Housing data for Fort Thomas, KY
Fort Thomas, KY has an estimated 17,169 residents and 6,764 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Campbell County.
28.8% of households rent.
The median gross rent is $1,126 a month.
Its population grew measurably since 2015–2019 (+5.3%).
Figures last updated on .
- Residents
- 17,169 (±60)
- Housing units
- 6,764 (±351)
- Households that rent
- 28.8%
- Median gross rent
- $1,126
- Residents since 2015–2019
- +5.3%
What stands out in Fort Thomas
Median real estate taxes: $4,313 (±$233) in Fort Thomas, higher than in Campbell County ($2,556).
Rental vacancy rate: 0.0% (±2.0 points) in Fort Thomas, lower than in Campbell County (6.8%).
Median home value: $335,000 (±$24,576) in Fort Thomas, higher than in Campbell County ($252,000).
Median household income: $104,350 (±$9,904) in Fort Thomas, higher than in Campbell County ($77,567).
- Property taxes in Fort Thomas
- Vacancy rate in Fort Thomas
- Home values in Fort Thomas
- Income and affordability in Fort Thomas
Housing in Fort Thomas at a glance
- Median rent: $1,126 median gross rent a month
- Rent by bedrooms: $1,132 median gross rent, 2 bedrooms
- Rent burden: 43.0% of renters pay 30% or more of income
- Renters and owners: 28.8% of households rent
- Income and affordability: $104,350 median household income
- Home values: $335,000 median home value
- Homeowner costs: $2,122 median monthly cost with a mortgage
- Property taxes: $4,313 median real estate taxes a year
- Types of homes: 18.0% of homes are in buildings of 5 or more units
- Bedrooms: 61.9% of homes have 3 or more bedrooms
- Age of homes: 79.1% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate
- Heating fuel: 67.3% heat with utility gas
- Commute and cars: 21.0 minutes average trip to work
- Crime reported to police: 54 violent crimes per 100,000 residents
- Growth: +5.3% residents since 2015–2019
- How long people stay: 20.8% moved in since 2020
- Crowding and facilities: 0.5% of homes have more than 1 person per room
- Fair Market Rent: $1,450 Small Area FMR, 2 bedrooms (ZIP 41075)
Fort Thomas against Campbell County, its state and the nation
| Fort Thomas | Campbell County | Kentucky | United States | |
|---|---|---|---|---|
| Residents | 17,169 (±60) | 93,426 (exact) | 4,534,824 (exact) | 334,922,499 |
| Housing units | 6,764 (±351) | 42,065 (±58) | 2,023,116 (±474) | 143,775,355 |
| Households that rent | 28.8% (±3.6 points) | 28.9% (±1.5 points) | 31.7% (±0.3 points) | 34.8% |
| Median gross rent | $1,126 (±$24) | $1,145 (±$29) | $967 (±$5) | $1,413 |
| Median household income | $104,350 (±$9,904) | $77,567 (±$2,690) | $63,726 (±$429) | $80,734 |
| Median home value | $335,000 (±$24,576) | $252,000 (±$7,796) | $205,600 (±$1,096) | $332,700 |
| Median real estate taxes (a year) | $4,313 (±$233) | $2,556 (±$88) | $1,544 (±$10) | $3,119 |
| Built before 1980 | 79.1% (±6.8 points) | 57.1% (±2.5 points) | 47.1% (±0.4 points) | 49.7% |
| Average commute | 21.0 minutes (±1.4) | 23.5 minutes (±0.7) | 24.0 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 96.0% (±1.5 points) | 92.2% (±1.2 points) | 88.6% (±0.2 points) | 91.0% |
| Median age of residents | 38.8 years (±2.1) | 39.3 years (±0.3) | 39.1 years (±0.1) | 38.9 years |
Fort Thomas covers 5.7 square miles of land, about 3,026 residents per square mile (Census Bureau Gazetteer).
How Fort Thomas has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 16,308 (±77) | 17,169 (±60) | +5.3% | Measurable increase |
| Housing units | 6,779 (±244) | 6,764 (±351) | −0.2% | Not a measurable change |
| Median gross rent | $907 (±$36) | $1,126 (±$24) | +24.1% | No measurable change after inflation |
| Median home value | $227,600 (±$10,261) | $335,000 (±$24,576) | +47.2% | Up after inflation |
| Median household income | $78,972 (±$8,985) | $104,350 (±$9,904) | +32.1% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,622 (±$65) | $2,122 (±$119) | +30.8% | No measurable change after inflation |
| Median real estate taxes | $3,108 (±$196) | $4,313 (±$233) | +38.8% | Up after inflation |
| Households that rent | 29.0% (±3.5 points) | 28.8% (±3.6 points) | −0.2 percentage points | Not a measurable change |
| Rental vacancy rate | 2.9% (±2.5 points) | 0.0% (±2.0 points) | −2.9 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Fort Thomas
In 2025, the Fort Thomas Police Department reported 54 violent and 429 property crimes per 100,000 residents to the FBI.
Across Campbell County, the departments that report recorded 105 violent and 1,121 property crimes per 100,000 residents that year.
ZIP codes in Fort Thomas
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 41075 | 94% | 17,240 | $1,126 | $335,600 | $104,875 |
| 41074 | 10% | 5,756 | $1,137 | $164,300 | $66,087 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Fort Thomas
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Woodlawn | 1.0 mi | $1,556 | $202,300 | 19.8% |
| Southgate | 1.5 mi | $1,078 | $190,800 | 40.8% |
| Newport | 1.6 mi | $1,087 | $217,600 | 52.3% |
| Bellevue | 1.7 mi | $1,265 | $206,500 | 29.9% |
| Dayton | 2.1 mi | $1,137 | $163,500 | 42.9% |
| Wilder | 3.1 mi | $1,432 | $159,900 | 19.2% |
| Highland Heights | 3.2 mi | $1,144 | $169,700 | 37.5% |
| Kenton Vale | 4.0 mi | $1,438 | $165,500 | 21.3% |
Places in Kentucky most like Fort Thomas
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Lakeside Park | $1,154 | $360,400 | $128,650 | 16.8% |
| Fort Wright | $1,142 | $328,900 | $105,024 | 29.3% |
| Graymoor-Devondale | $1,558 | $338,000 | $96,667 | 25.0% |
| Park Hills | $1,042 | $282,100 | $99,861 | 33.3% |
| Audubon Park | $930 | $362,700 | $100,972 | 26.4% |
| Fort Mitchell | $1,039 | $357,100 | $86,310 | 41.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.
HUD Fair Market Rent for Fort Thomas, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,052 | $1,128 | $1,442 | $1,897 | $2,141 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Fort Thomas, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $23,100 | $38,500 | $61,550 |
| 2 people | $26,400 | $44,000 | $70,350 |
| 3 people | $29,700 | $49,500 | $79,150 |
| 4 people | $33,000 | $54,950 | $87,900 |
| 5 people | $38,680 | $59,350 | $94,950 |
| 6 people | $44,360 | $63,750 | $102,000 |
| 7 people | $50,040 | $68,150 | $109,000 |
| 8 people | $55,720 | $72,550 | $116,050 |
These are the limits HUD sets for its housing programs in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $109,900.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Fort Thomas
What is the average rent in Fort Thomas, KY?
The Census Bureau publishes the median rather than the average: the median gross rent in Fort Thomas is $1,126 (±$24) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Fort Thomas?
The median gross rent for a one-bedroom home in Fort Thomas, KY is $1,092 (±$28) a month (2020–2024 American Community Survey).
Are renters in Fort Thomas rent-burdened?
43.0% of renting households in Fort Thomas pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Fort Thomas?
Fort Thomas has an estimated 1,892 (±268) renting households, 28.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Fort Thomas?
The median household income in Fort Thomas is $104,350 (±$9,904) a year (2020–2024 American Community Survey).
What is the average home value in Fort Thomas, KY?
The Census Bureau publishes the median: $335,000 (±$24,576) for owner-occupied homes in Fort Thomas (2020–2024 American Community Survey).
Is Fort Thomas growing?
In Fort Thomas, the number of residents went from 16,308 in 2015–2019 to 17,169 in 2020–2024 (+5.3%), a measurable increase.
What ZIP codes are in Fort Thomas?
The ZIP codes that cover Fort Thomas are 41075, 41074.
What is the median rent in ZIP code 41075?
The median gross rent in ZIP Code Tabulation Area 41075 is $1,126 (±$24) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Fort Thomas city, Kentucky
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Fort Thomas city, Kentucky
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Fort Thomas city, Kentucky
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Fort Thomas city, Kentucky
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Fort Thomas city, Kentucky
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Fort Thomas city, Kentucky
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Fort Thomas city, Kentucky
- HUD Fair Market Rents, fiscal year 2027: Cincinnati, OH-KY-IN HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Cincinnati, OH-KY-IN HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Fort Thomas Police Department (ORI KY0190400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Fort Thomas city, Kentucky (place:28594, in state:21).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .