Housing data for Loretto, KY
Loretto, KY has an estimated 683 residents and 312 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Marion County.
10.4% of households rent.
The median gross rent is $797 a month.
Figures last updated on .
- Residents
- 683 (±181)
- Housing units
- 312 (±62)
- Households that rent
- 10.4%
- Median gross rent
- $797
- Residents since 2015–2019
- −11.4%
What stands out in Loretto
Households that rent: 10.4% (±6.2 points) in Loretto, lower than in Marion County (22.3%).
Average commute: 33.1 minutes (±7.3) in Loretto, higher than in Marion County (22.4 minutes).
Homes built before 1980: 64.8% (±16.3 points) in Loretto, higher than in Marion County (46.0%).
Households without a vehicle: 2.2% (±2.7 points) in Loretto, lower than in Marion County (6.0%).
Housing in Loretto at a glance
- Median rent: $797 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 41.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 10.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $61,250 median household income
- Home values: $183,100 median home value
- Homeowner costs: $1,365 median monthly cost with a mortgage
- Property taxes: $1,005 median real estate taxes a year
- Types of homes: 1.0% of homes are in buildings of 5 or more units
- Bedrooms: 82.1% of homes have 3 or more bedrooms
- Age of homes: 64.8% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 42.8% heat with utility gas
- Commute and cars: 33.1 minutes average trip to work
- Growth: −11.4% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 17.3% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 2.5% of homes have more than 1 person per room (Small sample: wide margin of error)
Loretto against Marion County, its state and the nation
| Loretto | Marion County | Kentucky | United States | |
|---|---|---|---|---|
| Residents | 683 (±181) | 19,749 (exact) | 4,534,824 (exact) | 334,922,499 |
| Housing units | 312 (±62) | 8,477 (±60) | 2,023,116 (±474) | 143,775,355 |
| Households that rent | 10.4% (±6.2 points) | 22.3% (±3.2 points) | 31.7% (±0.3 points) | 34.8% |
| Median gross rent | $797 (±$100) | $726 (±$42) | $967 (±$5) | $1,413 |
| Median household income | $61,250 (±$10,607) | $59,627 (±$7,914) | $63,726 (±$429) | $80,734 |
| Median home value | $183,100 (±$48,963) | $168,100 (±$6,693) | $205,600 (±$1,096) | $332,700 |
| Median real estate taxes (a year) | $1,005 (±$196) | $1,157 (±$62) | $1,544 (±$10) | $3,119 |
| Built before 1980 | 64.8% (±16.3 points) | 46.0% (±5.0 points) | 47.1% (±0.4 points) | 49.7% |
| Average commute | 33.1 minutes (±7.3) | 22.4 minutes (±1.8) | 24.0 minutes (±0.2) | 26.4 minutes |
| Households with broadband | 86.7% (±7.1 points) | 86.3% (±3.0 points) | 88.6% (±0.2 points) | 91.0% |
| Median age of residents | 42.8 years (±11.5) | 40.4 years (±1.0) | 39.1 years (±0.1) | 38.9 years |
Loretto covers 3.2 square miles of land, about 213 residents per square mile (Census Bureau Gazetteer).
How Loretto has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 771 (±169) | 683 (±181) | −11.4% | Not a measurable change |
| Housing units | 328 (±60) | 312 (±62) | −4.9% | Not a measurable change |
| Median gross rent | $590 (±$145) | $797 (±$100) | +35.1% | No measurable change after inflation |
| Median home value | $108,100 (±$13,625) | $183,100 (±$48,963) | +69.4% | No measurable change after inflation |
| Median household income | $41,979 (±$9,917) | $61,250 (±$10,607) | +45.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $958 (±$132) | $1,365 (±$148) | +42.5% | No measurable change after inflation |
| Median real estate taxes | $779 (±$162) | $1,005 (±$196) | +29.0% | No measurable change after inflation |
| Households that rent | 21.8% (±8.6 points) | 10.4% (±6.2 points) | −11.4 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±35.6 points) | 0.0% (±59.2 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Marion County
Loretto has no police department of its own in the FBI’s figures, so this is the figure for Marion County as a whole.
In 2025, the police departments that report for Marion County recorded 75 violent and 311 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Loretto
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| St. Mary | 4.9 mi | — | $157,100 | 0.0% |
| Raywick | 6.0 mi | $690 | $101,800 | 28.8% |
| Lebanon | 8.8 mi | $701 | $149,700 | 43.7% |
| Springfield | 10.0 mi | $816 | $168,600 | 42.4% |
| New Haven | 11 mi | $845 | $161,700 | 32.7% |
| Bardstown | 13 mi | $977 | $203,500 | 38.9% |
| Bradfordsville | 17 mi | $681 | — | 34.9% |
| Mackville | 19 mi | $608 | $112,500 | 13.9% |
Places in Kentucky most like Loretto
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Burgin | $971 | $193,000 | $77,585 | 14.0% |
| Camargo | $854 | $151,400 | $47,625 | 24.0% |
| Lebanon Junction | $827 | $156,000 | $54,778 | 22.4% |
| Salem | $678 | $102,400 | $61,667 | 16.4% |
| Ryland Heights | $1,125 | $213,700 | $69,000 | 11.2% |
| Campbellsburg | $917 | $162,200 | $54,875 | 22.5% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Kentucky.
HUD Fair Market Rent for Loretto, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $650 | $736 | $909 | $1,139 | $1,482 |
HUD income limits for Loretto, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,100 | $26,850 | $42,950 |
| 2 people | $21,640 | $30,650 | $49,050 |
| 3 people | $27,320 | $34,500 | $55,200 |
| 4 people | $33,000 | $38,300 | $61,300 |
| 5 people | $38,680 | $41,400 | $66,250 |
| 6 people | $44,360 | $44,450 | $71,150 |
| 7 people | $47,500 | $47,500 | $76,050 |
| 8 people | $50,600 | $50,600 | $80,950 |
These are the limits HUD sets for its housing programs in the Marion County, KY, where HUD’s median family income for fiscal year 2026 is $76,600.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Loretto
What is the median household income in Loretto?
The median household income in Loretto is $61,250 (±$10,607) a year (2020–2024 American Community Survey).
What is the average home value in Loretto, KY?
The Census Bureau publishes the median: $183,100 (±$48,963) for owner-occupied homes in Loretto (2020–2024 American Community Survey).
What is the average mortgage payment in Loretto?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Loretto, KY is $1,365 (±$148) a month, including taxes, insurance and utilities.
How much are property taxes in Loretto?
The median real estate tax paid by homeowners in Loretto, KY is $1,005 (±$196) a year (2020–2024 American Community Survey).
How many homes are in Loretto?
Loretto, KY has an estimated 312 (±62) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Loretto?
The most common size is 3 bedrooms, 59.3% of homes in Loretto, KY.
Is Loretto growing?
In Loretto, the number of residents went from 771 in 2015–2019 to 683 in 2020–2024 (−11.4%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Loretto city, Kentucky
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Loretto city, Kentucky
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Loretto city, Kentucky
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Loretto city, Kentucky
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Loretto city, Kentucky
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Loretto city, Kentucky
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Loretto city, Kentucky
- HUD Fair Market Rents, fiscal year 2027: Marion County, KY
- HUD Income Limits, fiscal year 2026: Marion County, KY
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Loretto city, Kentucky (place:47710, in state:21).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .