Households that rent | 23.5% (±1.1 points) | 25.1% (±1.7 points) | +1.6 percentage points | Not a measurable change |
| Rental vacancy rate | 9.8% (±2.4 points) | 8.4% (±2.6 points) | −1.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Hamilton County
Clay Township (Hamilton County) has no police department of its own in the FBI’s figures, so this is the figure for Hamilton County as a whole.
In 2025, the police departments that report for Hamilton County recorded 73 violent and 506 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Clay Township (Hamilton County)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46280 | 100% | 7,514 | $1,771 | $324,400 | $91,152 |
| 46290 | 100% | 81 | — | $570,700 | — |
| 46032 | 94% | 51,515 | $1,642 | $496,800 | $132,085 |
| 46033 | 84% | 40,881 | $1,786 | $487,100 | $153,143 |
| 46074 | 10% | 48,901 | $1,690 | $437,100 | $126,724 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Clay Township (Hamilton County)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Carmel | 0.0 mi | $1,712 | $486,800 | 25.7% |
| Williams Creek | 4.5 mi | — | $1,201,400 | 8.5% |
| Westfield | 4.9 mi | $1,667 | $425,700 | 20.5% |
| Meridian Hills | 5.4 mi | — | $661,700 | 2.8% |
| Washington Township (Marion County) | 6.2 mi | $1,239 | $318,700 | 43.2% |
| Westfield Washington Township | 6.2 mi | $1,663 | $426,400 | 20.9% |
| Delaware Township (Hamilton County) | 6.5 mi | $1,526 | $328,400 | 38.6% |
| North Crows Nest | 6.9 mi | — | $1,557,700 | 10.3% |
Places in Indiana most like Clay Township (Hamilton County)
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Carmel | $1,712 | $486,800 | $141,505 | 25.7% |
| Whitestown | $1,842 | $373,500 | $123,643 | 30.4% |
| Fishers | $1,611 | $391,000 | $130,203 | 23.8% |
| Harris Township | $1,440 | $350,900 | $112,056 | 23.2% |
| Westfield Washington Township | $1,663 | $426,400 | $120,664 | 20.9% |
| Westfield | $1,667 | $425,700 | $122,789 | 20.5% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Clay Township (Hamilton County), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Clay Township (Hamilton County), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,200 | $38,650 | $61,800 |
| 2 people | $26,500 | $44,150 | $70,600 |
| 3 people | $29,800 | $49,650 | $79,450 |
| 4 people | $33,100 | $55,150 | $88,250 |
| 5 people | $38,680 | $59,600 | $95,350 |
| 6 people | $44,360 | $64,000 | $102,400 |
| 7 people | $50,040 | $68,400 | $109,450 |
| 8 people | $55,720 | $72,800 | $116,500 |
These are the limits HUD sets for its housing programs in the Indianapolis-Carmel, IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $110,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Clay Township (Hamilton County)
What is the average rent in Clay Township (Hamilton County), IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Clay Township (Hamilton County) is $1,713 (±$49) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Clay Township (Hamilton County)?
The median gross rent for a one-bedroom home in Clay Township (Hamilton County), IN is $1,494 (±$72) a month (2020–2024 American Community Survey).
Are renters in Clay Township (Hamilton County) rent-burdened?
43.2% of renting households in Clay Township (Hamilton County) pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Clay Township (Hamilton County)?
Clay Township (Hamilton County) has an estimated 9,589 (±712) renting households, 25.1% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Clay Township (Hamilton County)?
The median household income in Clay Township (Hamilton County) is $142,449 (±$6,791) a year (2020–2024 American Community Survey).
What is the average home value in Clay Township (Hamilton County), IN?
The Census Bureau publishes the median: $486,900 (±$10,351) for owner-occupied homes in Clay Township (Hamilton County) (2020–2024 American Community Survey).
Is Clay Township (Hamilton County) growing?
In Clay Township (Hamilton County), the number of residents went from 96,649 in 2015–2019 to 101,217 in 2020–2024 (+4.7%), a measurable increase.
What ZIP codes are in Clay Township (Hamilton County)?
The ZIP codes that cover Clay Township (Hamilton County) are 46280, 46290, 46032, 46033, 46074.
What is the median rent in ZIP code 46280?
The median gross rent in ZIP Code Tabulation Area 46280 is $1,771 (±$90) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Clay township, Hamilton County, Indiana
- HUD Fair Market Rents, fiscal year 2027: Indianapolis-Carmel, IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Indianapolis-Carmel, IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Clay township, Hamilton County, Indiana (county subdivision:13060, in state:18 county:057).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .