What percentage of people rent in Waterloo, IN?

Name: Renters and owners in Waterloo, IN, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

18.8% (±7.2 points) of the occupied homes in Waterloo, IN are rented (2020–2024 American Community Survey).

That is 145 renting households against 628 that own their home.

In Waterloo, the share of households that rent went from 33.0% in 2015–2019 to 18.8% in 2020–2024 (−14.2 percentage points), a measurable decrease.

Figures last updated on November 12, 2026.

Households that rent: 18.8% (±7.2 points)
Renting households: 145 (±60)
Median renter income: $37,813 (±$12,269)

Who rents and who owns in Waterloo

Tenure, estimate (90% margin of error)
	Waterloo	DeKalb County	Indiana	United States
Renter-occupied share	18.8% (±7.2 points)	17.9% (±2.2 points)	29.4% (±0.3 points)	34.8%
Renting households	145 (±60)	3,067 (±400)	799,766 (±7,038)	45,017,354
Owning households	628 (±146)	14,029 (±371)	1,916,243 (±9,865)	84,210,142
Average renter household size	2.1 (±0.6)	2.2 (±0.2)	2.2 (±0.0)	2.3
Average owner household size	2.8 (±0.4)	2.6 (±0.1)	2.6 (±0.0)	2.6
Median renter household income	$37,813 (±$12,269)	$36,766 (±$2,642)	$42,811 (±$480)	$52,966
Median owner household income	$76,048 (±$8,617)	$82,431 (±$3,571)	$87,459 (±$395)	$100,009

In Waterloo, the renter share is not measurably different from DeKalb County (17.9%).

It is also lower than in Indiana (29.4%).

It is lower than the national figure (34.8%).

In DeKalb County, Waterloo ranks 11 of 23 places with a published estimate, from highest to lowest renter share.

Statewide, it ranks 769 of 1,600.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How renting in Waterloo has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Households that rent	33.0% (±9.3 points)	18.8% (±7.2 points)	−14.2 percentage points	Measurable decrease
Median gross rent	$665 (±$89)	$829 (±$84)	+24.7%	No measurable change after inflation
Median household income	$50,536 (±$12,833)	$67,083 (±$12,920)	+32.7%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Households that rent in places near Waterloo

Nearest places with a published estimate, compared with Waterloo
Place	Distance	Households that rent	Compared with this place
Waterloo	—	18.8% (±7.2 points)	—
Grant Township (DeKalb County)	2.1 mi	13.1% (±5.3 points)	Not measurably different
Smithfield Township	3.5 mi	18.7% (±6.2 points)	Not measurably different
Union Township (DeKalb County)	4.3 mi	23.6% (±4.9 points)	Not measurably different
Corunna	4.8 mi	17.7% (±16.5 points)	Not measurably different
Richland Township (DeKalb County)	4.8 mi	10.7% (±9.6 points)	Not measurably different
Auburn	4.8 mi	23.5% (±4.8 points)	Not measurably different
Ashley	5.8 mi	34.5% (±8.5 points)	Higher
Fairfield Township (DeKalb County)	5.9 mi	1.6% (±2.8 points)	Lower

Nearby places with a measurably lower figure: Fairfield Township (DeKalb County), IN (1.6%).

Nearby places with a measurably higher figure: Ashley, IN (34.5%).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Households that rent across DeKalb County, place by place

Rank	Place	Households that rent
5	Union Township (DeKalb County)	23.6% (±4.9 points)
6	Auburn	23.5% (±4.8 points)
7	St. Joe	22.2% (±15.0 points)
8	Franklin Township (DeKalb County)	21.2% (±10.4 points)
9	Garrett	20.5% (±5.3 points)
10	Keyser Township	19.0% (±4.3 points)
11	Waterloo	18.8% (±7.2 points)
12 (tie)	Smithfield Township	18.7% (±6.2 points)
12 (tie)	Wilmington Township	18.7% (±5.6 points)
14	Corunna	17.7% (±16.5 points)
15	Grant Township (DeKalb County)	13.1% (±5.3 points)
16 (tie)	Concord Township (DeKalb County)	10.7% (±6.4 points)
16 (tie)	Richland Township (DeKalb County)	10.7% (±9.6 points)

Showing 13 of 23 places in DeKalb County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Waterloo

How many renters are there in Waterloo?

Waterloo has an estimated 145 (±60) renting households, 18.8% of its occupied homes (2020–2024 American Community Survey).

Is renting growing in Waterloo?

In Waterloo, the share of households that rent went from 33.0% in 2015–2019 to 18.8% in 2020–2024 (−14.2 percentage points), a measurable decrease.

How big are renting households in Waterloo?

A renting household in Waterloo has 2.1 people on average, against 2.8 in an owned home.

How much do renters earn in Waterloo?

The median renting household in Waterloo, IN has an income of $37,813 (±$12,269) a year, against $76,048 for households that own their home.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Waterloo town, Indiana (place:81278, in state:18).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are DP04_0047PE, DP04_0047PM, B25064_001E, B25064_001M, B19013_001E, B19013_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0047PE, DP04_0047PM, DP04_0047E, DP04_0047M, DP04_0046E, DP04_0046M, DP04_0049E, DP04_0049M, DP04_0048E, DP04_0048M, B25119_003E, B25119_003M, B25119_002E, B25119_002M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.