Housing data for Silver Lake, IN
Silver Lake, IN has an estimated 857 residents and 471 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Kosciusko County.
20.8% of households rent.
The median gross rent is $1,158 a month.
Figures last updated on .
- Residents
- 857 (±214)
- Housing units
- 471 (±101)
- Households that rent
- 20.8%
- Median gross rent
- $1,158
- Residents since 2015–2019
- −9.6%
What stands out in Silver Lake
Median home value: $112,000 (±$14,665) in Silver Lake, lower than in Kosciusko County ($216,000).
Working from home: 1.4% (±2.0 points) in Silver Lake, lower than in Kosciusko County (8.6%).
Median real estate taxes: $911 (±$117) in Silver Lake, lower than in Kosciusko County ($1,303).
Median household income: $55,272 (±$11,669) in Silver Lake, lower than in Kosciusko County ($75,317).
- Home values in Silver Lake
- Commute and cars in Silver Lake
- Property taxes in Silver Lake
- Income and affordability in Silver Lake
Housing in Silver Lake at a glance
- Median rent: $1,158 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $1,141 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 41.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 20.8% of households rent
- Income and affordability: $55,272 median household income
- Home values: $112,000 median home value
- Homeowner costs: $986 median monthly cost with a mortgage
- Property taxes: $911 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 42.9% of homes have 3 or more bedrooms
- Age of homes: 63.9% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 77.3% heat with utility gas
- Commute and cars: 26.6 minutes average trip to work
- Crime reported to police: 115 violent crimes per 100,000 residents (Small sample: wide margin of error)
- Growth: −9.6% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 15.7% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 2.6% of homes have more than 1 person per room (Small sample: wide margin of error)
Silver Lake against Kosciusko County, its state and the nation
| Silver Lake | Kosciusko County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 857 (±214) | 80,442 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 471 (±101) | 38,864 (±41) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 20.8% (±8.1 points) | 23.0% (±1.9 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,158 (±$200) | $1,043 (±$44) | $1,062 (±$5) | $1,413 |
| Median household income | $55,272 (±$11,669) | $75,317 (±$2,941) | $71,957 (±$352) | $80,734 |
| Median home value | $112,000 (±$14,665) | $216,000 (±$6,897) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $911 (±$117) | $1,303 (±$54) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 63.9% (±12.5 points) | 51.4% (±2.6 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 26.6 minutes (±4.4) | 20.3 minutes (±0.7) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 83.5% (±8.2 points) | 87.1% (±1.6 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 42.1 years (±12.6) | 39.1 years (±0.4) | 38.1 years (±0.2) | 38.9 years |
Silver Lake covers 0.5 square miles of land, about 1,581 residents per square mile (Census Bureau Gazetteer).
How Silver Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 948 (±182) | 857 (±214) | −9.6% | Not a measurable change |
| Housing units | 503 (±73) | 471 (±101) | −6.4% | Not a measurable change |
| Median gross rent | $687 (±$186) | $1,158 (±$200) | +68.6% | Up after inflation |
| Median home value | $75,600 (±$9,030) | $112,000 (±$14,665) | +48.1% | Up after inflation |
| Median household income | $48,281 (±$7,037) | $55,272 (±$11,669) | +14.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $774 (±$71) | $986 (±$121) | +27.4% | No measurable change after inflation |
| Median real estate taxes | $572 (±$82) | $911 (±$117) | +59.3% | Up after inflation |
| Households that rent | 28.0% (±7.4 points) | 20.8% (±8.1 points) | −7.2 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±25.5 points) | 0.0% (±35.8 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Silver Lake
In 2024, the Silver Lake Police Department reported 115 violent and 1,038 property crimes per 100,000 residents to the FBI.
Places near Silver Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Lake Township (Kosciusko County) | 2.6 mi | $1,158 | $158,800 | 13.1% |
| Claypool | 3.9 mi | $1,098 | $110,800 | 16.8% |
| Seward Township | 4.0 mi | $825 | $163,500 | 3.7% |
| Clay Township (Kosciusko County) | 5.0 mi | $1,170 | $199,100 | 6.3% |
| Pleasant Township (Wabash County) | 5.7 mi | $1,098 | $254,900 | 18.3% |
| Burket | 6.8 mi | $950 | $109,400 | 10.0% |
| Akron | 7.3 mi | $929 | $136,300 | 21.2% |
| Palestine | 7.5 mi | $1,083 | $158,200 | 15.0% |
Places in Indiana most like Silver Lake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Wayne Township (Montgomery County) | $1,112 | $122,200 | $63,808 | 18.8% |
| Liberty Township (Fulton County) | $1,125 | $122,300 | $53,750 | 17.3% |
| Crothersville | $1,034 | $120,300 | $55,909 | 18.0% |
| Fairmount Township | $1,027 | $117,400 | $66,078 | 19.4% |
| Lake Station | $1,124 | $137,400 | $59,591 | 28.0% |
| St. Paul | $938 | $112,200 | $60,938 | 25.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Silver Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $882 | $888 | $1,162 | $1,410 | $1,527 |
HUD income limits for Silver Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,550 | $32,550 | $52,100 |
| 2 people | $22,350 | $37,200 | $59,550 |
| 3 people | $27,320 | $41,850 | $67,000 |
| 4 people | $33,000 | $46,500 | $74,400 |
| 5 people | $38,680 | $50,250 | $80,400 |
| 6 people | $44,360 | $53,950 | $86,350 |
| 7 people | $50,040 | $57,700 | $92,300 |
| 8 people | $55,720 | $61,400 | $98,250 |
These are the limits HUD sets for its housing programs in the Kosciusko County, IN, where HUD’s median family income for fiscal year 2026 is $92,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Silver Lake
How many renters are there in Silver Lake?
Silver Lake has an estimated 78 (±38) renting households, 20.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Silver Lake?
The median household income in Silver Lake is $55,272 (±$11,669) a year (2020–2024 American Community Survey).
What is the average home value in Silver Lake, IN?
The Census Bureau publishes the median: $112,000 (±$14,665) for owner-occupied homes in Silver Lake (2020–2024 American Community Survey).
What is the average mortgage payment in Silver Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Silver Lake, IN is $986 (±$121) a month, including taxes, insurance and utilities.
How much are property taxes in Silver Lake?
The median real estate tax paid by homeowners in Silver Lake, IN is $911 (±$117) a year (2020–2024 American Community Survey).
How many homes are in Silver Lake?
Silver Lake, IN has an estimated 471 (±101) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Silver Lake growing?
In Silver Lake, the number of residents went from 948 in 2015–2019 to 857 in 2020–2024 (−9.6%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Silver Lake town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Silver Lake town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Silver Lake town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Silver Lake town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Silver Lake town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Silver Lake town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Silver Lake town, Indiana
- HUD Fair Market Rents, fiscal year 2027: Kosciusko County, IN
- HUD Income Limits, fiscal year 2026: Kosciusko County, IN
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Silver Lake Police Department (ORI IN0430800)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Silver Lake town, Indiana (place:69768, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .