How much do homeowners pay a month in Cave City, KY?

Name: Homeowner costs in Cave City, KY, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Cave City, KY pay a median of $949 (±$45) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $394 (±$168).

41.1% of owned homes carry a mortgage.

In Cave City, the median monthly cost with a mortgage went from $924 in 2015–2019 to $949 in 2020–2024 (+2.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $949 (±$45)
Without a mortgage: $394 (±$168)
Owned with a mortgage: 41.1%

Monthly owner costs in Cave City

Median selected monthly owner costs, estimate (90% margin of error)
	Cave City	Barren County	Kentucky	United States
With a mortgage	$949 (±$45)	$1,281 (±$62)	$1,433 (±$7)	$1,963
Without a mortgage	$394 (±$168)	$418 (±$15)	$469 (±$3)	$638
Owned homes with a mortgage	41.1% (±12.6 points)	54.4% (±3.2 points)	56.1% (±0.3 points)	60.6%
Median real estate taxes (a year)	$869 (±$100)	$1,212 (±$58)	$1,544 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Cave City, the median cost with a mortgage is lower than in Barren County ($1,281).

It is also lower than in Kentucky ($1,433).

It is lower than the national figure ($1,963).

In Barren County, Cave City ranks 3 of 3 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 369 of 430.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Cave City have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$924 (±$94)	$949 (±$45)	+2.7%	Down after inflation
Median real estate taxes	$825 (±$278)	$869 (±$100)	+5.3%	No measurable change after inflation
Median home value	$85,800 (±$10,095)	$116,700 (±$34,627)	+36.0%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Cave City

Nearest places with a published estimate, compared with Cave City
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Cave City	—	$949 (±$45)	—
Horse Cave	3.3 mi	$842 (±$117)	Not measurably different
Park City	5.6 mi	$1,161 (±$197)	Higher
Glasgow	9.5 mi	$1,223 (±$145)	Higher
Munfordville	10 mi	$1,018 (±$138)	Not measurably different
Smiths Grove	15 mi	$986 (±$220)	Not measurably different
Bonnieville	17 mi	$1,033 (±$212)	Not measurably different
Oakland	17 mi	$1,351 (±$140)	Higher
Brownsville	17 mi	$921 (±$296)	Not measurably different

Nearby places with a measurably higher figure: Park City, KY ($1,161), Glasgow, KY ($1,223), Oakland, KY ($1,351).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Barren County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Glasgow	$1,223 (±$145)
2	Park City	$1,161 (±$197)
3	Cave City	$949 (±$45)

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Cave City

What is the average mortgage payment in Cave City?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cave City, KY is $949 (±$45) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Cave City?

Owners without a mortgage in Cave City pay a median of $394 (±$168) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Cave City gone up?

In Cave City, the median monthly cost with a mortgage went from $924 in 2015–2019 to $949 in 2020–2024 (+2.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Cave City city, Kentucky (place:13492, in state:21).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.