Housing data for ZIP code 46356

ZIP code 46356 has an estimated 19,721 residents and 7,423 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Cedar Creek Township (Lake County), Lake County.

11.5% of households rent.

The median gross rent is $1,179 (±$96) a month.

The median home value is $281,500 (±$17,229).

The median household income is $89,217 (±$8,763) a year.

Figures last updated on .

Residents
19,721 (±514)
Median gross rent
$1,179
Median home value
$281,500
Households that rent
11.5%

How ZIP code 46356 compares

Estimate (90% margin of error)
ZIP 46356Cedar Creek Township (Lake County)Lake CountyIndianaUnited States
Residents19,721 (±514)12,998500,3796,851,073334,922,499
Housing units7,423 (±470)4,987217,4362,976,568143,775,355
Households that rent11.5% (±2.8 points)13.5%28.3%29.4%34.8%
Median gross rent$1,179 (±$96)$1,108$1,131$1,062$1,413
Median home value$281,500 (±$17,229)$288,300$230,600$218,200$332,700
Median household income$89,217 (±$8,763)$86,780$71,493$71,957$80,734
Median real estate taxes (a year)$2,400 (±$174)$2,313$2,112$1,614$3,119
Renters paying 30% or more of income45.2% (±14.3 points)35.2%52.2%48.1%51.1%
Built before 198043.4% (±7.1 points)47.5%66.0%55.0%49.7%
Average commute33.6 minutes (±2.1)34.2 minutes28.5 minutes24.1 minutes26.4 minutes
Households with broadband94.6% (±1.8 points)95.3%89.7%89.9%91.0%
Median age of residents41.1 years (±2.9)41.1 years39.7 years38.1 years38.9 years

In ZIP 46356, median gross rent is not measurably different from Lake County ($1,131).

It is also higher than in Indiana ($1,062).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 46356 is not measurably different from Cedar Creek Township (Lake County) as a whole ($1,108).

Its median home value is not measurably different from Cedar Creek Township (Lake County) as a whole ($288,300).

Among the 26 ZIP codes in Lake County with a published estimate, ZIP 46356 ranks 11 from highest to lowest median gross rent.

Among the 26 ZIP codes in Lake County with a published estimate, ZIP 46356 ranks 7 from highest to lowest median home value.

Among the 27 ZIP codes in Lake County with a published estimate, ZIP 46356 ranks 6 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 46356

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 46356Lake CountyIndianaUnited States
Less than $5008.2% (±6.4 points)8.5%7.1%6.3%
$500 to $99920.0% (±10.5 points)27.4%36.9%20.2%
$1,000 to $1,49958.7% (±12.4 points)45.2%38.5%28.1%
$1,500 to $1,9998.9% (±6.9 points)14.3%12.0%21.1%
$2,000 to $2,4994.2% (±7.0 points)3.1%3.6%12.0%
$2,500 to $2,9990.0% (±4.8 points)0.3%1.0%5.5%
$3,000 or more0.0% (±4.8 points)1.4%0.9%6.8%

The most common range is $1,000 to $1,499, paid by 58.7% of renting households.

Rent by bedrooms in ZIP code 46356

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio—$1,200
1 bedroom$1,003 (±$407)$1,270
2 bedrooms$1,263 (±$144)$1,540
3 bedrooms$1,185 (±$115)$1,870
4 bedrooms—$2,050

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 46356 is $1,540 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 46356

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 46356Lake CountyIndianaUnited States
Less than 15%14.2% (±10.4 points)12.0%14.1%12.6%
15% to 19.9%14.6% (±8.7 points)12.2%13.6%12.2%
20% to 24.9%10.7% (±9.4 points)13.2%12.9%12.6%
25% to 29.9%15.5% (±9.1 points)10.3%11.4%11.5%
30% to 34.9%1.9% (±3.1 points)7.4%9.2%9.2%
35% or more43.3% (±14.0 points)44.8%38.9%41.9%

45.2% (±14.3 points) of renting households in ZIP code 46356 spend 30% or more of their income on gross rent.

Home values in ZIP code 46356

Owner-occupied homes by value, 2020–2024
ValueZIP 46356Lake CountyIndianaUnited States
Less than $50,0003.5% (±1.8 points)5.9%6.0%5.3%
$50,000 to $99,9991.7% (±1.1 points)7.9%10.1%6.1%
$100,000 to $149,9993.0% (±1.4 points)10.7%12.7%6.8%
$150,000 to $199,9998.4% (±2.5 points)15.2%15.8%9.0%
$200,000 to $299,99938.6% (±6.2 points)28.8%25.1%17.8%
$300,000 to $499,99935.5% (±5.7 points)24.2%21.8%26.9%
$500,000 to $999,9998.8% (±2.6 points)6.6%7.3%20.9%
$1,000,000 or more0.4% (±0.6 points)0.7%1.2%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 46356

Housing units by units in structure, 2020–2024
Building typeZIP 46356Lake CountyIndianaUnited States
Single-family, detached86.1% (±3.1 points)71.3%72.6%61.3%
Single-family, attached (townhouse, rowhouse)7.1% (±2.1 points)7.6%3.9%6.2%
2 units1.6% (±1.1 points)2.9%2.3%3.4%
3 or 4 units1.5% (±1.5 points)3.6%3.7%4.3%
5 to 9 units0.9% (±0.8 points)4.4%4.6%4.5%
10 to 19 units1.6% (±1.0 points)4.5%3.4%4.3%
20 or more units1.1% (±0.9 points)4.2%5.0%10.3%
Mobile home0.1% (±0.2 points)1.5%4.4%5.6%
Boat, RV, van, etc.0.0% (±0.5 points)0.0%0.0%0.1%

When the homes in ZIP code 46356 were built

Housing units by year structure built, 2020–2024
Year builtZIP 46356Lake CountyIndianaUnited States
2020 or later1.2% (±0.9 points)1.1%1.7%2.0%
2010 to 20197.1% (±2.2 points)5.7%8.0%9.4%
2000 to 200925.2% (±5.4 points)11.2%12.3%13.6%
1990 to 199916.8% (±3.4 points)9.5%13.6%12.4%
1980 to 19896.2% (±2.4 points)6.4%9.5%12.9%
1970 to 197915.6% (±3.8 points)13.7%13.1%14.2%
1960 to 19697.7% (±2.6 points)13.1%10.5%9.9%
1950 to 19598.0% (±3.9 points)15.4%10.2%9.5%
1940 to 19494.4% (±1.8 points)9.2%5.2%4.4%
1939 or earlier7.7% (±3.2 points)14.6%16.0%11.7%

43.4% of the homes in ZIP code 46356 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 46356

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 46356Lake CountyIndianaUnited States
Utility gas79.6% (±4.6 points)86.3%58.6%46.5%
Fuel oil, kerosene, etc.0.0% (±0.5 points)0.2%0.5%3.9%
Electricity8.9% (±2.6 points)10.5%31.2%41.3%
Bottled or tank gas (propane)8.9% (±2.9 points)2.0%7.2%4.9%
Wood2.4% (±3.1 points)0.2%1.5%1.4%
Solar energy0.0% (±0.5 points)0.0%0.1%0.3%
Coal or coke0.0% (±0.5 points)0.0%0.1%0.1%
Other fuel0.1% (±0.2 points)0.2%0.4%0.5%
No fuel used0.1% (±0.2 points)0.5%0.5%1.2%

How people in ZIP code 46356 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 46356Lake CountyIndianaUnited States
Drove alone82.8% (±4.3 points)79.6%76.3%68.8%
Carpooled7.0% (±2.3 points)8.0%9.1%8.5%
Public transportation0.0% (±0.4 points)1.4%0.6%3.2%
Walked1.1% (±0.9 points)1.2%1.9%2.4%
Other means (bicycle, taxi, motorcycle)1.8% (±1.5 points)1.6%1.4%2.0%
Worked from home7.3% (±3.2 points)8.2%10.7%15.1%

Workers who live in ZIP code 46356 take an average of 33.6 minutes to get to work.

Places in ZIP code 46356

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Cedar Creek Township (Lake County)49%$1,10813.5%
West Creek Township42%$1,33110.6%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 46356

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
463776.0 mi——$38,95840.0%
463766.3 mi$1,125$187,500$64,20514.2%
463817.4 mi——$64,82127.7%
463797.4 mi—$160,800—13.7%
463038.2 mi$1,361$293,500$84,21113.5%
4634910 mi$743$257,100$82,30625.9%
4630711 mi$1,391$324,100$107,80012.0%
4634111 mi$954$269,300$89,55913.5%

Crime reported to police in Lake County

In 2025, the police departments that report for Lake County recorded 378 violent and 1,383 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 46356 is reported as ZIP Code Tabulation Area 46356: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 46356

What is the median rent in ZIP code 46356?

The median gross rent in ZIP Code Tabulation Area 46356 is $1,179 (±$96) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 46356?

The median value of owner-occupied homes in ZIP code 46356 is $281,500 (±$17,229) (2020–2024 American Community Survey).

What is the median household income in ZIP code 46356?

The median household income in ZIP code 46356 is $89,217 (±$8,763) a year (2020–2024 American Community Survey).

What town is ZIP code 46356 in?

Most of ZIP code 46356’s land lies in Cedar Creek Township (Lake County); it also covers West Creek Township.

What is the Fair Market Rent for a two-bedroom in ZIP 46356?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 46356 is $1,540 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 46356 (zip code tabulation area:46356).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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