What is the Fair Market Rent in Merrillville, IN?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 46410, which covers Merrillville, is $1,760 a month.

Across the whole Gary, IN HUD Metro FMR Area the two-bedroom figure is $1,429.

The Census Bureau’s median gross rent for a two-bedroom home in Merrillville is $1,488 (±$132), below the Small Area figure for ZIP 46410.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $1,429
2 bedrooms, ZIP 46410: $1,760

Fair Market Rents for Merrillville, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Gary, IN HUD Metro FMR Area (whole area)	$1,117	$1,176	$1,429	$1,739	$1,898	—
ZIP 46410 (79% of the ZIP’s land is in this place)	$1,380	$1,450	$1,760	$2,140	$2,340	$1,270

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

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Questions about Merrillville

What is the Section 8 payment standard in Merrillville?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Gary, IN HUD Metro FMR Area is $1,429, and the Small Area figure for 46410 is $1,760.

What is the Fair Market Rent for a two-bedroom in ZIP 46410?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 46410 is $1,760 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,270 (±$65).

What is the Fair Market Rent for a one-bedroom in Merrillville?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 46410 is $1,450 a month, against $1,176 across the Gary, IN HUD Metro FMR Area.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.