Housing data for Warsaw, IN
Warsaw, IN has an estimated 16,768 residents and 7,633 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Kosciusko County.
50.7% of households rent.
The median gross rent is $1,066 a month.
Its population grew measurably since 2015–2019 (+8.5%).
Figures last updated on .
- Residents
- 16,768 (±462)
- Housing units
- 7,633 (±371)
- Households that rent
- 50.7%
- Median gross rent
- $1,066
- Residents since 2015–2019
- +8.5%
What stands out in Warsaw
Homes in buildings of 5 or more units: 27.5% (±5.3 points) in Warsaw, higher than in Kosciusko County (7.7%).
Households that rent: 50.7% (±4.3 points) in Warsaw, higher than in Kosciusko County (23.0%).
Households that moved in since 2020: 36.2% (±5.1 points) in Warsaw, higher than in Kosciusko County (21.9%).
Median household income: $61,035 (±$5,794) in Warsaw, lower than in Kosciusko County ($75,317).
- Types of homes in Warsaw
- Renters and owners in Warsaw
- How long people stay in Warsaw
- Income and affordability in Warsaw
Housing in Warsaw at a glance
- Median rent: $1,066 median gross rent a month
- Rent by bedrooms: $1,089 median gross rent, 2 bedrooms
- Rent burden: 54.4% of renters pay 30% or more of income
- Renters and owners: 50.7% of households rent
- Income and affordability: $61,035 median household income
- Home values: $181,200 median home value
- Homeowner costs: $1,302 median monthly cost with a mortgage
- Property taxes: $1,416 median real estate taxes a year
- Types of homes: 27.5% of homes are in buildings of 5 or more units
- Bedrooms: 47.5% of homes have 3 or more bedrooms
- Age of homes: 51.2% of homes were built before 1980
- Vacancy rate: 7.5% rental vacancy rate
- Heating fuel: 67.9% heat with utility gas
- Commute and cars: 16.3 minutes average trip to work
- Crime reported to police: 500 violent crimes per 100,000 residents
- Growth: +8.5% residents since 2015–2019
- How long people stay: 36.2% moved in since 2020
- Crowding and facilities: 2.8% of homes have more than 1 person per room
Warsaw against Kosciusko County, its state and the nation
| Warsaw | Kosciusko County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 16,768 (±462) | 80,442 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 7,633 (±371) | 38,864 (±41) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 50.7% (±4.3 points) | 23.0% (±1.9 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,066 (±$77) | $1,043 (±$44) | $1,062 (±$5) | $1,413 |
| Median household income | $61,035 (±$5,794) | $75,317 (±$2,941) | $71,957 (±$352) | $80,734 |
| Median home value | $181,200 (±$15,784) | $216,000 (±$6,897) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,416 (±$155) | $1,303 (±$54) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 51.2% (±7.2 points) | 51.4% (±2.6 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 16.3 minutes (±1.3) | 20.3 minutes (±0.7) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 88.0% (±4.2 points) | 87.1% (±1.6 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 33.8 years (±2.9) | 39.1 years (±0.4) | 38.1 years (±0.2) | 38.9 years |
Warsaw covers 13.5 square miles of land, about 1,238 residents per square mile (Census Bureau Gazetteer).
How Warsaw has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 15,458 (±296) | 16,768 (±462) | +8.5% | Measurable increase |
| Housing units | 6,725 (±339) | 7,633 (±371) | +13.5% | Measurable increase |
| Median gross rent | $827 (±$41) | $1,066 (±$77) | +28.9% | No measurable change after inflation |
| Median home value | $135,200 (±$8,441) | $181,200 (±$15,784) | +34.0% | No measurable change after inflation |
| Median household income | $55,982 (±$3,932) | $61,035 (±$5,794) | +9.0% | Down after inflation |
| Median owner cost with a mortgage | $994 (±$69) | $1,302 (±$70) | +31.0% | No measurable change after inflation |
| Median real estate taxes | $1,225 (±$104) | $1,416 (±$155) | +15.6% | No measurable change after inflation |
| Households that rent | 45.1% (±3.8 points) | 50.7% (±4.3 points) | +5.6 percentage points | Not a measurable change |
| Rental vacancy rate | 2.2% (±2.8 points) | 7.5% (±4.3 points) | +5.3 percentage points | Measurable increase |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Warsaw
In 2025, the Warsaw Police Department reported 500 violent and 1,526 property crimes per 100,000 residents to the FBI.
Across Kosciusko County, the departments that report recorded 236 violent and 635 property crimes per 100,000 residents that year.
ZIP codes in Warsaw
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 46580 | 13% | 21,794 | $1,050 | $192,600 | $71,687 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Warsaw
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Wayne Township (Kosciusko County) | 2.0 mi | $1,041 | $220,600 | 32.4% |
| Winona Lake | 2.7 mi | $1,132 | $274,500 | 38.4% |
| Plain Township | 4.4 mi | $1,152 | $237,900 | 32.6% |
| Leesburg | 5.8 mi | $1,071 | $172,300 | 15.7% |
| Prairie Township (Kosciusko County) | 6.5 mi | $538 | $235,200 | 16.4% |
| Palestine | 7.1 mi | $1,083 | $158,200 | 15.0% |
| Washington Township (Kosciusko County) | 7.1 mi | $865 | $148,700 | 16.2% |
| Harrison Township (Kosciusko County) | 7.1 mi | $1,048 | $166,700 | 20.1% |
Places in Indiana most like Warsaw
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Honey Creek Township (Vigo County) | $980 | $181,300 | $65,458 | 44.5% |
| Lafayette | $1,079 | $172,800 | $53,716 | 53.3% |
| Mishawaka | $1,070 | $155,500 | $54,291 | 50.7% |
| Fairfield Township (Tippecanoe County) | $1,043 | $169,600 | $54,354 | 55.4% |
| Knight Township | $1,009 | $161,100 | $58,227 | 44.3% |
| New Albany | $1,026 | $180,500 | $54,710 | 44.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Warsaw, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $882 | $888 | $1,162 | $1,410 | $1,527 |
HUD income limits for Warsaw, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $19,550 | $32,550 | $52,100 |
| 2 people | $22,350 | $37,200 | $59,550 |
| 3 people | $27,320 | $41,850 | $67,000 |
| 4 people | $33,000 | $46,500 | $74,400 |
| 5 people | $38,680 | $50,250 | $80,400 |
| 6 people | $44,360 | $53,950 | $86,350 |
| 7 people | $50,040 | $57,700 | $92,300 |
| 8 people | $55,720 | $61,400 | $98,250 |
These are the limits HUD sets for its housing programs in the Kosciusko County, IN, where HUD’s median family income for fiscal year 2026 is $92,000.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Warsaw
What is the average rent in Warsaw, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Warsaw is $1,066 (±$77) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Warsaw?
The median gross rent for a one-bedroom home in Warsaw, IN is $904 (±$143) a month (2020–2024 American Community Survey).
Are renters in Warsaw rent-burdened?
54.4% of renting households in Warsaw pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Warsaw?
Warsaw has an estimated 3,596 (±421) renting households, 50.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Warsaw?
The median household income in Warsaw is $61,035 (±$5,794) a year (2020–2024 American Community Survey).
What is the average home value in Warsaw, IN?
The Census Bureau publishes the median: $181,200 (±$15,784) for owner-occupied homes in Warsaw (2020–2024 American Community Survey).
Is Warsaw growing?
In Warsaw, the number of residents went from 15,458 in 2015–2019 to 16,768 in 2020–2024 (+8.5%), a measurable increase.
What ZIP codes are in Warsaw?
The ZIP code that covers Warsaw is 46580.
What is the median rent in ZIP code 46580?
The median gross rent in ZIP Code Tabulation Area 46580 is $1,050 (±$81) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Warsaw city, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Warsaw city, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Warsaw city, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Warsaw city, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Warsaw city, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Warsaw city, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Warsaw city, Indiana
- HUD Fair Market Rents, fiscal year 2027: Kosciusko County, IN
- HUD Income Limits, fiscal year 2026: Kosciusko County, IN
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Warsaw Police Department (ORI IN0430100)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Warsaw city, Indiana (place:80306, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .