Housing data for Utica, IN
Utica, IN has an estimated 1,028 residents and 428 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Clark County.
18.7% of households rent.
The median gross rent is $1,375 a month.
Its population grew measurably since 2015–2019 (+60.9%).
Figures last updated on .
- Residents
- 1,028 (±203)
- Housing units
- 428 (±97)
- Households that rent
- 18.7%
- Median gross rent
- $1,375
- Residents since 2015–2019
- +60.9%
What stands out in Utica
Median gross rent: $1,375 (±$136) in Utica, higher than in Clark County ($1,129).
Median household income: $84,886 (±$8,375) in Utica, higher than in Clark County ($74,214).
Housing in Utica at a glance
- Median rent: $1,375 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $1,042 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 16.1% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 18.7% of households rent
- Income and affordability: $84,886 median household income
- Home values: $241,300 median home value
- Homeowner costs: $1,546 median monthly cost with a mortgage
- Property taxes: $1,481 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 75.3% of homes have 3 or more bedrooms
- Age of homes: 37.3% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 66.1% heat with utility gas
- Commute and cars: 22.8 minutes average trip to work
- Growth: +60.9% residents since 2015–2019
- How long people stay: 25.2% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Utica against Clark County, its state and the nation
| Utica | Clark County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 1,028 (±203) | 124,354 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 428 (±97) | 55,049 (±55) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 18.7% (±9.1 points) | 25.3% (±1.5 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,375 (±$136) | $1,129 (±$26) | $1,062 (±$5) | $1,413 |
| Median household income | $84,886 (±$8,375) | $74,214 (±$2,005) | $71,957 (±$352) | $80,734 |
| Median home value | $241,300 (±$38,544) | $222,900 (±$4,218) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,481 (±$520) | $1,716 (±$58) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 37.3% (±14.8 points) | 47.9% (±2.5 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 22.8 minutes (±4.2) | 22.2 minutes (±0.6) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.8% (±5.4 points) | 90.9% (±1.1 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 39.5 years (±7.1) | 39.9 years (±0.4) | 38.1 years (±0.2) | 38.9 years |
Utica covers 1.2 square miles of land, about 863 residents per square mile (Census Bureau Gazetteer).
How Utica has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 639 (±219) | 1,028 (±203) | +60.9% | Measurable increase |
| Housing units | 315 (±59) | 428 (±97) | +35.9% | Not a measurable change |
| Median gross rent | $900 (±$220) | $1,375 (±$136) | +52.8% | No measurable change after inflation |
| Median home value | $133,200 (±$12,254) | $241,300 (±$38,544) | +81.2% | Up after inflation |
| Median household income | $51,016 (±$5,290) | $84,886 (±$8,375) | +66.4% | Up after inflation |
| Median owner cost with a mortgage | $1,042 (±$88) | $1,546 (±$197) | +48.4% | Up after inflation |
| Median real estate taxes | $757 (±$137) | $1,481 (±$520) | +95.6% | Up after inflation |
| Households that rent | 12.9% (±7.8 points) | 18.7% (±9.1 points) | +5.8 percentage points | Not a measurable change |
| Rental vacancy rate | 11.9% (±21.1 points) | 0.0% (±36.7 points) | −11.9 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Clark County
Utica has no police department of its own in the FBI’s figures, so this is the figure for Clark County as a whole.
In 2024, the police departments that report for Clark County recorded 230 violent and 1,617 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Utica
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Utica Township | 2.0 mi | $1,336 | $320,400 | 15.1% |
| Jeffersonville | 2.2 mi | $1,148 | $216,800 | 28.0% |
| Prospect | 2.6 mi | $1,193 | $538,400 | 6.7% |
| Glenview | 2.6 mi | — | $1,146,900 | 7.0% |
| Green Spring | 2.7 mi | $2,287 | $457,800 | 17.0% |
| Glenview Hills | 3.2 mi | — | $609,400 | 6.3% |
| Hills and Dales | 3.2 mi | — | $528,400 | 0.0% |
| Glenview Manor | 3.6 mi | — | $625,000 | 3.3% |
Places in Indiana most like Utica
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Spencer Township (Jennings County) | $1,402 | $195,000 | $77,566 | 21.1% |
| Sheffield Township | $1,659 | $255,700 | $81,346 | 22.2% |
| Middlebury Township | $1,185 | $308,500 | $88,854 | 14.8% |
| West Township | $1,369 | $256,000 | $88,935 | 13.7% |
| New Durham Township | $1,251 | $217,000 | $89,107 | 12.7% |
| Robinson Township | $1,341 | $267,400 | $98,135 | 8.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Utica, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $976 | $1,058 | $1,276 | $1,629 | $1,874 |
HUD income limits for Utica, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,800 | $34,650 | $55,450 |
| 2 people | $23,800 | $39,600 | $63,400 |
| 3 people | $27,320 | $44,550 | $71,300 |
| 4 people | $33,000 | $49,500 | $79,200 |
| 5 people | $38,680 | $53,500 | $85,550 |
| 6 people | $44,360 | $57,450 | $91,900 |
| 7 people | $50,040 | $61,400 | $98,250 |
| 8 people | $55,720 | $65,350 | $104,550 |
These are the limits HUD sets for its housing programs in the Louisville, KY-IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $99,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Utica
How many renters are there in Utica?
Utica has an estimated 75 (±41) renting households, 18.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Utica?
The median household income in Utica is $84,886 (±$8,375) a year (2020–2024 American Community Survey).
What is the average home value in Utica, IN?
The Census Bureau publishes the median: $241,300 (±$38,544) for owner-occupied homes in Utica (2020–2024 American Community Survey).
What is the average mortgage payment in Utica?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Utica, IN is $1,546 (±$197) a month, including taxes, insurance and utilities.
How much are property taxes in Utica?
The median real estate tax paid by homeowners in Utica, IN is $1,481 (±$520) a year (2020–2024 American Community Survey).
How many homes are in Utica?
Utica, IN has an estimated 428 (±97) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Utica growing?
In Utica, the number of residents went from 639 in 2015–2019 to 1,028 in 2020–2024 (+60.9%), a measurable increase.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Utica town, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Utica town, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Utica town, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Utica town, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Utica town, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Utica town, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Utica town, Indiana
- HUD Fair Market Rents, fiscal year 2027: Louisville, KY-IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Louisville, KY-IN HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Utica town, Indiana (place:78110, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .