Housing data for Central City, KY
Central City, KY has an estimated 5,707 residents and 2,312 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Muhlenberg County.
40.6% of households rent.
The median gross rent is $683 a month.
Its population shrank measurably since 2015–2019 (−1.7%).
Figures last updated on .
- Residents
- 5,707 (±16)
- Housing units
- 2,312 (±203)
- Households that rent
- 40.6%
- Median gross rent
- $683
- Residents since 2015–2019
- −1.7%
What stands out in Central City
Households that rent: 40.6% (±9.6 points) in Central City, higher than in Muhlenberg County (21.2%).
Homes in buildings of 5 or more units: 11.0% (±5.7 points) in Central City, higher than in Muhlenberg County (4.6%).
Working from home: 1.0% (±1.2 points) in Central City, lower than in Muhlenberg County (4.0%).
Housing in Central City at a glance
- Median rent: $683 median gross rent a month
- Rent by bedrooms: $752 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 30.8% of renters pay 30% or more of income
- Renters and owners: 40.6% of households rent
- Income and affordability: $50,885 median household income
- Home values: $143,600 median home value
- Homeowner costs: $1,173 median monthly cost with a mortgage
- Property taxes: $959 median real estate taxes a year
- Types of homes: 11.0% of homes are in buildings of 5 or more units
- Bedrooms: 66.1% of homes have 3 or more bedrooms
- Age of homes: 62.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 52.6% heat with utility gas
- Commute and cars: 24.4 minutes average trip to work
- Crime reported to police: 139 violent crimes per 100,000 residents
- Growth: −1.7% residents since 2015–2019
- How long people stay: 30.1% moved in since 2020
- Crowding and facilities: 0.7% of homes have more than 1 person per room (Small sample: wide margin of error)
Central City against Muhlenberg County, its state and the nation
| Central City | Muhlenberg County | Kentucky | United States | |
|---|---|---|---|---|
| Residents | 5,707 (±16) | 30,591 (exact) | 4,534,824 (exact) | 334,922,499 |
| Housing units | 2,312 (±203) | 13,557 (±49) | 2,023,116 (±474) | 143,775,355 |
| Households that rent | 40.6% (±9.6 points) | 21.2% (±2.4 points) | 31.7% (±0.3 points) | 34.8% |
| Median gross rent | $683 (±$64) | $718 (±$72) | $967 (±$5) | $1,413 |
| Median household income | $50,885 (±$7,260) | $51,927 (±$3,212) | $63,726 (±$429) | $80,734 |
| Median home value | $143,600 (±$22,955) | $127,400 (±$11,798) | $205,600 (±$1,096) | $332,700 |
| Median real estate taxes (a year) | $959 (±$184) | $790 (±$86) | $1,544 (±$10) | $3,119 |
| Built before 1980 | 62.2% (±12.2 points) | 53.8% (±4.4 points) | 47.1% (±0.4 points) | 49.7% |
| Average commute | 24.4 minutes (±4.2) | 27.0 minutes (±1.8) | 24.0 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 87.9% (±6.3 points) | 84.2% (±2.5 points) | 88.6% (±0.2 points) | 91.0% |
| Median age of residents | 37.5 years (±3.8) | 43.2 years (±0.7) | 39.1 years (±0.1) | 38.9 years |
Central City covers 5.3 square miles of land, about 1,077 residents per square mile (Census Bureau Gazetteer).
How Central City has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,808 (±17) | 5,707 (±16) | −1.7% | Measurable decrease |
| Housing units | 2,599 (±290) | 2,312 (±203) | −11.0% | Not a measurable change |
| Median gross rent | $629 (±$100) | $683 (±$64) | +8.6% | No measurable change after inflation |
| Median home value | $129,700 (±$19,594) | $143,600 (±$22,955) | +10.7% | No measurable change after inflation |
| Median household income | $42,400 (±$4,606) | $50,885 (±$7,260) | +20.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,177 (±$151) | $1,173 (±$232) | −0.3% | No measurable change after inflation |
| Median real estate taxes | $593 (±$228) | $959 (±$184) | +61.7% | No measurable change after inflation |
| Households that rent | 29.8% (±8.3 points) | 40.6% (±9.6 points) | +10.8 percentage points | Not a measurable change |
| Rental vacancy rate | 19.3% (±15.8 points) | 0.0% (±4.3 points) | −19.3 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Central City
In 2025, the Central City Police Department reported 139 violent and 715 property crimes per 100,000 residents to the FBI.
Across Muhlenberg County, the departments that report recorded 109 violent and 296 property crimes per 100,000 residents that year.
Places near Central City
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| South Carrollton | 2.7 mi | — | $125,000 | 13.8% |
| Powderly | 4.2 mi | $754 | $99,300 | 18.0% |
| Greenville | 6.5 mi | $602 | $116,400 | 32.4% |
| Bremen | 6.9 mi | $624 | $129,700 | 20.7% |
| Drakesboro | 7.0 mi | $964 | $75,500 | 16.8% |
| Rockport | 8.2 mi | — | $95,000 | 4.9% |
| Island | 10 mi | $929 | $75,000 | 23.7% |
| Centertown | 11 mi | $967 | $94,100 | 19.2% |
Places in Kentucky most like Central City
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Hardinsburg | $766 | $150,800 | $55,795 | 40.3% |
| Russellville | $738 | $168,700 | $45,484 | 43.7% |
| Mount Sterling | $699 | $187,600 | $55,827 | 47.9% |
| Stanford | $669 | $155,000 | $49,337 | 32.7% |
| Corbin | $733 | $166,000 | $51,065 | 46.5% |
| Lewisport | $824 | $138,200 | $55,873 | 40.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.
HUD Fair Market Rent for Central City, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $650 | $695 | $909 | $1,083 | $1,220 |
HUD income limits for Central City, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $15,960 | $25,400 | $40,600 |
| 2 people | $21,640 | $29,000 | $46,400 |
| 3 people | $27,320 | $32,650 | $52,200 |
| 4 people | $33,000 | $36,250 | $58,000 |
| 5 people | $38,680 | $39,150 | $62,650 |
| 6 people | $42,050 | $42,050 | $67,300 |
| 7 people | $44,950 | $44,950 | $71,950 |
| 8 people | $47,850 | $47,850 | $76,600 |
These are the limits HUD sets for its housing programs in the Muhlenberg County, KY, where HUD’s median family income for fiscal year 2026 is $72,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Central City
What is the average rent in Central City, KY?
The Census Bureau publishes the median rather than the average: the median gross rent in Central City is $683 (±$64) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in Central City rent-burdened?
30.8% of renting households in Central City pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Central City?
Central City has an estimated 849 (±219) renting households, 40.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Central City?
The median household income in Central City is $50,885 (±$7,260) a year (2020–2024 American Community Survey).
What is the average home value in Central City, KY?
The Census Bureau publishes the median: $143,600 (±$22,955) for owner-occupied homes in Central City (2020–2024 American Community Survey).
What is the average mortgage payment in Central City?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Central City, KY is $1,173 (±$232) a month, including taxes, insurance and utilities.
Is Central City growing?
In Central City, the number of residents went from 5,808 in 2015–2019 to 5,707 in 2020–2024 (−1.7%), a measurable decrease.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Central City city, Kentucky
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Central City city, Kentucky
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Central City city, Kentucky
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Central City city, Kentucky
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Central City city, Kentucky
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Central City city, Kentucky
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Central City city, Kentucky
- HUD Fair Market Rents, fiscal year 2027: Muhlenberg County, KY
- HUD Income Limits, fiscal year 2026: Muhlenberg County, KY
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Central City Police Department (ORI KY0890200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Central City city, Kentucky (place:13978, in state:21).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .