Housing data for Spencer Township (Harrison County), IN
Spencer Township (Harrison County), IN has an estimated 2,091 residents and 809 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Harrison County.
9.5% of households rent.
The median gross rent is $1,292 a month.
Figures last updated on .
- Residents
- 2,091 (±418)
- Housing units
- 809 (±157)
- Households that rent
- 9.5%
- Median gross rent
- $1,292
- Residents since 2015–2019
- +14.1%
Housing in Spencer Township (Harrison County) at a glance
- Median rent: $1,292 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 25.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 9.5% of households rent (Small sample: wide margin of error)
- Income and affordability: $95,793 median household income
- Home values: $231,800 median home value
- Homeowner costs: $1,126 median monthly cost with a mortgage
- Property taxes: $1,055 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 63.6% of homes have 3 or more bedrooms
- Age of homes: 59.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 59.5% heat with electricity
- Commute and cars: 35.0 minutes average trip to work
- Growth: +14.1% residents since 2015–2019
- How long people stay: 18.9% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 2.1% of homes have more than 1 person per room (Small sample: wide margin of error)
- Fair Market Rent: $1,450 Small Area FMR, 2 bedrooms (ZIP 47166)
Spencer Township (Harrison County) against Harrison County, its state and the nation
| Spencer Township (Harrison County) | Harrison County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 2,091 (±418) | 39,859 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 809 (±157) | 16,953 (±58) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 9.5% (±7.1 points) | 16.4% (±1.9 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,292 (±$595) | $836 (±$60) | $1,062 (±$5) | $1,413 |
| Median household income | $95,793 (±$38,161) | $74,475 (±$6,526) | $71,957 (±$352) | $80,734 |
| Median home value | $231,800 (±$58,271) | $229,600 (±$8,470) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,055 (±$500) | $1,224 (±$57) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 59.5% (±21.0 points) | 40.2% (±3.3 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 35.0 minutes (±6.6) | 30.5 minutes (±1.4) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 82.5% (±16.4 points) | 85.2% (±2.2 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 44.1 years (±7.5) | 43.0 years (±0.5) | 38.1 years (±0.2) | 38.9 years |
Spencer Township (Harrison County) covers 38.3 square miles of land, about 55 residents per square mile (Census Bureau Gazetteer).
How Spencer Township (Harrison County) has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,833 (±406) | 2,091 (±418) | +14.1% | Not a measurable change |
| Housing units | 952 (±155) | 809 (±157) | −15.0% | Not a measurable change |
| Median home value | $99,400 (±$43,365) | $231,800 (±$58,271) | +133.2% | Up after inflation |
| Median household income | $41,314 (±$5,071) | $95,793 (±$38,161) | +131.9% | Up after inflation |
| Median owner cost with a mortgage | $993 (±$168) | $1,126 (±$134) | +13.4% | No measurable change after inflation |
| Median real estate taxes | $792 (±$162) | $1,055 (±$500) | +33.2% | No measurable change after inflation |
| Households that rent | 13.5% (±11.5 points) | 9.5% (±7.1 points) | −4.0 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±27.2 points) | 0.0% (±31.7 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Harrison County
Spencer Township (Harrison County) has no police department of its own in the FBI’s figures, so this is the figure for Harrison County as a whole.
In 2025, the police departments that report for Harrison County recorded 176 violent and 254 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Spencer Township (Harrison County)
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 47166 | 62% | 1,484 | $1,305 | $202,700 | $71,875 |
| 47115 | 40% | 2,782 | $632 | $194,500 | $88,229 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Spencer Township (Harrison County)
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Milltown | 4.7 mi | $611 | $118,800 | 31.5% |
| Whiskey Run Township | 5.4 mi | $544 | $154,300 | 16.2% |
| Blue River Township (Harrison County) | 5.6 mi | $598 | $151,800 | 16.3% |
| Harrison Township (Harrison County) | 7.2 mi | $846 | $247,700 | 23.0% |
| Jackson Township (Harrison County) | 7.2 mi | $852 | $228,700 | 11.3% |
| Corydon | 7.4 mi | $959 | $144,600 | 38.1% |
| Jennings Township (Crawford County) | 7.7 mi | — | $143,900 | 9.3% |
| Crandall | 8.5 mi | $846 | $168,800 | 34.2% |
Places in Indiana most like Spencer Township (Harrison County)
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Union Township (Hendricks County) | $1,237 | $247,800 | $89,153 | 11.2% |
| Prince's Lakes | $1,292 | $245,000 | $89,375 | 4.7% |
| Indian Creek Township (Lawrence County) | $1,284 | $187,800 | $92,853 | 16.7% |
| Clay Township (Hendricks County) | $1,179 | $229,900 | $99,792 | 4.5% |
| Richland Township (Fountain County) | $1,302 | $187,500 | $102,422 | 8.7% |
| Clay Township (Kosciusko County) | $1,170 | $199,100 | $92,353 | 6.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Spencer Township (Harrison County), fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $976 | $1,058 | $1,276 | $1,629 | $1,874 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Spencer Township (Harrison County), fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,800 | $34,650 | $55,450 |
| 2 people | $23,800 | $39,600 | $63,400 |
| 3 people | $27,320 | $44,550 | $71,300 |
| 4 people | $33,000 | $49,500 | $79,200 |
| 5 people | $38,680 | $53,500 | $85,550 |
| 6 people | $44,360 | $57,450 | $91,900 |
| 7 people | $50,040 | $61,400 | $98,250 |
| 8 people | $55,720 | $65,350 | $104,550 |
These are the limits HUD sets for its housing programs in the Louisville, KY-IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $99,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Spencer Township (Harrison County)
What is the median household income in Spencer Township (Harrison County)?
The median household income in Spencer Township (Harrison County) is $95,793 (±$38,161) a year (2020–2024 American Community Survey).
What is the average home value in Spencer Township (Harrison County), IN?
The Census Bureau publishes the median: $231,800 (±$58,271) for owner-occupied homes in Spencer Township (Harrison County) (2020–2024 American Community Survey).
What is the average mortgage payment in Spencer Township (Harrison County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Spencer Township (Harrison County), IN is $1,126 (±$134) a month, including taxes, insurance and utilities.
How much are property taxes in Spencer Township (Harrison County)?
The median real estate tax paid by homeowners in Spencer Township (Harrison County), IN is $1,055 (±$500) a year (2020–2024 American Community Survey).
How many homes are in Spencer Township (Harrison County)?
Spencer Township (Harrison County), IN has an estimated 809 (±157) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Spencer Township (Harrison County)?
The most common size is 3 bedrooms, 52.0% of homes in Spencer Township (Harrison County), IN.
Is Spencer Township (Harrison County) growing?
In Spencer Township (Harrison County), the number of residents went from 1,833 in 2015–2019 to 2,091 in 2020–2024 (+14.1%), not a measurable change.
What ZIP codes are in Spencer Township (Harrison County)?
The ZIP codes that cover Spencer Township (Harrison County) are 47166, 47115.
What is the median rent in ZIP code 47166?
The median gross rent in ZIP Code Tabulation Area 47166 is $1,305 (±$471) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Spencer township, Harrison County, Indiana
- HUD Fair Market Rents, fiscal year 2027: Louisville, KY-IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Louisville, KY-IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Spencer township, Harrison County, Indiana (county subdivision:71936, in state:18 county:061).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .