Housing data for ZIP code 46738

Name: Housing in ZIP code 46738, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 46738 has an estimated 8,533 residents and 3,920 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Keyser Township, DeKalb County.

18.9% of households rent.

The median gross rent is $879 (±$65) a month.

The median home value is $164,200 (±$12,430).

The median household income is $57,545 (±$10,925) a year.

Figures last updated on November 12, 2026.

Residents: 8,533 (±439)
Median gross rent: $879
Median home value: $164,200
Households that rent: 18.9%

How ZIP code 46738 compares

Estimate (90% margin of error)
	ZIP 46738	Keyser Township	DeKalb County	Indiana	United States
Residents	8,533 (±439)	7,927	43,807	6,851,073	334,922,499
Housing units	3,920 (±278)	3,618	18,384	2,976,568	143,775,355
Households that rent	18.9% (±4.2 points)	19.0%	17.9%	29.4%	34.8%
Median gross rent	$879 (±$65)	$864	$861	$1,062	$1,413
Median home value	$164,200 (±$12,430)	$160,700	$194,100	$218,200	$332,700
Median household income	$57,545 (±$10,925)	$62,234	$74,331	$71,957	$80,734
Median real estate taxes (a year)	$985 (±$196)	$856	$1,205	$1,614	$3,119
Renters paying 30% or more of income	53.7% (±17.3 points)	55.6%	39.5%	48.1%	51.1%
Built before 1980	58.4% (±7.5 points)	58.1%	54.4%	55.0%	49.7%
Average commute	20.2 minutes (±2.8)	20.1 minutes	21.3 minutes	24.1 minutes	26.4 minutes
Households with broadband	85.0% (±5.2 points)	84.7%	88.1%	89.9%	91.0%
Median age of residents	40.7 years (±4.9)	39.4 years	38.4 years	38.1 years	38.9 years

In ZIP 46738, median gross rent is not measurably different from DeKalb County ($861).

It is also lower than in Indiana ($1,062).

It is lower than the national figure ($1,413).

The median gross rent in ZIP code 46738 is not measurably different from Keyser Township as a whole ($864).

Its median home value is not measurably different from Keyser Township as a whole ($160,700).

Among the 7 ZIP codes in DeKalb County with a published estimate, ZIP 46738 ranks 2 from highest to lowest median gross rent.

Among the 8 ZIP codes in DeKalb County with a published estimate, ZIP 46738 ranks 5 from highest to lowest median home value.

Among the 8 ZIP codes in DeKalb County with a published estimate, ZIP 46738 ranks 8 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 46738

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 46738	DeKalb County	Indiana	United States
Less than $500	1.7% (±2.6 points)	9.8%	7.1%	6.3%
$500 to $999	68.0% (±14.0 points)	60.4%	36.9%	20.2%
$1,000 to $1,499	25.2% (±13.7 points)	19.0%	38.5%	28.1%
$1,500 to $1,999	5.1% (±5.2 points)	4.3%	12.0%	21.1%
$2,000 to $2,499	0.0% (±5.3 points)	3.7%	3.6%	12.0%
$2,500 to $2,999	0.0% (±5.3 points)	0.4%	1.0%	5.5%
$3,000 or more	0.0% (±5.3 points)	2.4%	0.9%	6.8%

The most common range is $500 to $999, paid by 68.0% of renting households.

Rent by bedrooms in ZIP code 46738

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
1 bedroom	$853 (±$84)
2 bedrooms	$850 (±$76)
3 bedrooms	$996 (±$177)

Rent burden in ZIP code 46738

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 46738	DeKalb County	Indiana	United States
Less than 15%	10.5% (±6.8 points)	16.9%	14.1%	12.6%
15% to 19.9%	2.4% (±2.7 points)	13.4%	13.6%	12.2%
20% to 24.9%	18.9% (±9.7 points)	15.6%	12.9%	12.6%
25% to 29.9%	14.5% (±10.8 points)	14.6%	11.4%	11.5%
30% to 34.9%	24.6% (±12.9 points)	10.2%	9.2%	9.2%
35% or more	29.1% (±11.5 points)	29.3%	38.9%	41.9%

53.7% (±17.3 points) of renting households in ZIP code 46738 spend 30% or more of their income on gross rent.

Home values in ZIP code 46738

Owner-occupied homes by value, 2020–2024
Value	ZIP 46738	DeKalb County	Indiana	United States
Less than $50,000	9.7% (±3.2 points)	8.5%	6.0%	5.3%
$50,000 to $99,999	11.3% (±3.7 points)	9.2%	10.1%	6.1%
$100,000 to $149,999	22.9% (±6.1 points)	17.3%	12.7%	6.8%
$150,000 to $199,999	17.8% (±5.1 points)	16.7%	15.8%	9.0%
$200,000 to $299,999	23.9% (±6.0 points)	25.0%	25.1%	17.8%
$300,000 to $499,999	12.2% (±5.3 points)	17.7%	21.8%	26.9%
$500,000 to $999,999	2.4% (±1.7 points)	5.0%	7.3%	20.9%
$1,000,000 or more	0.0% (±0.1 points)	0.6%	1.2%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 46738

Housing units by units in structure, 2020–2024
Building type	ZIP 46738	DeKalb County	Indiana	United States
Single-family, detached	78.4% (±3.8 points)	78.7%	72.6%	61.3%
Single-family, attached (townhouse, rowhouse)	1.2% (±1.1 points)	1.0%	3.9%	6.2%
2 units	3.1% (±2.0 points)	3.6%	2.3%	3.4%
3 or 4 units	8.1% (±3.2 points)	3.1%	3.7%	4.3%
5 to 9 units	1.8% (±1.8 points)	1.9%	4.6%	4.5%
10 to 19 units	1.7% (±1.0 points)	0.8%	3.4%	4.3%
20 or more units	0.3% (±0.5 points)	3.3%	5.0%	10.3%
Mobile home	5.3% (±2.1 points)	7.7%	4.4%	5.6%
Boat, RV, van, etc.	0.0% (±1.0 points)	0.0%	0.0%	0.1%

When the homes in ZIP code 46738 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 46738	DeKalb County	Indiana	United States
2020 or later	1.7% (±1.1 points)	2.1%	1.7%	2.0%
2010 to 2019	3.4% (±2.3 points)	5.6%	8.0%	9.4%
2000 to 2009	11.8% (±3.8 points)	12.9%	12.3%	13.6%
1990 to 1999	15.7% (±4.4 points)	13.1%	13.6%	12.4%
1980 to 1989	9.0% (±3.0 points)	11.8%	9.5%	12.9%
1970 to 1979	11.2% (±3.6 points)	9.9%	13.1%	14.2%
1960 to 1969	6.7% (±2.8 points)	8.0%	10.5%	9.9%
1950 to 1959	6.1% (±2.7 points)	5.5%	10.2%	9.5%
1940 to 1949	2.9% (±1.7 points)	3.2%	5.2%	4.4%
1939 or earlier	31.5% (±5.1 points)	27.8%	16.0%	11.7%

58.4% of the homes in ZIP code 46738 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 46738

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 46738	DeKalb County	Indiana	United States
Utility gas	66.7% (±5.3 points)	55.2%	58.6%	46.5%
Fuel oil, kerosene, etc.	0.0% (±1.0 points)	0.7%	0.5%	3.9%
Electricity	26.1% (±4.7 points)	23.9%	31.2%	41.3%
Bottled or tank gas (propane)	7.2% (±3.0 points)	16.8%	7.2%	4.9%
Wood	0.0% (±1.0 points)	1.5%	1.5%	1.4%
Solar energy	0.0% (±1.0 points)	0.2%	0.1%	0.3%
Coal or coke	0.0% (±1.0 points)	0.1%	0.1%	0.1%
Other fuel	0.1% (±0.2 points)	1.6%	0.4%	0.5%
No fuel used	0.0% (±0.1 points)	0.2%	0.5%	1.2%

How people in ZIP code 46738 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 46738	DeKalb County	Indiana	United States
Drove alone	81.9% (±4.6 points)	81.4%	76.3%	68.8%
Carpooled	13.0% (±4.1 points)	10.9%	9.1%	8.5%
Public transportation	0.2% (±0.4 points)	0.2%	0.6%	3.2%
Walked	0.0% (±0.9 points)	1.1%	1.9%	2.4%
Other means (bicycle, taxi, motorcycle)	0.3% (±0.4 points)	1.4%	1.4%	2.0%
Worked from home	4.5% (±2.1 points)	5.0%	10.7%	15.1%

Workers who live in ZIP code 46738 take an average of 20.2 minutes to get to work.

Places in ZIP code 46738

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
Place	Share of the ZIP’s land in this place	Median gross rent	Households that rent
Keyser Township	51%	$864	19.0%
Butler Township (DeKalb County)	49%	$1,133	9.3%
Garrett	15%	$858	20.5%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 46738

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
46748	4.9 mi	$1,079	$319,700	$109,375	9.9%
46763	5.4 mi	—	$270,800	$97,054	6.4%
46710	5.8 mi	$759	$218,200	$84,408	19.4%
46706	6.2 mi	$858	$219,100	$80,965	18.5%
46845	7.7 mi	$1,398	$339,200	$112,676	16.0%
46765	8.5 mi	$1,243	$357,900	$112,328	4.1%
46730	9.6 mi	—	$316,500	$116,181	2.4%
46723	11 mi	$705	$219,300	$84,286	11.2%

ZIP code 46738 is reported as ZIP Code Tabulation Area 46738: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 46738

What is the median rent in ZIP code 46738?

The median gross rent in ZIP Code Tabulation Area 46738 is $879 (±$65) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 46738?

The median value of owner-occupied homes in ZIP code 46738 is $164,200 (±$12,430) (2020–2024 American Community Survey).

What is the median household income in ZIP code 46738?

The median household income in ZIP code 46738 is $57,545 (±$10,925) a year (2020–2024 American Community Survey).

What town is ZIP code 46738 in?

Most of ZIP code 46738’s land lies in Keyser Township; it also covers Butler Township (DeKalb County), Garrett.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 46738 (zip code tabulation area:46738).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.