Housing data for Clear Lake, IN
Clear Lake, IN has an estimated 462 residents and 648 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Steuben County.
14.8% of households rent.
The median gross rent is $1,167 a month.
Figures last updated on .
- Residents
- 462 (±107)
- Housing units
- 648 (±90)
- Households that rent
- 14.8%
- Median gross rent
- $1,167
- Residents since 2015–2019
- +16.1%
What stands out in Clear Lake
Median real estate taxes: $5,372 (±$692) in Clear Lake, higher than in Steuben County ($1,242).
Median home value: $757,400 (±$142,425) in Clear Lake, higher than in Steuben County ($216,200).
Average commute: 32.5 minutes (±11.2) in Clear Lake, higher than in Steuben County (21.0 minutes).
Homes built before 1980: 62.2% (±10.0 points) in Clear Lake, higher than in Steuben County (49.1%).
- Property taxes in Clear Lake
- Home values in Clear Lake
- Commute and cars in Clear Lake
- Age of homes in Clear Lake
Housing in Clear Lake at a glance
- Median rent: $1,167 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 50.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 14.8% of households rent (Small sample: wide margin of error)
- Income and affordability: $92,292 median household income
- Home values: $757,400 median home value
- Homeowner costs: $3,328 median monthly cost with a mortgage
- Property taxes: $5,372 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 79.4% of homes have 3 or more bedrooms
- Age of homes: 62.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 84.4% heat with utility gas
- Commute and cars: 32.5 minutes average trip to work
- Growth: +16.1% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 20.7% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Clear Lake against Steuben County, its state and the nation
| Clear Lake | Steuben County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 462 (±107) | 34,726 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 648 (±90) | 19,181 (±43) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 14.8% (±10.6 points) | 20.5% (±2.5 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,167 (±$552) | $933 (±$68) | $1,062 (±$5) | $1,413 |
| Median household income | $92,292 (±$24,510) | $74,911 (±$3,605) | $71,957 (±$352) | $80,734 |
| Median home value | $757,400 (±$142,425) | $216,200 (±$12,073) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $5,372 (±$692) | $1,242 (±$69) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 62.2% (±10.0 points) | 49.1% (±3.3 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 32.5 minutes (±11.2) | 21.0 minutes (±1.0) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.8% (±5.6 points) | 87.3% (±1.8 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 63.2 years (±3.2) | 43.5 years (±0.4) | 38.1 years (±0.2) | 38.9 years |
Clear Lake covers 1.1 square miles of land, about 415 residents per square mile (Census Bureau Gazetteer).
How Clear Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 398 (±64) | 462 (±107) | +16.1% | Not a measurable change |
| Housing units | 634 (±66) | 648 (±90) | +2.2% | Not a measurable change |
| Median gross rent | $800 (±$219) | $1,167 (±$552) | +45.9% | No measurable change after inflation |
| Median home value | $650,500 (±$64,214) | $757,400 (±$142,425) | +16.4% | No measurable change after inflation |
| Median household income | $80,313 (±$19,773) | $92,292 (±$24,510) | +14.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,364 (±$441) | $3,328 (±$425) | +40.8% | No measurable change after inflation |
| Median real estate taxes | $3,931 (±$432) | $5,372 (±$692) | +36.7% | No measurable change after inflation |
| Households that rent | 9.5% (±5.1 points) | 14.8% (±10.6 points) | +5.3 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±59.3 points) | 0.0% (±53.8 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Steuben County
Clear Lake has no police department of its own in the FBI’s figures, so this is the figure for Steuben County as a whole.
In 2025, the police departments that report for Steuben County recorded 35 violent and 926 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Clear Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Clear Lake Township | 0.0 mi | $1,750 | $448,800 | 12.9% |
| Montgomery | 2.9 mi | $1,167 | $95,000 | 7.0% |
| Camden Township | 3.3 mi | $882 | $161,600 | 16.8% |
| Fremont Township | 3.9 mi | $595 | $162,000 | 20.1% |
| Camden | 4.2 mi | $915 | $103,100 | 33.2% |
| California Township | 4.5 mi | $1,100 | $119,400 | 9.3% |
| Fremont | 5.4 mi | $586 | $151,500 | 26.3% |
| York Township (Steuben County) | 5.5 mi | — | $210,500 | 4.9% |
Places in Indiana most like Clear Lake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Michiana Shores | $1,000 | $451,300 | $91,250 | 5.8% |
| Clear Lake Township | $1,750 | $448,800 | $96,500 | 12.9% |
| Clifty Township | $913 | $327,900 | $88,438 | 20.6% |
| Hendricks Township | $1,052 | $293,800 | $95,387 | 14.2% |
| Beverly Shores | $1,675 | $606,900 | $119,948 | 3.7% |
| Liberty Township (Hendricks County) | $999 | $313,000 | $82,171 | 13.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Clear Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $837 | $842 | $1,102 | $1,415 | $1,448 |
HUD income limits for Clear Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,100 | $33,500 | $53,600 |
| 2 people | $23,000 | $38,300 | $61,250 |
| 3 people | $27,320 | $43,100 | $68,900 |
| 4 people | $33,000 | $47,850 | $76,550 |
| 5 people | $38,680 | $51,700 | $82,700 |
| 6 people | $44,360 | $55,550 | $88,800 |
| 7 people | $50,040 | $59,350 | $94,950 |
| 8 people | $55,720 | $63,200 | $101,050 |
These are the limits HUD sets for its housing programs in the Steuben County, IN, where HUD’s median family income for fiscal year 2026 is $95,700.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Clear Lake
What is the median household income in Clear Lake?
The median household income in Clear Lake is $92,292 (±$24,510) a year (2020–2024 American Community Survey).
What is the average home value in Clear Lake, IN?
The Census Bureau publishes the median: $757,400 (±$142,425) for owner-occupied homes in Clear Lake (2020–2024 American Community Survey).
What is the average mortgage payment in Clear Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Clear Lake, IN is $3,328 (±$425) a month, including taxes, insurance and utilities.
How much are property taxes in Clear Lake?
The median real estate tax paid by homeowners in Clear Lake, IN is $5,372 (±$692) a year (2020–2024 American Community Survey).
How many homes are in Clear Lake?
Clear Lake, IN has an estimated 648 (±90) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Clear Lake?
The most common size is 3 bedrooms, 40.7% of homes in Clear Lake, IN.
Is Clear Lake growing?
In Clear Lake, the number of residents went from 398 in 2015–2019 to 462 in 2020–2024 (+16.1%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Clear Lake town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Clear Lake town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Clear Lake town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Clear Lake town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Clear Lake town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Clear Lake town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Clear Lake town, Indiana
- HUD Fair Market Rents, fiscal year 2027: Steuben County, IN
- HUD Income Limits, fiscal year 2026: Steuben County, IN
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Clear Lake town, Indiana (place:13438, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .