Housing data for Spencer Township (DeKalb County), IN
Spencer Township (DeKalb County), IN has an estimated 1,005 residents and 357 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in DeKalb County.
40.0% of households rent.
The median gross rent is $1,739 a month.
Figures last updated on .
- Residents
- 1,005 (±314)
- Housing units
- 357 (±119)
- Households that rent
- 40.0%
- Median gross rent
- $1,739
- Residents since 2015–2019
- −15.5%
What stands out in Spencer Township (DeKalb County)
Median gross rent: $1,739 (±$337) in Spencer Township (DeKalb County), higher than in DeKalb County ($861).
Households that rent: 40.0% (±20.2 points) in Spencer Township (DeKalb County), higher than in DeKalb County (17.9%).
Median real estate taxes: $700 (±$141) in Spencer Township (DeKalb County), lower than in DeKalb County ($1,205).
Homes built before 1980: 82.2% (±24.2 points) in Spencer Township (DeKalb County), higher than in DeKalb County (54.4%).
- Median rent in Spencer Township (DeKalb County)
- Property taxes in Spencer Township (DeKalb County)
- Age of homes in Spencer Township (DeKalb County)
Housing in Spencer Township (DeKalb County) at a glance
- Median rent: $1,739 median gross rent a month
- Rent burden: 56.9% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 40.0% of households rent (Small sample: wide margin of error)
- Income and affordability: $54,018 median household income (Small sample: wide margin of error)
- Home values: $210,100 median home value
- Homeowner costs: $1,585 median monthly cost with a mortgage
- Property taxes: $700 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 89.6% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 82.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 36.9% heat with propane (Small sample: wide margin of error)
- Commute and cars: 24.2 minutes average trip to work
- Growth: −15.5% residents since 2015–2019
- How long people stay: 45.0% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 3.1% of homes have more than 1 person per room (Small sample: wide margin of error)
Spencer Township (DeKalb County) against DeKalb County, its state and the nation
| Spencer Township (DeKalb County) | DeKalb County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 1,005 (±314) | 43,807 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 357 (±119) | 18,384 (±42) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 40.0% (±20.2 points) | 17.9% (±2.2 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,739 (±$337) | $861 (±$29) | $1,062 (±$5) | $1,413 |
| Median household income | $54,018 (±$41,253) | $74,331 (±$4,948) | $71,957 (±$352) | $80,734 |
| Median home value | $210,100 (±$64,892) | $194,100 (±$9,085) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $700 (±$141) | $1,205 (±$53) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 82.2% (±24.2 points) | 54.4% (±3.5 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 24.2 minutes (±5.3) | 21.3 minutes (±1.1) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.6% (±9.1 points) | 88.1% (±1.8 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 27.6 years (±5.1) | 38.4 years (±0.5) | 38.1 years (±0.2) | 38.9 years |
Spencer Township (DeKalb County) covers 17.9 square miles of land, about 56 residents per square mile (Census Bureau Gazetteer).
How Spencer Township (DeKalb County) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,189 (±342) | 1,005 (±314) | −15.5% | Not a measurable change |
| Housing units | 469 (±103) | 357 (±119) | −23.9% | Not a measurable change |
| Median gross rent | $588 (±$262) | $1,739 (±$337) | +195.7% | Up after inflation |
| Median home value | $136,000 (±$31,991) | $210,100 (±$64,892) | +54.5% | No measurable change after inflation |
| Median household income | $63,214 (±$14,046) | $54,018 (±$41,253) | −14.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $954 (±$76) | $1,585 (±$154) | +66.1% | Up after inflation |
| Median real estate taxes | $900 (±$230) | $700 (±$141) | −22.2% | Down after inflation |
| Households that rent | 12.2% (±8.9 points) | 40.0% (±20.2 points) | +27.8 percentage points | Measurable increase |
| Rental vacancy rate | 11.7% (±17.7 points) | 0.0% (±24.7 points) | −11.7 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
ZIP codes in Spencer Township (DeKalb County)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46788 | 33% | 4,373 | $1,799 | $285,200 | $101,553 |
| 46785 | 26% | 1,491 | $855 | $163,300 | $63,250 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Spencer Township (DeKalb County)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| St. Joe | 2.0 mi | $805 | $87,100 | 22.2% |
| Concord Township (DeKalb County) | 3.4 mi | $741 | $124,800 | 10.7% |
| Springfield Township (Allen County) | 3.9 mi | $988 | $276,700 | 9.2% |
| Newville Township | 5.5 mi | — | $231,300 | 4.7% |
| Jackson Township (DeKalb County) | 5.6 mi | — | $305,900 | 6.0% |
| Grabill | 6.1 mi | $850 | $150,200 | 16.1% |
| Scipio Township (Allen County) | 6.1 mi | — | $239,700 | 16.3% |
| Harlan | 6.2 mi | $894 | $179,200 | 20.9% |
Places in Indiana most like Spencer Township (DeKalb County)
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Richland Township (Madison County) | $2,125 | $174,600 | $63,901 | 25.5% |
| Osceola | $1,654 | $196,900 | $66,503 | 17.5% |
| South Haven | $1,297 | $178,200 | $76,003 | 27.5% |
| New Chicago | $1,141 | $134,100 | $57,313 | 31.8% |
| Hamilton Township (Jackson County) | $1,531 | $273,400 | $59,474 | 19.8% |
| Rocky Ripple | $1,463 | $194,800 | $72,813 | 18.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Spencer Township (DeKalb County), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $765 | $814 | $1,023 | $1,270 | $1,344 |
HUD income limits for Spencer Township (DeKalb County), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,350 | $32,200 | $51,550 |
| 2 people | $22,100 | $36,800 | $58,900 |
| 3 people | $27,320 | $41,400 | $66,250 |
| 4 people | $33,000 | $46,000 | $73,600 |
| 5 people | $38,680 | $49,700 | $79,500 |
| 6 people | $44,360 | $53,400 | $85,400 |
| 7 people | $50,040 | $57,050 | $91,300 |
| 8 people | $55,720 | $60,750 | $97,200 |
These are the limits HUD sets for its housing programs in the DeKalb County, IN, where HUD’s median family income for fiscal year 2026 is $92,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Spencer Township (DeKalb County)
What is the average rent in Spencer Township (DeKalb County), IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Spencer Township (DeKalb County) is $1,739 (±$337) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
What is the average home value in Spencer Township (DeKalb County), IN?
The Census Bureau publishes the median: $210,100 (±$64,892) for owner-occupied homes in Spencer Township (DeKalb County) (2020–2024 American Community Survey).
What is the average mortgage payment in Spencer Township (DeKalb County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Spencer Township (DeKalb County), IN is $1,585 (±$154) a month, including taxes, insurance and utilities.
How much are property taxes in Spencer Township (DeKalb County)?
The median real estate tax paid by homeowners in Spencer Township (DeKalb County), IN is $700 (±$141) a year (2020–2024 American Community Survey).
How many homes are in Spencer Township (DeKalb County)?
Spencer Township (DeKalb County), IN has an estimated 357 (±119) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Spencer Township (DeKalb County)?
82.2% of homes in Spencer Township (DeKalb County), IN were built before 1980 (2020–2024 American Community Survey).
Is Spencer Township (DeKalb County) growing?
In Spencer Township (DeKalb County), the number of residents went from 1,189 in 2015–2019 to 1,005 in 2020–2024 (−15.5%), not a measurable change.
What ZIP codes are in Spencer Township (DeKalb County)?
The ZIP codes that cover Spencer Township (DeKalb County) are 46788, 46785.
What is the median rent in ZIP code 46788?
The median gross rent in ZIP Code Tabulation Area 46788 is $1,799 (±$339) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Spencer township, DeKalb County, Indiana
- HUD Fair Market Rents, fiscal year 2027: DeKalb County, IN
- HUD Income Limits, fiscal year 2026: DeKalb County, IN
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Spencer township, DeKalb County, Indiana (county subdivision:71918, in state:18 county:033).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .