Housing data for Penn Township (St. Joseph County), IN
Penn Township (St. Joseph County), IN has an estimated 68,620 residents and 29,916 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in St. Joseph County.
33.7% of households rent.
The median gross rent is $1,009 a month.
Its population grew measurably since 2015–2019 (+2.0%).
Figures last updated on .
- Residents
- 68,620 (±53)
- Housing units
- 29,916 (±661)
- Households that rent
- 33.7%
- Median gross rent
- $1,009
- Residents since 2015–2019
- +2.0%
What stands out in Penn Township (St. Joseph County)
Rental vacancy rate: 3.3% (±1.9 points) in Penn Township (St. Joseph County), lower than in St. Joseph County (6.1%).
Homes in buildings of 5 or more units: 18.8% (±2.1 points) in Penn Township (St. Joseph County), higher than in St. Joseph County (16.3%).
- Vacancy rate in Penn Township (St. Joseph County)
- Types of homes in Penn Township (St. Joseph County)
Housing in Penn Township (St. Joseph County) at a glance
- Median rent: $1,009 median gross rent a month
- Rent by bedrooms: $1,018 median gross rent, 2 bedrooms
- Rent burden: 43.5% of renters pay 30% or more of income
- Renters and owners: 33.7% of households rent
- Income and affordability: $65,544 median household income
- Home values: $189,800 median home value
- Homeowner costs: $1,260 median monthly cost with a mortgage
- Property taxes: $1,506 median real estate taxes a year
- Types of homes: 18.8% of homes are in buildings of 5 or more units
- Bedrooms: 57.1% of homes have 3 or more bedrooms
- Age of homes: 61.6% of homes were built before 1980
- Vacancy rate: 3.3% rental vacancy rate
- Heating fuel: 82.1% heat with utility gas
- Commute and cars: 21.4 minutes average trip to work
- Growth: +2.0% residents since 2015–2019
- How long people stay: 25.0% moved in since 2020
- Crowding and facilities: 1.6% of homes have more than 1 person per room
Penn Township (St. Joseph County) against St. Joseph County, its state and the nation
| Penn Township (St. Joseph County) | St. Joseph County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 68,620 (±53) | 273,040 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 29,916 (±661) | 118,580 (±134) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 33.7% (±2.0 points) | 31.0% (±1.0 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,009 (±$38) | $1,062 (±$22) | $1,062 (±$5) | $1,413 |
| Median household income | $65,544 (±$2,803) | $66,868 (±$1,255) | $71,957 (±$352) | $80,734 |
| Median home value | $189,800 (±$6,280) | $192,800 (±$3,481) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,506 (±$65) | $1,665 (±$39) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 61.6% (±3.4 points) | 64.4% (±1.7 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 21.4 minutes (±0.9) | 21.1 minutes (±0.4) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.1% (±1.5 points) | 90.3% (±0.7 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 37.0 years (±1.1) | 36.7 years (±0.2) | 38.1 years (±0.2) | 38.9 years |
Penn Township (St. Joseph County) covers 62.7 square miles of land, about 1,095 residents per square mile (Census Bureau Gazetteer).
How Penn Township (St. Joseph County) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 67,298 (±41) | 68,620 (±53) | +2.0% | Measurable increase |
| Housing units | 30,463 (±665) | 29,916 (±661) | −1.8% | Not a measurable change |
| Median gross rent | $759 (±$19) | $1,009 (±$38) | +32.9% | Up after inflation |
| Median home value | $125,800 (±$4,404) | $189,800 (±$6,280) | +50.9% | Up after inflation |
| Median household income | $50,434 (±$2,972) | $65,544 (±$2,803) | +30.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,039 (±$29) | $1,260 (±$41) | +21.3% | No measurable change after inflation |
| Median real estate taxes | $1,223 (±$46) | $1,506 (±$65) | +23.1% | No measurable change after inflation |
| Households that rent | 34.3% (±1.6 points) | 33.7% (±2.0 points) | −0.6 percentage points | Not a measurable change |
| Rental vacancy rate | 11.3% (±3.2 points) | 3.3% (±1.9 points) | −8.0 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Joseph County
Penn Township (St. Joseph County) has no police department of its own in the FBI’s figures, so this is the figure for St. Joseph County as a whole.
