What is the Fair Market Rent in Ludlow, KY?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 41016, which covers Ludlow, is $1,300 a month.

Across the whole Cincinnati, OH-KY-IN HUD Metro FMR Area the two-bedroom figure is $1,442.

The Census Bureau’s median gross rent for a two-bedroom home in Ludlow is $1,113 (±$91), below the Small Area figure for ZIP 41016.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $1,442
2 bedrooms, ZIP 41016: $1,300

Fair Market Rents for Ludlow, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Cincinnati, OH-KY-IN HUD Metro FMR Area (whole area)	$1,052	$1,128	$1,442	$1,897	$2,141	—
ZIP 41016 (61% of the ZIP’s land is in this place)	$950	$1,020	$1,300	$1,710	$1,930	$1,138

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

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Questions about Ludlow

What is the Section 8 payment standard in Ludlow?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Cincinnati, OH-KY-IN HUD Metro FMR Area is $1,442, and the Small Area figure for 41016 is $1,300.

What is the Fair Market Rent for a two-bedroom in ZIP 41016?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 41016 is $1,300 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,138 (±$165).

What is the Fair Market Rent for a one-bedroom in Ludlow?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 41016 is $1,020 a month, against $1,128 across the Cincinnati, OH-KY-IN HUD Metro FMR Area.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.