How much do homeowners pay a month in Terre Haute, IN?

Name: Homeowner costs in Terre Haute, IN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Terre Haute, IN pay a median of $1,041 (±$36) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $450 (±$19).

60.6% of owned homes carry a mortgage.

In Terre Haute, the median monthly cost with a mortgage went from $873 in 2015–2019 to $1,041 in 2020–2024 (+19.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,041 (±$36)
Without a mortgage: $450 (±$19)
Owned with a mortgage: 60.6%

Monthly owner costs in Terre Haute

Median selected monthly owner costs, estimate (90% margin of error)
	Terre Haute	Vigo County	Indiana	United States
With a mortgage	$1,041 (±$36)	$1,134 (±$31)	$1,404 (±$5)	$1,963
Without a mortgage	$450 (±$19)	$478 (±$15)	$517 (±$3)	$638
Owned homes with a mortgage	60.6% (±3.1 points)	61.3% (±2.2 points)	63.6% (±0.3 points)	60.6%
Median real estate taxes (a year)	$1,104 (±$67)	$1,313 (±$47)	$1,614 (±$9)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Terre Haute, the median cost with a mortgage is lower than in Vigo County ($1,134).

It is also lower than in Indiana ($1,404).

It is lower than the national figure ($1,963).

In Vigo County, Terre Haute ranks 15 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 1279 of 1,564.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Terre Haute have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$873 (±$28)	$1,041 (±$36)	+19.2%	No measurable change after inflation
Median real estate taxes	$891 (±$34)	$1,104 (±$67)	+23.9%	No measurable change after inflation
Median home value	$78,700 (±$1,954)	$115,700 (±$5,429)	+47.0%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Terre Haute

Nearest places with a published estimate, compared with Terre Haute
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Terre Haute	—	$1,041 (±$36)	—
Harrison Township (Vigo County)	1.0 mi	$991 (±$41)	Not measurably different
West Terre Haute	4.0 mi	$982 (±$139)	Not measurably different
Lost Creek Township	4.5 mi	$1,515 (±$120)	Higher
North Terre Haute	5.1 mi	$1,185 (±$135)	Higher
Honey Creek Township (Vigo County)	5.3 mi	$1,242 (±$119)	Higher
Sugar Creek Township (Vigo County)	5.7 mi	$1,119 (±$141)	Not measurably different
Seelyville	6.2 mi	$1,088 (±$182)	Not measurably different
Riley Township	6.4 mi	$1,753 (±$167)	Higher

Nearby places with a measurably higher figure: Lost Creek Township, IN ($1,515), North Terre Haute, IN ($1,185), Honey Creek Township (Vigo County), IN ($1,242).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Vigo County, place by place

Rank	Place	Median monthly cost with a mortgage
9	North Terre Haute	$1,185 (±$135)
10	Nevins Township	$1,146 (±$142)
11	Otter Creek Township (Vigo County)	$1,126 (±$74)
12	Sugar Creek Township (Vigo County)	$1,119 (±$141)
13	Prairieton Township	$1,112 (±$191)
14	Seelyville	$1,088 (±$182)
15	Terre Haute	$1,041 (±$36)
16	Harrison Township (Vigo County)	$991 (±$41)
17	West Terre Haute	$982 (±$139)

Showing 9 of 17 places in Vigo County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Terre Haute

What is the average mortgage payment in Terre Haute?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Terre Haute, IN is $1,041 (±$36) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Terre Haute?

Owners without a mortgage in Terre Haute pay a median of $450 (±$19) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Terre Haute gone up?

In Terre Haute, the median monthly cost with a mortgage went from $873 in 2015–2019 to $1,041 in 2020–2024 (+19.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Terre Haute city, Indiana (place:75428, in state:18).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.