Housing data for Cumberland, IN
Cumberland, IN has an estimated 6,267 residents and 2,626 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Marion County.
28.7% of households rent.
The median gross rent is $1,157 a month.
Figures last updated on .
- Residents
- 6,267 (±435)
- Housing units
- 2,626 (±304)
- Households that rent
- 28.7%
- Median gross rent
- $1,157
- Residents since 2015–2019
- +9.6%
What stands out in Cumberland
Homes in buildings of 5 or more units: 10.2% (±6.0 points) in Cumberland, lower than in Marion County (22.8%).
Median household income: $87,364 (±$18,819) in Cumberland, higher than in Marion County ($66,346).
Households that rent: 28.7% (±7.6 points) in Cumberland, lower than in Marion County (43.5%).
Homes built before 1980: 44.5% (±12.7 points) in Cumberland, lower than in Marion County (58.7%).
- Types of homes in Cumberland
- Income and affordability in Cumberland
- Renters and owners in Cumberland
- Age of homes in Cumberland
Housing in Cumberland at a glance
- Median rent: $1,157 median gross rent a month
- Rent by bedrooms: $1,100 median gross rent, 2 bedrooms
- Rent burden: 56.1% of renters pay 30% or more of income
- Renters and owners: 28.7% of households rent
- Income and affordability: $87,364 median household income
- Home values: $239,200 median home value
- Homeowner costs: $1,392 median monthly cost with a mortgage
- Property taxes: $2,255 median real estate taxes a year
- Types of homes: 10.2% of homes are in buildings of 5 or more units
- Bedrooms: 68.4% of homes have 3 or more bedrooms
- Age of homes: 44.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 59.4% heat with utility gas
- Commute and cars: 24.2 minutes average trip to work
- Crime reported to police: 357 violent crimes per 100,000 residents
- Growth: +9.6% residents since 2015–2019
- How long people stay: 36.2% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room
Cumberland against Marion County, its state and the nation
| Cumberland | Marion County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 6,267 (±435) | 975,809 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 2,626 (±304) | 441,040 (±138) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 28.7% (±7.6 points) | 43.5% (±0.7 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,157 (±$107) | $1,153 (±$10) | $1,062 (±$5) | $1,413 |
| Median household income | $87,364 (±$18,819) | $66,346 (±$943) | $71,957 (±$352) | $80,734 |
| Median home value | $239,200 (±$27,105) | $224,000 (±$2,242) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $2,255 (±$328) | $2,028 (±$35) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 44.5% (±12.7 points) | 58.7% (±0.9 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 24.2 minutes (±2.9) | 24.5 minutes (±0.3) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.0% (±8.5 points) | 91.8% (±0.5 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 34.5 years (±6.1) | 34.4 years (±0.1) | 38.1 years (±0.2) | 38.9 years |
Cumberland covers 2.8 square miles of land, about 2,229 residents per square mile (Census Bureau Gazetteer).
How Cumberland has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,718 (±589) | 6,267 (±435) | +9.6% | Not a measurable change |
| Housing units | 2,359 (±258) | 2,626 (±304) | +11.3% | Not a measurable change |
| Median gross rent | $835 (±$151) | $1,157 (±$107) | +38.6% | No measurable change after inflation |
| Median home value | $156,300 (±$19,391) | $239,200 (±$27,105) | +53.0% | Up after inflation |
| Median household income | $69,711 (±$6,320) | $87,364 (±$18,819) | +25.3% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,194 (±$64) | $1,392 (±$272) | +16.6% | No measurable change after inflation |
| Median real estate taxes | $1,687 (±$109) | $2,255 (±$328) | +33.7% | No measurable change after inflation |
| Households that rent | 28.1% (±7.9 points) | 28.7% (±7.6 points) | +0.6 percentage points | Not a measurable change |
| Rental vacancy rate | 9.6% (±12.1 points) | 0.0% (±4.9 points) | −9.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Cumberland
In 2025, the Cumberland Police Department reported 357 violent and 1,838 property crimes per 100,000 residents to the FBI.
Across Marion County, the departments that report recorded 726 violent and 2,702 property crimes per 100,000 residents that year.
ZIP codes in Cumberland
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46229 | 16% | 28,457 | $1,069 | $191,100 | $61,388 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Cumberland
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Warren Township (Marion County) | 3.9 mi | $1,061 | $180,400 | 40.0% |
| Buck Creek Township | 4.0 mi | $1,955 | $275,400 | 15.5% |
| Sugar Creek Township (Hancock County) | 4.2 mi | $1,011 | $338,200 | 15.0% |
| Spring Lake | 4.8 mi | — | $169,400 | 0.8% |
| New Palestine | 4.8 mi | $1,129 | $357,500 | 19.7% |
| Warren Park | 5.7 mi | $952 | $185,800 | 62.0% |
| Lawrence | 6.0 mi | $1,178 | $230,100 | 33.9% |
| Lawrence Township | 6.8 mi | $1,177 | $253,300 | 39.7% |
Places in Indiana most like Cumberland
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Pendleton | $1,209 | $248,200 | $86,806 | 26.5% |
| Fortville | $1,167 | $254,900 | $84,000 | 28.9% |
| Cleveland Township (Elkhart County) | $1,201 | $225,300 | $84,375 | 25.5% |
| Center Township (Hancock County) | $1,168 | $223,800 | $78,859 | 31.3% |
| Franklin Township (Johnson County) | $1,133 | $223,300 | $82,608 | 34.8% |
| Redding Township | $1,091 | $219,200 | $85,692 | 30.2% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Cumberland, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
HUD income limits for Cumberland, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,200 | $38,650 | $61,800 |
| 2 people | $26,500 | $44,150 | $70,600 |
| 3 people | $29,800 | $49,650 | $79,450 |
| 4 people | $33,100 | $55,150 | $88,250 |
| 5 people | $38,680 | $59,600 | $95,350 |
| 6 people | $44,360 | $64,000 | $102,400 |
| 7 people | $50,040 | $68,400 | $109,450 |
| 8 people | $55,720 | $72,800 | $116,500 |
These are the limits HUD sets for its housing programs in the Indianapolis-Carmel, IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $110,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Cumberland
What is the average rent in Cumberland, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Cumberland is $1,157 (±$107) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Cumberland?
The median gross rent for a one-bedroom home in Cumberland, IN is $1,029 (±$150) a month (2020–2024 American Community Survey).
Are renters in Cumberland rent-burdened?
56.1% of renting households in Cumberland pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Cumberland?
Cumberland has an estimated 742 (±204) renting households, 28.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Cumberland?
The median household income in Cumberland is $87,364 (±$18,819) a year (2020–2024 American Community Survey).
What is the average home value in Cumberland, IN?
The Census Bureau publishes the median: $239,200 (±$27,105) for owner-occupied homes in Cumberland (2020–2024 American Community Survey).
Is Cumberland growing?
In Cumberland, the number of residents went from 5,718 in 2015–2019 to 6,267 in 2020–2024 (+9.6%), not a measurable change.
What ZIP codes are in Cumberland?
The ZIP code that covers Cumberland is 46229.
What is the median rent in ZIP code 46229?
The median gross rent in ZIP Code Tabulation Area 46229 is $1,069 (±$76) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Cumberland town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Cumberland town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Cumberland town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Cumberland town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Cumberland town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Cumberland town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Cumberland town, Indiana
- HUD Fair Market Rents, fiscal year 2027: Indianapolis-Carmel, IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Indianapolis-Carmel, IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Cumberland Police Department (ORI IN0491900)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cumberland town, Indiana (place:16336, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .