How much do homeowners pay a month in Trail Creek, IN?
Homeowners with a mortgage in Trail Creek, IN pay a median of $1,248 (±$109) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $417 (±$33).
63.6% of owned homes carry a mortgage.
In Trail Creek, the median monthly cost with a mortgage went from $1,066 in 2015–2019 to $1,248 in 2020–2024 (+17.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,248 (±$109)
- Without a mortgage
- $417 (±$33)
- Owned with a mortgage
- 63.6%
Monthly owner costs in Trail Creek
| Trail Creek | LaPorte County | Indiana | United States | |
|---|---|---|---|---|
| With a mortgage | $1,248 (±$109) | $1,303 (±$30) | $1,404 (±$5) | $1,963 |
| Without a mortgage | $417 (±$33) | $495 (±$15) | $517 (±$3) | $638 |
| Owned homes with a mortgage | 63.6% (±9.8 points) | 59.3% (±2.0 points) | 63.6% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $1,523 (±$110) | $1,503 (±$55) | $1,614 (±$9) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Trail Creek, the median cost with a mortgage is not measurably different from LaPorte County ($1,303).
It is also lower than in Indiana ($1,404).
It is lower than the national figure ($1,963).
In LaPorte County, Trail Creek ranks 20 of 32 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 773 of 1,564.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Trail Creek have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,066 (±$52) | $1,248 (±$109) | +17.1% | No measurable change after inflation |
| Median real estate taxes | $1,106 (±$108) | $1,523 (±$110) | +37.7% | No measurable change after inflation |
| Median home value | $135,500 (±$5,802) | $191,800 (±$9,031) | +41.5% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Trail Creek
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Trail Creek | — | $1,248 (±$109) | — |
| Michigan City | 1.0 mi | $1,126 (±$47) | Lower |
| Pottawattamie Park | 2.0 mi | $1,396 (±$222) | Not measurably different |
| Michigan Township (LaPorte County) | 2.6 mi | $1,159 (±$58) | Not measurably different |
| Long Beach | 3.3 mi | $2,740 (±$234) | Higher |
| Coolspring Township | 3.7 mi | $1,329 (±$76) | Not measurably different |
| Michiana Shores | 4.6 mi | $1,844 (±$605) | Not measurably different |
| Town of Pines | 5.0 mi | $860 (±$52) | Lower |
| Springfield Township (LaPorte County) | 5.2 mi | $1,752 (±$188) | Higher |
Nearby places with a measurably lower figure: Michigan City, IN ($1,126), Town of Pines, IN ($860).
Nearby places with a measurably higher figure: Long Beach, IN ($2,740), Springfield Township (LaPorte County), IN ($1,752).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across LaPorte County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 14 | Galena Township | $1,304 (±$157) |
| 15 | Pleasant Township (LaPorte County) | $1,299 (±$152) |
| 16 | Hudson Lake | $1,290 (±$307) |
| 17 | Wanatah | $1,272 (±$135) |
| 18 | Center Township (LaPorte County) | $1,268 (±$76) |
| 19 | Kingsbury | $1,260 (±$229) |
| 20 | Trail Creek | $1,248 (±$109) |
| 21 | Hudson Township | $1,215 (±$220) |
| 22 | Dewey Township | $1,212 (±$113) |
| 23 | Cass Township (LaPorte County) | $1,210 (±$122) |
| 24 | La Porte | $1,205 (±$78) |
| 25 | Lincoln Township (LaPorte County) | $1,192 (±$398) |
| 26 | La Crosse | $1,186 (±$141) |
Showing 13 of 32 places in LaPorte County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Trail Creek
What is the average mortgage payment in Trail Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Trail Creek, IN is $1,248 (±$109) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Trail Creek?
Owners without a mortgage in Trail Creek pay a median of $417 (±$33) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Trail Creek gone up?
In Trail Creek, the median monthly cost with a mortgage went from $1,066 in 2015–2019 to $1,248 in 2020–2024 (+17.1%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Trail Creek town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Trail Creek town, Indiana
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Trail Creek town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Trail Creek town, Indiana
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Trail Creek town, Indiana
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Trail Creek town, Indiana (place:76328, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Trail Creek at a glance
- Income and affordability in Trail Creek
- Home values in Trail Creek
- Property taxes in Trail Creek
- Types of homes in Trail Creek
- Bedrooms in Trail Creek
- Age of homes in Trail Creek
- Heating fuel in Trail Creek
- Commute and cars in Trail Creek
- Population growth in Trail Creek
- How long people stay in Trail Creek
- Indiana landlord and tenant rules
- Housing across LaPorte County
- Housing data for every place in Indiana