Housing data for St. Charles, IA
St. Charles, IA has an estimated 914 residents and 363 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Madison County.
29.0% of households rent.
The median gross rent is $855 a month.
Figures last updated on .
- Residents
- 914 (±231)
- Housing units
- 363 (±83)
- Households that rent
- 29.0%
- Median gross rent
- $855
- Residents since 2015–2019
- +28.9%
What stands out in St. Charles
Households without a vehicle: 2.0% (±1.8 points) in St. Charles, lower than in Madison County (6.6%).
Median gross rent: $855 (±$75) in St. Charles, lower than in Madison County ($1,036).
Average commute: 36.4 minutes (±5.7) in St. Charles, higher than in Madison County (28.7 minutes).
Housing in St. Charles at a glance
- Median rent: $855 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $848 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 10.2% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 29.0% of households rent
- Income and affordability: $82,841 median household income
- Home values: $221,300 median home value
- Homeowner costs: $1,606 median monthly cost with a mortgage
- Property taxes: $2,913 median real estate taxes a year
- Types of homes: 1.9% of homes are in buildings of 5 or more units
- Bedrooms: 66.4% of homes have 3 or more bedrooms
- Age of homes: 59.7% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 66.4% heat with utility gas
- Commute and cars: 36.4 minutes average trip to work
- Growth: +28.9% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 23.0% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.6% of homes have more than 1 person per room (Small sample: wide margin of error)
St. Charles against Madison County, its state and the nation
| St. Charles | Madison County | Iowa | United States | |
|---|---|---|---|---|
| Residents | 914 (±231) | 16,926 (exact) | 3,210,507 (exact) | 334,922,499 |
| Housing units | 363 (±83) | 7,100 (±25) | 1,437,699 (±523) | 143,775,355 |
| Households that rent | 29.0% (±11.0 points) | 19.9% (±3.2 points) | 28.3% (±0.3 points) | 34.8% |
| Median gross rent | $855 (±$75) | $1,036 (±$149) | $972 (±$6) | $1,413 |
| Median household income | $82,841 (±$16,900) | $90,855 (±$10,483) | $75,059 (±$418) | $80,734 |
| Median home value | $221,300 (±$21,558) | $245,100 (±$12,639) | $208,000 (±$1,141) | $332,700 |
| Median real estate taxes (a year) | $2,913 (±$731) | $3,624 (±$185) | $2,897 (±$13) | $3,119 |
| Built before 1980 | 59.7% (±15.8 points) | 54.5% (±5.4 points) | 61.5% (±0.4 points) | 49.7% |
| Average commute | 36.4 minutes (±5.7) | 28.7 minutes (±2.5) | 19.8 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.8% (±3.5 points) | 89.7% (±2.4 points) | 88.9% (±0.2 points) | 91.0% |
| Median age of residents | 36.2 years (±4.7) | 40.6 years (±1.0) | 38.6 years (±0.2) | 38.9 years |
St. Charles covers 0.6 square miles of land, about 1,472 residents per square mile (Census Bureau Gazetteer).
How St. Charles has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 709 (±122) | 914 (±231) | +28.9% | Not a measurable change |
| Housing units | 294 (±47) | 363 (±83) | +23.5% | Not a measurable change |
| Median gross rent | $684 (±$269) | $855 (±$75) | +25.0% | No measurable change after inflation |
| Median home value | $153,000 (±$11,573) | $221,300 (±$21,558) | +44.6% | Up after inflation |
| Median household income | $78,500 (±$13,154) | $82,841 (±$16,900) | +5.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,230 (±$134) | $1,606 (±$191) | +30.6% | No measurable change after inflation |
| Median real estate taxes | $2,293 (±$175) | $2,913 (±$731) | +27.0% | No measurable change after inflation |
| Households that rent | 26.7% (±8.1 points) | 29.0% (±11.0 points) | +2.3 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±24.9 points) | 0.0% (±21.7 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Madison County
St. Charles has no police department of its own in the FBI’s figures, so this is the figure for Madison County as a whole.
In 2025, the police departments that report for Madison County recorded 122 violent and 354 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near St. Charles
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| St. Marys | 4.1 mi | — | $195,000 | 31.8% |
| Bevington | 5.2 mi | — | — | 22.2% |
| Patterson | 5.6 mi | — | $111,100 | 11.1% |
| Truro | 5.7 mi | $888 | $195,100 | 16.9% |
| Martensdale | 7.0 mi | $858 | $181,400 | 28.2% |
| East Peru | 7.6 mi | $850 | $102,500 | 18.4% |
| New Virginia | 8.3 mi | $971 | $180,600 | 30.3% |
| Winterset | 12 mi | $1,095 | $192,500 | 35.3% |
Places in Iowa most like St. Charles
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Larchwood | $867 | $215,600 | $67,188 | 25.4% |
| Carson | $744 | $181,400 | $73,403 | 17.2% |
| Ryan | $850 | $155,400 | $60,625 | 25.8% |
| Dexter | $845 | $163,500 | $87,250 | 17.6% |
| Prairie City | $800 | $190,600 | $78,295 | 23.4% |
| State Center | $766 | $167,400 | $83,942 | 17.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Iowa.
HUD Fair Market Rent for St. Charles, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,102 | $1,145 | $1,360 | $1,856 | $1,901 |
HUD income limits for St. Charles, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,450 | $40,750 | $65,200 |
| 2 people | $27,950 | $46,600 | $74,500 |
| 3 people | $31,450 | $52,400 | $83,800 |
| 4 people | $34,900 | $58,200 | $93,100 |
| 5 people | $38,680 | $62,900 | $100,550 |
| 6 people | $44,360 | $67,550 | $108,000 |
| 7 people | $50,040 | $72,200 | $115,450 |
| 8 people | $55,720 | $76,850 | $122,900 |
These are the limits HUD sets for its housing programs in the Des Moines-West Des Moines, IA HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $116,400.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about St. Charles
How many renters are there in St. Charles?
St. Charles has an estimated 101 (±50) renting households, 29.0% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in St. Charles?
The median household income in St. Charles is $82,841 (±$16,900) a year (2020–2024 American Community Survey).
What is the average home value in St. Charles, IA?
The Census Bureau publishes the median: $221,300 (±$21,558) for owner-occupied homes in St. Charles (2020–2024 American Community Survey).
What is the average mortgage payment in St. Charles?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in St. Charles, IA is $1,606 (±$191) a month, including taxes, insurance and utilities.
How much are property taxes in St. Charles?
The median real estate tax paid by homeowners in St. Charles, IA is $2,913 (±$731) a year (2020–2024 American Community Survey).
How many homes are in St. Charles?
St. Charles, IA has an estimated 363 (±83) housing units, occupied and vacant (2020–2024 American Community Survey).
Is St. Charles growing?
In St. Charles, the number of residents went from 709 in 2015–2019 to 914 in 2020–2024 (+28.9%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Charles city, Iowa
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Charles city, Iowa
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Charles city, Iowa
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Charles city, Iowa
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Charles city, Iowa
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Charles city, Iowa
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Charles city, Iowa
- HUD Fair Market Rents, fiscal year 2027: Des Moines-West Des Moines, IA HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Des Moines-West Des Moines, IA HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Charles city, Iowa (place:69915, in state:19).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .