Housing data for North Liberty, IN
North Liberty, IN has an estimated 1,775 residents and 764 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in St. Joseph County.
21.9% of households rent.
The median gross rent is $960 a month.
Figures last updated on .
- Residents
- 1,775 (±339)
- Housing units
- 764 (±147)
- Households that rent
- 21.9%
- Median gross rent
- $960
- Residents since 2015–2019
- −5.5%
What stands out in North Liberty
Homes in buildings of 5 or more units: 7.3% (±8.3 points) in North Liberty, lower than in St. Joseph County (16.3%).
Median real estate taxes: $1,265 (±$156) in North Liberty, lower than in St. Joseph County ($1,665).
Average commute: 26.3 minutes (±3.8) in North Liberty, higher than in St. Joseph County (21.1 minutes).
Median home value: $162,100 (±$11,168) in North Liberty, lower than in St. Joseph County ($192,800).
- Types of homes in North Liberty
- Property taxes in North Liberty
- Commute and cars in North Liberty
- Home values in North Liberty
Housing in North Liberty at a glance
- Median rent: $960 median gross rent a month
- Rent burden: 61.6% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 21.9% of households rent
- Income and affordability: $75,047 median household income
- Home values: $162,100 median home value
- Homeowner costs: $1,183 median monthly cost with a mortgage
- Property taxes: $1,265 median real estate taxes a year
- Types of homes: 7.3% of homes are in buildings of 5 or more units
- Bedrooms: 67.9% of homes have 3 or more bedrooms
- Age of homes: 75.2% of homes were built before 1980
- Vacancy rate: 4.3% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 88.2% heat with utility gas
- Commute and cars: 26.3 minutes average trip to work
- Growth: −5.5% residents since 2015–2019
- How long people stay: 23.1% moved in since 2020
- Crowding and facilities: 3.0% of homes have more than 1 person per room (Small sample: wide margin of error)
North Liberty against St. Joseph County, its state and the nation
| North Liberty | St. Joseph County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 1,775 (±339) | 273,040 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 764 (±147) | 118,580 (±134) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 21.9% (±9.6 points) | 31.0% (±1.0 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $960 (±$203) | $1,062 (±$22) | $1,062 (±$5) | $1,413 |
| Median household income | $75,047 (±$28,183) | $66,868 (±$1,255) | $71,957 (±$352) | $80,734 |
| Median home value | $162,100 (±$11,168) | $192,800 (±$3,481) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,265 (±$156) | $1,665 (±$39) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 75.2% (±20.2 points) | 64.4% (±1.7 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 26.3 minutes (±3.8) | 21.1 minutes (±0.4) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.0% (±4.7 points) | 90.3% (±0.7 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 33.5 years (±7.4) | 36.7 years (±0.2) | 38.1 years (±0.2) | 38.9 years |
North Liberty covers 1.0 square miles of land, about 1,727 residents per square mile (Census Bureau Gazetteer).
How North Liberty has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,878 (±217) | 1,775 (±339) | −5.5% | Not a measurable change |
| Housing units | 798 (±90) | 764 (±147) | −4.3% | Not a measurable change |
| Median gross rent | $517 (±$255) | $960 (±$203) | +85.7% | No measurable change after inflation |
| Median home value | $107,900 (±$13,750) | $162,100 (±$11,168) | +50.2% | Up after inflation |
| Median household income | $48,250 (±$11,173) | $75,047 (±$28,183) | +55.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,103 (±$118) | $1,183 (±$118) | +7.3% | No measurable change after inflation |
| Median real estate taxes | $971 (±$158) | $1,265 (±$156) | +30.3% | No measurable change after inflation |
| Households that rent | 27.6% (±7.0 points) | 21.9% (±9.6 points) | −5.7 percentage points | Not a measurable change |
| Rental vacancy rate | 3.6% (±5.9 points) | 4.3% (±7.3 points) | +0.7 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Joseph County
North Liberty has no police department of its own in the FBI’s figures, so this is the figure for St. Joseph County as a whole.
In 2025, the police departments that report for St. Joseph County recorded 282 violent and 1,134 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near North Liberty
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Liberty Township (St. Joseph County) | 1.0 mi | $960 | $222,500 | 11.9% |
| Lincoln Township (St. Joseph County) | 4.6 mi | $821 | $145,800 | 24.5% |
| Greene Township (St. Joseph County) | 5.0 mi | — | $209,500 | 2.8% |
| Walkerton | 5.4 mi | $828 | $149,200 | 30.8% |
| Lincoln Township (LaPorte County) | 6.3 mi | — | $230,100 | 9.0% |
| Polk Township (Marshall County) | 7.2 mi | $909 | $231,300 | 10.3% |
| Johnson Township (LaPorte County) | 7.3 mi | — | — | 0.0% |
| Lakeville | 7.9 mi | $797 | $136,500 | 56.5% |
Places in Indiana most like North Liberty
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Salem Township (Delaware County) | $980 | $179,800 | $70,406 | 18.9% |
| Hanover Township (Shelby County) | $967 | $189,500 | $80,739 | 22.3% |
| Jamestown | $907 | $176,300 | $71,048 | 29.1% |
| Cicero Township | $846 | $170,500 | $66,821 | 24.9% |
| Wayne Township (Henry County) | $952 | $176,600 | $62,599 | 26.1% |
| Hamlet | $895 | $112,300 | $73,542 | 22.5% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for North Liberty, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $937 | $1,093 | $1,276 | $1,545 | $1,677 |
HUD income limits for North Liberty, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,550 | $30,850 | $49,350 |
| 2 people | $21,640 | $35,250 | $56,400 |
| 3 people | $27,320 | $39,650 | $63,450 |
| 4 people | $33,000 | $44,050 | $70,500 |
| 5 people | $38,680 | $47,600 | $76,150 |
| 6 people | $44,360 | $51,100 | $81,800 |
| 7 people | $50,040 | $54,650 | $87,450 |
| 8 people | $55,720 | $58,150 | $93,100 |
These are the limits HUD sets for its housing programs in the South Bend-Mishawaka, IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $88,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about North Liberty
What is the average rent in North Liberty, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in North Liberty is $960 (±$203) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How many renters are there in North Liberty?
North Liberty has an estimated 156 (±70) renting households, 21.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in North Liberty?
The median household income in North Liberty is $75,047 (±$28,183) a year (2020–2024 American Community Survey).
What is the average home value in North Liberty, IN?
The Census Bureau publishes the median: $162,100 (±$11,168) for owner-occupied homes in North Liberty (2020–2024 American Community Survey).
What is the average mortgage payment in North Liberty?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in North Liberty, IN is $1,183 (±$118) a month, including taxes, insurance and utilities.
How much are property taxes in North Liberty?
The median real estate tax paid by homeowners in North Liberty, IN is $1,265 (±$156) a year (2020–2024 American Community Survey).
Is North Liberty growing?
In North Liberty, the number of residents went from 1,878 in 2015–2019 to 1,775 in 2020–2024 (−5.5%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — North Liberty town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — North Liberty town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — North Liberty town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — North Liberty town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — North Liberty town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — North Liberty town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — North Liberty town, Indiana
- HUD Fair Market Rents, fiscal year 2027: South Bend-Mishawaka, IN HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: South Bend-Mishawaka, IN HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for North Liberty town, Indiana (place:54918, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .