Housing data for Clay City, KY
Clay City, KY has an estimated 1,204 residents and 610 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Powell County.
58.7% of households rent.
The median gross rent is $666 a month.
Figures last updated on .
- Residents
- 1,204 (±284)
- Housing units
- 610 (±127)
- Households that rent
- 58.7%
- Median gross rent
- $666
- Residents since 2015–2019
- +7.1%
What stands out in Clay City
Homes in buildings of 5 or more units: 19.3% (±9.9 points) in Clay City, higher than in Powell County (7.1%).
Households that rent: 58.7% (±10.9 points) in Clay City, higher than in Powell County (31.8%).
Median home value: $63,500 (±$47,974) in Clay City, lower than in Powell County ($141,100).
Median real estate taxes: $455 (±$153) in Clay City, lower than in Powell County ($875).
Housing in Clay City at a glance
- Median rent: $666 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $682 median gross rent, 2 bedrooms
- Rent burden: 49.1% of renters pay 30% or more of income
- Renters and owners: 58.7% of households rent
- Income and affordability: $23,816 median household income
- Home values: $63,500 median home value (Small sample: wide margin of error)
- Homeowner costs: $1,114 median monthly cost with a mortgage
- Property taxes: $455 median real estate taxes a year
- Types of homes: 19.3% of homes are in buildings of 5 or more units
- Bedrooms: 56.2% of homes have 3 or more bedrooms
- Age of homes: 57.2% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 65.7% heat with electricity
- Commute and cars: 21.7 minutes average trip to work
- Crime reported to police: 85 violent crimes per 100,000 residents
- Growth: +7.1% residents since 2015–2019
- How long people stay: 27.2% moved in since 2020
- Crowding and facilities: 1.3% of homes have more than 1 person per room (Small sample: wide margin of error)
Clay City against Powell County, its state and the nation
| Clay City | Powell County | Kentucky | United States | |
|---|---|---|---|---|
| Residents | 1,204 (±284) | 13,038 (exact) | 4,534,824 (exact) | 334,922,499 |
| Housing units | 610 (±127) | 5,647 (±37) | 2,023,116 (±474) | 143,775,355 |
| Households that rent | 58.7% (±10.9 points) | 31.8% (±4.8 points) | 31.7% (±0.3 points) | 34.8% |
| Median gross rent | $666 (±$356) | $747 (±$74) | $967 (±$5) | $1,413 |
| Median household income | $23,816 (±$7,099) | $40,309 (±$6,520) | $63,726 (±$429) | $80,734 |
| Median home value | $63,500 (±$47,974) | $141,100 (±$17,610) | $205,600 (±$1,096) | $332,700 |
| Median real estate taxes (a year) | $455 (±$153) | $875 (±$81) | $1,544 (±$10) | $3,119 |
| Built before 1980 | 57.2% (±16.5 points) | 40.3% (±5.7 points) | 47.1% (±0.4 points) | 49.7% |
| Average commute | 21.7 minutes (±4.9) | 26.6 minutes (±2.5) | 24.0 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 70.0% (±13.2 points) | 79.7% (±4.1 points) | 88.6% (±0.2 points) | 91.0% |
| Median age of residents | 42.8 years (±10.0) | 39.3 years (±0.9) | 39.1 years (±0.1) | 38.9 years |
Clay City covers 1.1 square miles of land, about 1,137 residents per square mile (Census Bureau Gazetteer).
How Clay City has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,124 (±299) | 1,204 (±284) | +7.1% | Not a measurable change |
| Housing units | 611 (±123) | 610 (±127) | −0.2% | Not a measurable change |
| Median gross rent | $623 (±$66) | $666 (±$356) | +6.9% | No measurable change after inflation |
| Median home value | $59,400 (±$32,529) | $63,500 (±$47,974) | +6.9% | No measurable change after inflation |
| Median household income | $20,789 (±$10,572) | $23,816 (±$7,099) | +14.6% | No measurable change after inflation |
| Median owner cost with a mortgage | $800 (±$286) | $1,114 (±$363) | +39.3% | No measurable change after inflation |
| Median real estate taxes | $513 (±$148) | $455 (±$153) | −11.3% | No measurable change after inflation |
| Households that rent | 62.6% (±9.6 points) | 58.7% (±10.9 points) | −3.9 percentage points | Not a measurable change |
| Rental vacancy rate | 5.6% (±4.5 points) | 0.0% (±11.3 points) | −5.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Clay City
In 2025, the Clay City Police Department reported 85 violent and 426 property crimes per 100,000 residents to the FBI.
Across Powell County, the departments that report recorded 39 violent and 210 property crimes per 100,000 residents that year.
Places near Clay City
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Stanton | 4.1 mi | $775 | $123,000 | 45.7% |
| Jeffersonville | 8.8 mi | $792 | $140,900 | 32.7% |
| Camargo | 9.9 mi | $854 | $151,400 | 24.0% |
| Irvine | 12 mi | $710 | $139,200 | 55.8% |
| Ravenna | 12 mi | $853 | $94,700 | 35.6% |
| Mount Sterling | 14 mi | $699 | $187,600 | 47.9% |
| Winchester | 17 mi | $916 | $188,300 | 39.5% |
| Frenchburg | 18 mi | $268 | $131,400 | 43.1% |
Places in Kentucky most like Clay City
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Barlow | $538 | $68,100 | $27,054 | 52.4% |
| Clarkson | $552 | $88,900 | $24,531 | 62.0% |
| Cave City | $704 | $116,700 | $27,589 | 63.3% |
| Millersburg | $675 | $97,300 | $41,685 | 56.4% |
| Cumberland | $622 | $66,500 | $35,410 | 46.6% |
| Jackson | $495 | $77,500 | $32,683 | 43.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.
HUD Fair Market Rent for Clay City, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $650 | $695 | $909 | $1,259 | $1,519 |
HUD income limits for Clay City, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $15,960 | $25,600 | $40,900 |
| 2 people | $21,640 | $29,250 | $46,750 |
| 3 people | $27,320 | $32,900 | $52,600 |
| 4 people | $33,000 | $36,500 | $58,400 |
| 5 people | $38,680 | $39,450 | $63,100 |
| 6 people | $42,350 | $42,350 | $67,750 |
| 7 people | $45,300 | $45,300 | $72,450 |
| 8 people | $48,200 | $48,200 | $77,100 |
These are the limits HUD sets for its housing programs in the Powell County, KY, where HUD’s median family income for fiscal year 2026 is $62,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Clay City
How much is a one-bedroom apartment in Clay City?
The median gross rent for a one-bedroom home in Clay City, KY is $311 (±$22) a month (2020–2024 American Community Survey).
Are renters in Clay City rent-burdened?
49.1% of renting households in Clay City pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Clay City?
Clay City has an estimated 311 (±84) renting households, 58.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Clay City?
The median household income in Clay City is $23,816 (±$7,099) a year (2020–2024 American Community Survey).
What is the average mortgage payment in Clay City?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Clay City, KY is $1,114 (±$363) a month, including taxes, insurance and utilities.
How much are property taxes in Clay City?
The median real estate tax paid by homeowners in Clay City, KY is $455 (±$153) a year (2020–2024 American Community Survey).
Is Clay City growing?
In Clay City, the number of residents went from 1,124 in 2015–2019 to 1,204 in 2020–2024 (+7.1%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Clay City city, Kentucky
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Clay City city, Kentucky
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Clay City city, Kentucky
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Clay City city, Kentucky
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Clay City city, Kentucky
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Clay City city, Kentucky
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Clay City city, Kentucky
- HUD Fair Market Rents, fiscal year 2027: Powell County, KY
- HUD Income Limits, fiscal year 2026: Powell County, KY
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Clay City Police Department (ORI KY0990200)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Clay City city, Kentucky (place:15238, in state:21).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .