Housing data for ZIP code 46514

Name: Housing in ZIP code 46514, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 46514 has an estimated 42,389 residents and 18,002 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Osolo Township, Elkhart County.

28.0% of households rent.

The median gross rent is $1,113 (±$62) a month.

The median home value is $197,800 (±$12,670).

The median household income is $65,833 (±$7,409) a year.

Figures last updated on November 12, 2026.

Residents: 42,389 (±1,036)
Median gross rent: $1,113
Median home value: $197,800
Households that rent: 28.0%

How ZIP code 46514 compares

Estimate (90% margin of error)
	ZIP 46514	Osolo Township	Elkhart County	Indiana	United States
Residents	42,389 (±1,036)	28,786	207,132	6,851,073	334,922,499
Housing units	18,002 (±530)	12,778	80,493	2,976,568	143,775,355
Households that rent	28.0% (±3.0 points)	30.8%	28.4%	29.4%	34.8%
Median gross rent	$1,113 (±$62)	$1,083	$1,047	$1,062	$1,413
Median home value	$197,800 (±$12,670)	$207,200	$210,400	$218,200	$332,700
Median household income	$65,833 (±$7,409)	$61,379	$68,561	$71,957	$80,734
Median real estate taxes (a year)	$1,506 (±$98)	$1,583	$1,717	$1,614	$3,119
Renters paying 30% or more of income	43.6% (±9.4 points)	47.5%	47.8%	48.1%	51.1%
Built before 1980	53.9% (±4.2 points)	49.2%	54.2%	55.0%	49.7%
Average commute	20.9 minutes (±1.3)	19.9 minutes	20.0 minutes	24.1 minutes	26.4 minutes
Households with broadband	92.1% (±2.1 points)	90.3%	88.6%	89.9%	91.0%
Median age of residents	38.7 years (±2.0)	39.3 years	35.6 years	38.1 years	38.9 years

In ZIP 46514, median gross rent is not measurably different from Elkhart County ($1,047).

It is not measurably different from Indiana ($1,062).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 46514 is not measurably different from Osolo Township as a whole ($1,083).

Its median home value is not measurably different from Osolo Township as a whole ($207,200).

Among the 11 ZIP codes in Elkhart County with a published estimate, ZIP 46514 ranks 3 from highest to lowest median gross rent.

Among the 11 ZIP codes in Elkhart County with a published estimate, ZIP 46514 ranks 9 from highest to lowest median home value.

Among the 11 ZIP codes in Elkhart County with a published estimate, ZIP 46514 ranks 9 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 46514

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 46514	Elkhart County	Indiana	United States
Less than $500	2.0% (±2.2 points)	5.6%	7.1%	6.3%
$500 to $999	36.3% (±6.9 points)	39.1%	36.9%	20.2%
$1,000 to $1,499	49.3% (±7.1 points)	44.9%	38.5%	28.1%
$1,500 to $1,999	9.2% (±3.6 points)	7.5%	12.0%	21.1%
$2,000 to $2,499	2.3% (±2.3 points)	1.6%	3.6%	12.0%
$2,500 to $2,999	0.0% (±0.9 points)	0.2%	1.0%	5.5%
$3,000 or more	0.8% (±1.1 points)	1.1%	0.9%	6.8%

The most common range is $1,000 to $1,499, paid by 49.3% of renting households.

Rent by bedrooms in ZIP code 46514

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
Studio	$972 (±$195)
1 bedroom	$911 (±$54)
2 bedrooms	$1,060 (±$57)
3 bedrooms	$1,393 (±$61)
4 bedrooms	$1,330 (±$62)

Rent burden in ZIP code 46514

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 46514	Elkhart County	Indiana	United States
Less than 15%	12.2% (±5.4 points)	13.1%	14.1%	12.6%
15% to 19.9%	17.0% (±5.2 points)	13.7%	13.6%	12.2%
20% to 24.9%	15.9% (±4.9 points)	13.5%	12.9%	12.6%
25% to 29.9%	11.3% (±5.0 points)	11.7%	11.4%	11.5%
30% to 34.9%	7.4% (±4.5 points)	8.4%	9.2%	9.2%
35% or more	36.2% (±8.2 points)	39.4%	38.9%	41.9%

43.6% (±9.4 points) of renting households in ZIP code 46514 spend 30% or more of their income on gross rent.

Home values in ZIP code 46514

Owner-occupied homes by value, 2020–2024
Value	ZIP 46514	Elkhart County	Indiana	United States
Less than $50,000	7.5% (±2.2 points)	6.6%	6.0%	5.3%
$50,000 to $99,999	10.4% (±2.7 points)	8.2%	10.1%	6.1%
$100,000 to $149,999	14.4% (±3.0 points)	14.2%	12.7%	6.8%
$150,000 to $199,999	18.3% (±2.9 points)	17.4%	15.8%	9.0%
$200,000 to $299,999	30.3% (±3.6 points)	27.5%	25.1%	17.8%
$300,000 to $499,999	14.1% (±2.1 points)	19.7%	21.8%	26.9%
$500,000 to $999,999	3.6% (±1.1 points)	5.2%	7.3%	20.9%
$1,000,000 or more	1.3% (±1.2 points)	1.2%	1.2%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 46514

Housing units by units in structure, 2020–2024
Building type	ZIP 46514	Elkhart County	Indiana	United States
Single-family, detached	69.5% (±2.7 points)	70.3%	72.6%	61.3%
Single-family, attached (townhouse, rowhouse)	2.7% (±1.1 points)	3.0%	3.9%	6.2%
2 units	1.3% (±0.7 points)	2.4%	2.3%	3.4%
3 or 4 units	4.5% (±1.1 points)	4.2%	3.7%	4.3%
5 to 9 units	4.0% (±1.4 points)	4.3%	4.6%	4.5%
10 to 19 units	2.9% (±1.6 points)	3.1%	3.4%	4.3%
20 or more units	4.3% (±1.2 points)	4.6%	5.0%	10.3%
Mobile home	10.8% (±1.7 points)	8.1%	4.4%	5.6%
Boat, RV, van, etc.	0.0% (±0.2 points)	0.1%	0.0%	0.1%

When the homes in ZIP code 46514 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 46514	Elkhart County	Indiana	United States
2020 or later	1.0% (±0.6 points)	1.0%	1.7%	2.0%
2010 to 2019	4.9% (±1.4 points)	6.6%	8.0%	9.4%
2000 to 2009	9.5% (±1.8 points)	11.7%	12.3%	13.6%
1990 to 1999	16.9% (±2.8 points)	14.9%	13.6%	12.4%
1980 to 1989	13.7% (±2.4 points)	11.6%	9.5%	12.9%
1970 to 1979	13.6% (±2.4 points)	13.8%	13.1%	14.2%
1960 to 1969	11.3% (±1.8 points)	9.7%	10.5%	9.9%
1950 to 1959	11.0% (±1.8 points)	9.1%	10.2%	9.5%
1940 to 1949	4.9% (±1.3 points)	4.8%	5.2%	4.4%
1939 or earlier	13.1% (±2.0 points)	16.8%	16.0%	11.7%

53.9% of the homes in ZIP code 46514 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 46514

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 46514	Elkhart County	Indiana	United States
Utility gas	84.2% (±2.7 points)	80.6%	58.6%	46.5%
Fuel oil, kerosene, etc.	0.0% (±0.2 points)	0.1%	0.5%	3.9%
Electricity	14.6% (±2.5 points)	13.8%	31.2%	41.3%
Bottled or tank gas (propane)	0.9% (±0.6 points)	3.4%	7.2%	4.9%
Wood	0.2% (±0.2 points)	1.4%	1.5%	1.4%
Solar energy	0.0% (±0.2 points)	0.0%	0.1%	0.3%
Coal or coke	0.0% (±0.2 points)	0.2%	0.1%	0.1%
Other fuel	0.0% (±0.1 points)	0.4%	0.4%	0.5%
No fuel used	0.1% (±0.1 points)	0.2%	0.5%	1.2%

How people in ZIP code 46514 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 46514	Elkhart County	Indiana	United States
Drove alone	79.4% (±3.3 points)	74.3%	76.3%	68.8%
Carpooled	13.4% (±3.0 points)	15.7%	9.1%	8.5%
Public transportation	0.0% (±0.2 points)	0.2%	0.6%	3.2%
Walked	2.0% (±1.0 points)	2.4%	1.9%	2.4%
Other means (bicycle, taxi, motorcycle)	0.8% (±0.5 points)	2.3%	1.4%	2.0%
Worked from home	4.5% (±1.3 points)	5.1%	10.7%	15.1%

Workers who live in ZIP code 46514 take an average of 20.9 minutes to get to work.

Places in ZIP code 46514

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
Place	Share of the ZIP’s land in this place	Median gross rent	Households that rent
Osolo Township	63%	$1,083	30.8%
Elkhart	35%	$998	46.8%
Cleveland Township (Elkhart County)	33%	$1,201	25.5%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 46514

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
46516	3.3 mi	$1,016	$153,400	$56,492	37.3%
49112	5.8 mi	$966	$248,800	$61,785	17.9%
46561	6.3 mi	$1,199	$230,600	$91,711	14.5%
46517	6.7 mi	$938	$177,200	$56,772	36.7%
49130	6.9 mi	$742	$341,900	$76,667	23.9%
46530	7.9 mi	$1,754	$345,400	$122,129	15.6%
46507	8.2 mi	$1,094	$245,400	$82,683	13.6%
46545	9.1 mi	$1,027	$177,900	$56,865	47.3%

Crime reported to police in Elkhart County

In 2025, the police departments that report for Elkhart County recorded 159 violent and 775 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 46514 is reported as ZIP Code Tabulation Area 46514: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 46514

What is the median rent in ZIP code 46514?

The median gross rent in ZIP Code Tabulation Area 46514 is $1,113 (±$62) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 46514?

The median value of owner-occupied homes in ZIP code 46514 is $197,800 (±$12,670) (2020–2024 American Community Survey).

What is the median household income in ZIP code 46514?

The median household income in ZIP code 46514 is $65,833 (±$7,409) a year (2020–2024 American Community Survey).

What town is ZIP code 46514 in?

Most of ZIP code 46514’s land lies in Osolo Township; it also covers Elkhart, Cleveland Township (Elkhart County).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 46514 (zip code tabulation area:46514).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.