In 2025, the police departments that report for St. Joseph County recorded 282 violent and 1,134 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Penn Township (St. Joseph County)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46544 | 84% | 31,077 | $1,012 | $172,200 | $58,829 |
| 46561 | 79% | 13,996 | $1,199 | $230,600 | $91,711 |
| 46545 | 76% | 26,606 | $1,027 | $177,900 | $56,865 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Penn Township (St. Joseph County)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Mishawaka | 2.6 mi | $1,070 | $155,500 | 50.7% |
| Osceola | 3.1 mi | $1,654 | $196,900 | 17.5% |
| Baugo Township | 5.4 mi | $1,476 | $201,400 | 9.8% |
| Harris Township | 6.1 mi | $1,440 | $350,900 | 23.2% |
| Granger | 6.3 mi | $1,656 | $331,100 | 4.7% |
| Gilmer Park | 6.3 mi | — | $156,300 | 6.2% |
| Notre Dame | 6.6 mi | $1,258 | — | 95.7% |
| Indian Village | 6.9 mi | — | $190,600 | 28.6% |
Places in Indiana most like Penn Township (St. Joseph County)
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Fort Wayne | $999 | $188,900 | $61,422 | 38.1% |
| New Albany Township | $1,038 | $217,100 | $65,344 | 36.0% |
| Perry Township (Vanderburgh County) | $976 | $190,200 | $66,340 | 32.2% |
| Jeffersonville Township | $1,120 | $191,000 | $62,247 | 34.3% |
| Lebanon | $962 | $195,600 | $65,154 | 30.5% |
| Jackson Township (Jackson County) | $976 | $174,300 | $62,411 | 37.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Penn Township (St. Joseph County), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $937 | $1,093 | $1,276 | $1,545 | $1,677 |
HUD income limits for Penn Township (St. Joseph County), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,550 | $30,850 | $49,350 |
| 2 people | $21,640 | $35,250 | $56,400 |
| 3 people | $27,320 | $39,650 | $63,450 |
| 4 people | $33,000 | $44,050 | $70,500 |
| 5 people | $38,680 | $47,600 | $76,150 |
| 6 people | $44,360 | $51,100 | $81,800 |
| 7 people | $50,040 | $54,650 | $87,450 |
| 8 people | $55,720 | $58,150 | $93,100 |
These are the limits HUD sets for its housing programs in the South Bend-Mishawaka, IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $88,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Penn Township (St. Joseph County)
What is the average rent in Penn Township (St. Joseph County), IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Penn Township (St. Joseph County) is $1,009 (±$38) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Penn Township (St. Joseph County)?
The median gross rent for a one-bedroom home in Penn Township (St. Joseph County), IN is $915 (±$34) a month (2020–2024 American Community Survey).
Are renters in Penn Township (St. Joseph County) rent-burdened?
43.5% of renting households in Penn Township (St. Joseph County) pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Penn Township (St. Joseph County)?
Penn Township (St. Joseph County) has an estimated 9,403 (±619) renting households, 33.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Penn Township (St. Joseph County)?
The median household income in Penn Township (St. Joseph County) is $65,544 (±$2,803) a year (2020–2024 American Community Survey).
What is the average home value in Penn Township (St. Joseph County), IN?
The Census Bureau publishes the median: $189,800 (±$6,280) for owner-occupied homes in Penn Township (St. Joseph County) (2020–2024 American Community Survey).
Is Penn Township (St. Joseph County) growing?
In Penn Township (St. Joseph County), the number of residents went from 67,298 in 2015–2019 to 68,620 in 2020–2024 (+2.0%), a measurable increase.
What ZIP codes are in Penn Township (St. Joseph County)?
The ZIP codes that cover Penn Township (St. Joseph County) are 46544, 46561, 46545.
What is the median rent in ZIP code 46544?
The median gross rent in ZIP Code Tabulation Area 46544 is $1,012 (±$49) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Penn township, St. Joseph County, Indiana
- HUD Fair Market Rents, fiscal year 2027: South Bend-Mishawaka, IN HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: South Bend-Mishawaka, IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Penn township, St. Joseph County, Indiana (county subdivision:58734, in state:18 county:141).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .