Housing data for Locke Township, IN
Locke Township, IN has an estimated 4,297 residents and 1,922 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Elkhart County.
21.7% of households rent.
The median gross rent is $856 a month.
Its population grew measurably since 2015–2019 (+6.4%).
Figures last updated on .
- Residents
- 4,297 (±23)
- Housing units
- 1,922 (±260)
- Households that rent
- 21.7%
- Median gross rent
- $856
- Residents since 2015–2019
- +6.4%
Housing in Locke Township at a glance
- Median rent: $856 median gross rent a month
- Rent by bedrooms: $861 median gross rent, 2 bedrooms
- Rent burden: 61.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 21.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $87,734 median household income
- Home values: $249,200 median home value
- Homeowner costs: $1,562 median monthly cost with a mortgage
- Property taxes: $1,799 median real estate taxes a year
- Types of homes: 11.0% of homes are in buildings of 5 or more units
- Bedrooms: 77.2% of homes have 3 or more bedrooms
- Age of homes: 44.4% of homes were built before 1980
- Vacancy rate: 14.9% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 85.7% heat with utility gas
- Commute and cars: 19.2 minutes average trip to work
- Growth: +6.4% residents since 2015–2019
- How long people stay: 41.2% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.6% of homes have more than 1 person per room (Small sample: wide margin of error)
Locke Township against Elkhart County, its state and the nation
| Locke Township | Elkhart County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 4,297 (±23) | 207,132 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 1,922 (±260) | 80,493 (±84) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 21.7% (±12.2 points) | 28.4% (±1.4 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $856 (±$235) | $1,047 (±$29) | $1,062 (±$5) | $1,413 |
| Median household income | $87,734 (±$30,633) | $68,561 (±$2,286) | $71,957 (±$352) | $80,734 |
| Median home value | $249,200 (±$97,330) | $210,400 (±$4,758) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,799 (±$132) | $1,717 (±$52) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 44.4% (±13.3 points) | 54.2% (±2.0 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 19.2 minutes (±2.7) | 20.0 minutes (±0.6) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 87.8% (±6.0 points) | 88.6% (±1.0 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 31.4 years (±2.1) | 35.6 years (±0.2) | 38.1 years (±0.2) | 38.9 years |
Locke Township covers 17.8 square miles of land, about 242 residents per square mile (Census Bureau Gazetteer).
How Locke Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,040 (±19) | 4,297 (±23) | +6.4% | Measurable increase |
| Housing units | 1,317 (±143) | 1,922 (±260) | +45.9% | Measurable increase |
| Median gross rent | $852 (±$60) | $856 (±$235) | +0.5% | No measurable change after inflation |
| Median home value | $116,000 (±$11,080) | $249,200 (±$97,330) | +114.8% | Up after inflation |
| Median household income | $67,665 (±$9,445) | $87,734 (±$30,633) | +29.7% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,064 (±$122) | $1,562 (±$123) | +46.8% | Up after inflation |
| Median real estate taxes | $977 (±$123) | $1,799 (±$132) | +84.1% | Up after inflation |
| Households that rent | 37.2% (±8.3 points) | 21.7% (±12.2 points) | −15.5 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±7.3 points) | 14.9% (±22.2 points) | +14.9 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Elkhart County
Locke Township has no police department of its own in the FBI’s figures, so this is the figure for Elkhart County as a whole.
In 2025, the police departments that report for Elkhart County recorded 159 violent and 775 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Locke Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46550 | 19% | 12,843 | $843 | $281,600 | $84,084 |
| 46573 | 13% | 3,936 | $955 | $241,100 | $85,750 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Locke Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Nappanee | 2.8 mi | $856 | $238,600 | 36.6% |
| Wakarusa | 3.7 mi | $955 | $207,200 | 14.8% |
| Union Township (Elkhart County) | 5.0 mi | $797 | $244,000 | 35.0% |
| German Township (Marshall County) | 6.2 mi | $949 | $234,800 | 25.3% |
| Madison Township (St. Joseph County) | 6.2 mi | $914 | $287,300 | 5.1% |
| Scott Township (Kosciusko County) | 6.4 mi | — | $351,900 | 3.4% |
| Olive Township (Elkhart County) | 6.5 mi | $1,010 | $239,200 | 13.3% |
| Bremen | 6.6 mi | $933 | $211,700 | 34.1% |
Places in Indiana most like Locke Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Haubstadt | $866 | $228,100 | $74,940 | 20.7% |
| Union Township (DeKalb County) | $856 | $192,800 | $75,568 | 23.6% |
| Ellettsville | $855 | $243,600 | $90,213 | 16.2% |
| Center Township (Vanderburgh County) | $1,000 | $217,900 | $78,964 | 16.5% |
| Lancaster Township (Wells County) | $811 | $220,600 | $76,563 | 30.2% |
| Newbury Township | $828 | $324,900 | $88,633 | 19.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Locke Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,008 | $1,048 | $1,253 | $1,653 | $1,752 |
HUD income limits for Locke Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,900 | $31,500 | $50,350 |
| 2 people | $21,640 | $36,000 | $57,550 |
| 3 people | $27,320 | $40,500 | $64,750 |
| 4 people | $33,000 | $44,950 | $71,900 |
| 5 people | $38,680 | $48,550 | $77,700 |
| 6 people | $44,360 | $52,150 | $83,450 |
| 7 people | $50,040 | $55,750 | $89,200 |
| 8 people | $55,720 | $59,350 | $94,950 |
These are the limits HUD sets for its housing programs in the Elkhart-Goshen, IN MSA, where HUD’s median family income for fiscal year 2026 is $89,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Locke Township
What is the average rent in Locke Township, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Locke Township is $856 (±$235) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Locke Township?
The median gross rent for a one-bedroom home in Locke Township, IN is $785 (±$413) a month (2020–2024 American Community Survey).
What is the median household income in Locke Township?
The median household income in Locke Township is $87,734 (±$30,633) a year (2020–2024 American Community Survey).
What is the average home value in Locke Township, IN?
The Census Bureau publishes the median: $249,200 (±$97,330) for owner-occupied homes in Locke Township (2020–2024 American Community Survey).
What is the average mortgage payment in Locke Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Locke Township, IN is $1,562 (±$123) a month, including taxes, insurance and utilities.
How much are property taxes in Locke Township?
The median real estate tax paid by homeowners in Locke Township, IN is $1,799 (±$132) a year (2020–2024 American Community Survey).
Is Locke Township growing?
In Locke Township, the number of residents went from 4,040 in 2015–2019 to 4,297 in 2020–2024 (+6.4%), a measurable increase.
What ZIP codes are in Locke Township?
The ZIP codes that cover Locke Township are 46550, 46573.
What is the median rent in ZIP code 46550?
The median gross rent in ZIP Code Tabulation Area 46550 is $843 (±$86) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Locke township, Elkhart County, Indiana
- HUD Fair Market Rents, fiscal year 2027: Elkhart-Goshen, IN MSA
- HUD Income Limits, fiscal year 2026: Elkhart-Goshen, IN MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Locke township, Elkhart County, Indiana (county subdivision:44514, in state:18 county:039).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .