How much do homeowners pay a month in Radcliffe, IA?
Homeowners with a mortgage in Radcliffe, IA pay a median of $1,186 (±$143) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $638 (±$58).
65.0% of owned homes carry a mortgage.
In Radcliffe, the median monthly cost with a mortgage went from $916 in 2015–2019 to $1,186 in 2020–2024 (+29.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,186 (±$143)
- Without a mortgage
- $638 (±$58)
- Owned with a mortgage
- 65.0%
Monthly owner costs in Radcliffe
| Radcliffe | Hardin County | Iowa | United States | |
|---|---|---|---|---|
| With a mortgage | $1,186 (±$143) | $1,236 (±$59) | $1,533 (±$9) | $1,963 |
| Without a mortgage | $638 (±$58) | $552 (±$22) | $616 (±$4) | $638 |
| Owned homes with a mortgage | 65.0% (±10.8 points) | 49.0% (±3.0 points) | 59.4% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $1,539 (±$286) | $1,683 (±$87) | $2,897 (±$13) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Radcliffe, the median cost with a mortgage is not measurably different from Hardin County ($1,236).
It is also lower than in Iowa ($1,533).
It is lower than the national figure ($1,963).
In Hardin County, Radcliffe ranks 4 of 11 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 431 of 890.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Radcliffe have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $916 (±$139) | $1,186 (±$143) | +29.5% | No measurable change after inflation |
| Median real estate taxes | $1,230 (±$92) | $1,539 (±$286) | +25.1% | No measurable change after inflation |
| Median home value | $92,900 (±$9,002) | $118,300 (±$51,433) | +27.3% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Radcliffe
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Radcliffe | — | $1,186 (±$143) | — |
| Hubbard | 6.8 mi | $1,086 (±$138) | Not measurably different |
| Ellsworth | 7.6 mi | $1,226 (±$128) | Not measurably different |
| Buckeye | 7.6 mi | $1,393 (±$90) | Higher |
| Randall | 10 mi | $1,339 (±$323) | Not measurably different |
| Jewell Junction | 10 mi | $1,428 (±$124) | Higher |
| McCallsburg | 11 mi | $1,325 (±$96) | Not measurably different |
| Roland | 11 mi | $1,456 (±$89) | Higher |
| Story City | 12 mi | $1,451 (±$118) | Higher |
Nearby places with a measurably higher figure: Buckeye, IA ($1,393), Jewell Junction, IA ($1,428), Roland, IA ($1,456).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Hardin County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Buckeye | $1,393 (±$90) |
| 2 | Eldora | $1,320 (±$104) |
| 3 | Iowa Falls | $1,191 (±$118) |
| 4 | Radcliffe | $1,186 (±$143) |
| 5 | New Providence | $1,175 (±$96) |
| 6 | Alden | $1,168 (±$73) |
| 7 | Ackley | $1,113 (±$103) |
| 8 | Hubbard | $1,086 (±$138) |
| 9 | Whitten | $1,025 (±$130) |
| 10 | Steamboat Rock | $958 (±$328) |
Showing 10 of 11 places in Hardin County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Radcliffe
What is the average mortgage payment in Radcliffe?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Radcliffe, IA is $1,186 (±$143) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Radcliffe?
Owners without a mortgage in Radcliffe pay a median of $638 (±$58) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Radcliffe gone up?
In Radcliffe, the median monthly cost with a mortgage went from $916 in 2015–2019 to $1,186 in 2020–2024 (+29.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Radcliffe city, Iowa
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Radcliffe city, Iowa
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Radcliffe city, Iowa
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Radcliffe city, Iowa
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Radcliffe city, Iowa
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Radcliffe city, Iowa (place:65370, in state:19).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Radcliffe at a glance
- Renters and owners in Radcliffe
- Income and affordability in Radcliffe
- Home values in Radcliffe
- Property taxes in Radcliffe
- Types of homes in Radcliffe
- Bedrooms in Radcliffe
- Age of homes in Radcliffe
- Heating fuel in Radcliffe
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- How long people stay in Radcliffe
- Iowa landlord and tenant rules
- Housing across Hardin County
- Housing data for every place in Iowa